topic Re: USAA approved!!!! in Credit Card Approvals

USAA approved!!!!

12njoy — Sat, 18 Jan 2014 21:22:06 GMT

Decided to hit the USAA Visa app button for the first time in 2014. After 7 denials from USAA for a second unsecured credit card, I was approved. $7,000 right out the gate. Recently closed my two secured cards with USAA ($5,000 each). Other than that, there wasn't much change in credit report. I'm doing the happy dance

Re: USAA approved!!!!

FocusedAndDetermined — Sat, 18 Jan 2014 21:33:10 GMT

Very nice - congrats!

Re: USAA approved!!!!

baller4life — Sat, 18 Jan 2014 21:39:06 GMT

Awesome! Congrats!!

Re: USAA approved!!!!

UFGuy2006 — Sat, 18 Jan 2014 21:44:12 GMT

Congrats!!

Re: USAA approved!!!!

gdale6 — Sat, 18 Jan 2014 21:53:12 GMT

Congrats on your new card

Re: USAA approved!!!!

12njoy — Sat, 18 Jan 2014 22:02:55 GMT

@Everyone,

These Boards are fantastic. I only wish I had discovered them early in 2012. You all are a great resource. Keep up the great advice!

Re: USAA approved!!!!

buc23 — Sat, 18 Jan 2014 22:19:51 GMT

Congratulations!!! What kind of scores do you have? I have been looking to get a card with them

Re: USAA approved!!!!

12njoy — Sat, 18 Jan 2014 22:23:30 GMT

@buc23,

My Equifax Faco score was 686 at time they pulled inquiry. I have EQ credit monitoring and they sometimes give me my EQ Fico score which, in my case, seems to run about 9-14 points higher than my Faco score. I have an auto loan with them and had two secured ($10K total on secured cards) with them. I just closed the two secured cards in November and December 2012. The auto loan has been open since April 2012. I'm sure that helped considering my score isn't the greatest.

Re: USAA approved!!!!

MsLadyRover — Sat, 18 Jan 2014 23:04:47 GMT

Congratulations!

Re: USAA approved!!!!

12njoy — Sat, 18 Jan 2014 23:06:12 GMT

@MsLadyRover,

Thanks. 11 months and counting for that elusive Duck card.

Re: USAA approved!!!!

MsLadyRover — Sat, 18 Jan 2014 23:19:34 GMT

@12njoy wrote:
@MsLadyRover,

Thanks. 11 months and counting for that elusive Duck card.

I have the Duck card on my future list also.

Re: USAA approved!!!!

12njoy — Sat, 18 Jan 2014 23:22:40 GMT

@MsLadyRover,

I should be set by the time my last negative ages past 24 months in November 2014. Hopefully, they're still generous with credit limits by then.

Re: USAA approved!!!!

Anonymous — Sat, 18 Jan 2014 23:36:51 GMT

WOW! Nice score for a card. Feels good securing a non-secured card.

Re: USAA approved!!!!

12njoy — Sat, 18 Jan 2014 23:39:08 GMT

@Wanderer,

Yes it does. I only have one secured card left which is the USAA Visa @650. Will just leave that open for GP. No more secured anything for me.

Re: USAA approved!!!!

coldnmn — Sun, 19 Jan 2014 00:26:43 GMT

Congrats! Thanks for sharing.

Re: USAA approved!!!!

ttrations — Sun, 19 Jan 2014 01:00:41 GMT

Congrats!! How long did you keep the secured cards w/USAA before you closed them?

Re: USAA approved!!!!

wreith — Sun, 19 Jan 2014 01:01:19 GMT

Very nice, congrats!!!

Re: USAA approved!!!!

12njoy — Sun, 19 Jan 2014 01:04:44 GMT

@ttrations,

I had the secured usaa amex for 20 months and the usaa secured platnum MasterCard for 21 months. Both had credit limit of $5,000.

Re: USAA approved!!!!

-Wade- — Sun, 19 Jan 2014 07:56:04 GMT

@12njoy wrote:
Decided to hit the USAA Visa app button for the first time in 2014. After 7 denials from USAA for a second unsecured credit card, I was approved. $7,000 right out the gate. Recently closed my two secured cards with USAA ($5,000 each). Other than that, there wasn't much change in credit report. I'm doing the happy dance

Congrats, nice cl

Re: USAA approved!!!!

Shogun — Sun, 19 Jan 2014 13:27:27 GMT

Nice card, nice limit. Congrats!