topic Re: PenFed Pathfinder Amex Approved $23,000!!! in Credit Card Approvals

PenFed Pathfinder Amex Approved $23,000!!!

credit_is_crack — Mon, 23 Jul 2018 01:08:05 GMT

Hi All,

I'm still on my journey to dwindle down my cards (not necessarily quantity, but eliminating annual fee cards no longer working for me and replacing them with suitable no-fee cards). Decided to close my Amex PRG and replace it with the PenFed Pathfinder Amex. APR a little high but I'm a PIF guy so no worries there. Going from a $195 annual fee to $0...noice.

DP's

793 EQ Fico 9
6 Inquiries < 6 months
11 Inquiries < 12 months
No new accounts for last 8 months
1 new account < 6 months
12 new accounts < 12 months

Re: PenFed Pathfinder Amex Approved $23,000!!!

Anonymous — Mon, 23 Jul 2018 01:10:03 GMT

Sweet post. Congrats!

Re: PenFed Pathfinder Amex Approved $23,000!!!

Gmood1 — Mon, 23 Jul 2018 01:23:21 GMT

Congrats CiC! You have Penfed wrapped around your finger.

This you just before pulling the trigger.😂

"Just one more"!

Re: PenFed Pathfinder Amex Approved $23,000!!!

Pikaboo-icu — Mon, 23 Jul 2018 01:23:46 GMT

That's grrrrreat!!

Good for you.. Congrats..

Re: PenFed Pathfinder Amex Approved $23,000!!!

Anonymous — Mon, 23 Jul 2018 01:29:23 GMT

@credit_is_crack wrote:
Hi All,

I'm still on my journey to dwindle down my cards (not necessarily quantity, but eliminating annual fee cards no longer working for me and replacing them with suitable no-fee cards). Decided to close my Amex PRG and replace it with the PenFed Pathfinder Amex. APR a little high but I'm a PIF guy so no worries there. Going from a $195 annual fee to $0...noice.

DP's
793 EQ Fico 9
6 Inquiries < 6 months
11 Inquiries < 12 months
No new accounts for last 8 months
1 new account < 6 months
12 new accounts < 12 months

Super Congrats on your Pen Fed monster $23,000 SL!

Even more impressive than the starting limit is your

Equifax FICO 9 score. A 793 is something to which

all of us aspire. Congrats again, and thanks for sharing!

Re: PenFed Pathfinder Amex Approved $23,000!!!

credit_endurance — Mon, 23 Jul 2018 01:31:47 GMT

Nice Pick up CIC! Nice Fico as well! PenFed is loving you right now😏 What’s your exposure with them now?

Re: PenFed Pathfinder Amex Approved $23,000!!!

Anonymous — Mon, 23 Jul 2018 01:37:55 GMT

Congrats on approval !!! Monster SL !!!

Re: PenFed Pathfinder Amex Approved $23,000!!!

Anonymous — Mon, 23 Jul 2018 02:18:09 GMT

Congrats on the super nice approval.

Re: PenFed Pathfinder Amex Approved $23,000!!!

credit_is_crack — Mon, 23 Jul 2018 03:29:36 GMT

@Gmood1 wrote:
Congrats CiC! You have Penfed wrapped around your finger.
This you just before pulling the trigger.😂
"Just one more"!

LOL You Know It! PenFed wasn't always so willing with me but a few dates, a little game and Boom!

Re: PenFed Pathfinder Amex Approved $23,000!!!

credit_is_crack — Mon, 23 Jul 2018 03:31:52 GMT

@Anonymous wrote:
@credit_is_crack wrote:

Super Congrats on your Pen Fed monster $23,000 SL!
Even more impressive than the starting limit is your
Equifax FICO 9 score. A 793 is something to which
all of us aspire. Congrats again, and thanks for sharing!

Thanks, AllThings! My Fico 9 is a bit better looking than my Fico 8 (759 I think). Hoping I can get it up to 800 this year (all 3 CRA's)

Re: PenFed Pathfinder Amex Approved $23,000!!!

credit_is_crack — Mon, 23 Jul 2018 03:35:27 GMT

Thanks Pikaboo, Voltron and 4theLove!

@Bruised, Thanks! I've got my Platinum Rewards at $25k, Pathfinder at $23 and an auto loan for $48k -- altogether $96,000. I'm going to give the CLOC a whirl early 2019 and see if they'll let me take a bite out of that too lol

Re: PenFed Pathfinder Amex Approved $23,000!!!

Anonymous — Mon, 23 Jul 2018 03:37:06 GMT

Congrats on the monster approval.

Re: PenFed Pathfinder Amex Approved $23,000!!!

Anonymous — Mon, 23 Jul 2018 05:09:42 GMT

Congrats on PenFed Amex approval and huge SL!

Re: PenFed Pathfinder Amex Approved $23,000!!!

risingup2day — Mon, 23 Jul 2018 06:57:34 GMT

Congrats on your approval and nice SL!!

Re: PenFed Pathfinder Amex Approved $23,000!!!

Anonymous — Mon, 23 Jul 2018 12:57:44 GMT

Congrats on your MEGA approval!!!

Re: PenFed Pathfinder Amex Approved $23,000!!!

Anonymous — Mon, 23 Jul 2018 21:14:51 GMT

That’s awesome!!!! Hope you like them! I just got one a few days ago! 😎🤗🎊

Re: PenFed Pathfinder Amex Approved $23,000!!!

credit_is_crack — Mon, 23 Jul 2018 21:30:07 GMT

@RN73, Thanks! I’ve been with PenFed just over 3 years and no complaints so far. I e been very reserved in asking for credit from them, but in return they are quite generous when I do ask for something from them. Great Credit Union!

Re: PenFed Pathfinder Amex Approved $23,000!!!

morgacj2004 — Mon, 23 Jul 2018 23:00:27 GMT

Awesome CL especially in regards to how conservative they have been as of late

Re: PenFed Pathfinder Amex Approved $23,000!!!

bodyboy1 — Mon, 23 Jul 2018 23:30:17 GMT

@credit_is_crack wrote:
@Anonymous, Thanks! I’ve been with PenFed just over 3 years and no complaints so far. I e been very reserved in asking for credit from them, but in return they are quite generous when I do ask for something from them. Great Credit Union!

Big Congrats! very nice

> Do you have pay over time on you PRG?

How old is the PRG?

Re: PenFed Pathfinder Amex Approved $23,000!!!

credit_is_crack — Tue, 24 Jul 2018 00:52:22 GMT

Thanks bodyboy! I’ve had the PRG since 10/2015 and it does have a $20,000 POT limit. I still haven’t called it in to close it yet. Going to wait until the PenFed is in my hand and then call up Amex.