topic Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!! in Credit Card Approvals

Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 13:21:21 GMT

Hi All,

Decided to give this bank a whirl after seeing Gmood's approval last week. Applied on Saturday and got a 10-14 message no credit alerts. And from all indications they manual review most apps, unless a mailer is recieved. Was going to give them a call this morning but woke up to this email with the approval! Really blown away by this SL as I had no prior relationship with them. This is a card I will actually have some joy in swiping as it will go towards a very good cause.

DP's:

Pulled EQ (dirty on my end with 5 student loan lates til 2020)

Fico around 710-715 not sure which version they pulled.

Inquries: total (12) 6 in last 6 months 8 in last 12 months.

Accounts: 3 in last 6 months 8 in last 12 months

Uti: around 3% reporting

Got a couple more irons in the fire before im officialy done. That's right I said it lol! Want all inquries off reports by mid 2020 when my TU & EQ finally become clean.

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

Anonymous — Wed, 25 Jul 2018 13:13:26 GMT

Congrats on the nice SL.

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

Gmood1 — Wed, 25 Jul 2018 13:41:16 GMT

Hot diggity dog!!!😀

A super big congrats BC for the over the top approval!!

Rock on my friend..Rock on!

In the scheme of things, Commerce is very giving when it comes to SLs.

I get the feeling they're trying to draw new customers. I've received 3 emails from them since being approved.

The last one yesterday stated the card had shipped.

Now let's go save the children!😀

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

fltireguy — Wed, 25 Jul 2018 13:50:10 GMT

Congrats!
Commerce surprised me a year ago with my $15k Drury Inn Visa approval.. no prior relationship for me either, and, at that point was my highest non-CU CL.

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 13:52:41 GMT

Thanks for 4theloveofPoints!

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 13:59:37 GMT

Thanks so much Gmood! My friend you certainly called it about them blowing my socks off lol! This is certainly a great pick up for me. And if I start getting bombarded with the emails like you for further products down the road will make it sooo hard to garden. But we will cross that bridge when it comes. And yes, let’s get to saving some children! Thanks again 😉

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 14:07:36 GMT

Thanks Fltireguy! Yes, not having to have that prior relationship and being so giving at the start is unvaluable when it comes down to banking relationships.

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

bizarrocreditworld — Wed, 25 Jul 2018 14:13:45 GMT

Congratulations on the nice SL! Commerce is a generous bank, and the APR after the six month intro period will likely be good with that limit.

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 14:55:12 GMT

Thanks bizarrocreditworld! That’s certainly good to know about the apr’s moving forward. Although I don’t know mine yet, I’m sure it’s workable.

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

MartyWrite75 — Wed, 25 Jul 2018 15:01:57 GMT

Congratulations on your MONSTER SL! Nice!!!

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

Anonymous — Wed, 25 Jul 2018 15:48:59 GMT

Congrats on approval and very nice SL !!!!

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 16:51:14 GMT

Thanks MartyWrite!

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 16:52:10 GMT

Thanks so much Voltron!

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

pizza1 — Wed, 25 Jul 2018 20:02:44 GMT

LOLOL at your title!! Totally made me chuckle! hahaha. Much congrats, and WOW at the SL!!

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 21:14:08 GMT

Haha thanks Pizza! I was so overwhelmed with joy and excitement about the approval and the prospect of helping the children out for the cause it got the best of me lol! 😏

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

Anonymous — Wed, 25 Jul 2018 21:55:22 GMT

Congrats Bruiser 🍾🎉🎊🎈 Nice SL.

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 23:01:26 GMT

Thanks Miesterbro!

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

Anonymous — Wed, 25 Jul 2018 23:19:02 GMT

@credit_endurance wrote:

Hi All,

Decided to give this bank a whirl after seeing Gmood's approval last week. Applied on Saturday and got a 10-14 message no credit alerts. And from all indications they manual review most apps, unless a mailer is recieved. Was going to give them a call this morning but woke up to this email with the approval! Really blown away by this SL as I had no prior relationship with them. This is a card I will actually have some joy in swiping as it will go towards a very good cause.

DP's:
Pulled EQ (dirty on my end with 5 student loan lates til 2020)
Fico around 710-715 not sure which version they pulled.
Inquries: total (12) 6 in last 6 months 8 in last 12 months.
Accounts: 3 in last 6 months 8 in last 12 months
Uti: around 3% reporting

Got a couple more irons in the fire before im officialy done. That's right I said it lol! Want all inquries off reports by mid 2020 when my TU & EQ finally become clean.

Commerce is saving kids one application a time.

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

credit_endurance — Wed, 25 Jul 2018 23:47:11 GMT

Lol! Indeed Disstreetcoolkid! Thanks again.

Re: Alright..Let's Save Some Childen Im In! Commerce Bank $13,000 SL!!

Aduke1122 — Thu, 26 Jul 2018 00:39:49 GMT

Congrats BruisedCredit on the approval this is AWESOME! Awesome SL!