topic Re: Chase Sapphire Reserve Weird Approval in Credit Card Approvals

Chase Sapphire Reserve Weird Approval

Anonymous — Wed, 25 Jul 2018 16:06:32 GMT

First of all.. Do Credit Score History even mean anything on Chase targeted offers?

I can't apply for CSR because of my 5/24 situation. I don't want to risk my wife on apping because she's unemployed with a credit score revolving around 640ish to 660.

I don't see offers on my Chase Account Login, decided to log in on hers and to my surprise she has few targeted Chase cards offers. Offer for CSP, Freendom Unltd, and CSR..

Decided to click on the CSR offer, put my income there since I'm basically her support. Of course added me as her AU.

BAM!! Instant approval for $10K.. What the What!? Her other card which is the regular Freedom only has a $600 CL.

Anyways.. With this weird approval.. We are very happy!

Re: Chase Sapphire Reserve Weird Approval

sghosh5 — Wed, 25 Jul 2018 16:21:39 GMT

Congrats to her. Wish CHASE approved me for CSR in that weird way lol. But you cannot have a CSR if you have CSP and can't risk closing CSP.

Re: Chase Sapphire Reserve Weird Approval

Anonymous — Wed, 25 Jul 2018 16:29:45 GMT

@sghosh5 wrote:
Congrats to her. Wish CHASE approved me for CSR in that weird way lol. But you cannot have a CSR if you have CSP and can't risk closing CSP.

I don't even have one and its my dream card. LOL, the closest I'm getting to it is AU from her.

Re: Chase Sapphire Reserve Weird Approval

Anonymous — Wed, 25 Jul 2018 16:58:35 GMT

Congrats on approval and Welcome to CSR FAMILY !!!!!

thats good your wife got approve with that fico score

nobody can predict chase hehe , im blown away

can you provide data points

Re: Chase Sapphire Reserve Weird Approval

Anonymous — Wed, 25 Jul 2018 17:08:15 GMT

@Anonymous wrote:
Congrats on approval and Welcome to CSR FAMILY !!!!!
thats good your wife got approve with that fico score
nobody can predict chase hehe , im blown away
can you provide data points

She literally ruined the approval odds.. LOL

She has couple of charged offs which was preventing her credit to climb in the 700s. Her FICO revolves around 640ish to 660.

She has 3 cards. Freedom with CL $600, CapOne Plat $1500, and Barclay Apple at $1300.

I don't know what else to provide.. LOL

I 'm always the person that app for Credit Cards and no way I ever had a 10K instant CL. Had to work hard to climb up the 10K tier LOL.

Re: Chase Sapphire Reserve Weird Approval

CreditCuriosity — Wed, 25 Jul 2018 17:32:47 GMT

Honestly if you are in the 640's+ range chase seems to approve alot of people.. Might not be the best apr or CL as she got the min (10k) cl for the card but a ton of approvals of people and chase cards in the low to mid 600's..

Re: Chase Sapphire Reserve Weird Approval

19eighty5 — Wed, 25 Jul 2018 17:39:22 GMT

Congratulations on the approval!

Re: Chase Sapphire Reserve Weird Approval

Anonymous — Wed, 25 Jul 2018 17:42:31 GMT

That's fantastic!! Congrats on the approval to you and wife!

Re: Chase Sapphire Reserve Weird Approval

Anonymous — Wed, 25 Jul 2018 17:43:54 GMT

@CreditCuriosity wrote:
Honestly if you are in the 640's+ range chase seems to approve alot of people.. Might not be the best apr or CL as she got the min (10k) cl for the card but a ton of approvals of people and chase cards in the low to mid 600's..

@Interesting to know this.. Thanks @CreditCuriosity

I thought wife totally messed up the Approval Odds system with her Scores.

Re: Chase Sapphire Reserve Weird Approval

xaximus — Wed, 25 Jul 2018 20:37:21 GMT

Congrats on the approval. I thought there was a minimum on the CL on the high tier cards?

Isn't signatures usually 5k minimums and above that 10k minimums?

Either way, nice SL!

Re: Chase Sapphire Reserve Weird Approval

CreditCuriosity — Wed, 25 Jul 2018 20:58:36 GMT

@xaximus wrote:
Congrats on the approval. I thought there was a minimum on the CL on the high tier cards?

Isn't signatures usually 5k minimums and above that 10k minimums?

Either way, nice SL!

Yes signature is usually 5k depending on banks and card but as lately some people will issue them down to 500 (us bank and even chase amazon among others.. Infinite was suppose to be 10k as that is what Chase's min and other banks are, but us bank has bucked that as well and issue the altitude at 5k

Re: Chase Sapphire Reserve Weird Approval

Anonymous — Wed, 25 Jul 2018 21:19:16 GMT

@xaximus wrote:
Congrats on the approval. I thought there was a minimum on the CL on the high tier cards?

Isn't signatures usually 5k minimums and above that 10k minimums?

Either way, nice SL!

I think that's what they approved her. 10K CL is the minimum for the CSR -Visa Infinite

Yes, I think Visa Signature starts at 5K because I appd for the BOA Asiana Airlines and my SL was 3K they downgraded my Visa to Platinum.

Then another story, I got approved for the Chase Amazon Prime Card with 3K SL and my card is a Visa Signature.

Re: Chase Sapphire Reserve Weird Approval

Anonymous — Wed, 25 Jul 2018 23:22:58 GMT

@Anonymous wrote:
First of all.. Do Credit Score History even mean anything on Chase targeted offers?

I can't apply for CSR because of my 5/24 situation. I don't want to risk my wife on apping because she's unemployed with a credit score revolving around 640ish to 660.

I don't see offers on my Chase Account Login, decided to log in on hers and to my surprise she has few targeted Chase cards offers. Offer for CSP, Freendom Unltd, and CSR..

Decided to click on the CSR offer, put my income there since I'm basically her support. Of course added me as her AU.

BAM!! Instant approval for $10K.. What the What!? Her other card which is the regular Freedom only has a $600 CL.

Anyways.. With this weird approval.. We are very happy!

Nice SL, OP!

Re: Chase Sapphire Reserve Weird Approval

Anonymous — Thu, 26 Jul 2018 06:44:13 GMT

Congrats on the approval!

Re: Chase Sapphire Reserve Weird Approval

Anonymous — Thu, 26 Jul 2018 21:32:31 GMT

CSR min credit line is 10k. Congratz to her on her new card. Its one of the best on the market