topic Re: Overstock Store card CLI after using SCT in Credit Card Approvals

Overstock Store card CLI after using SCT

Anonymous — Tue, 31 Jul 2018 22:15:55 GMT

Hello. Second post here and got a quick success story. Got an overstock card after using SCT and have been using but keeping balance below 10 percent for last 3 months. Have requested CLI about once a week until about a month ago. I have sent emails asking why and just get generic email back saying I will be notified in 7-10 day. Started at 750, not even 4 months in and they allowed me the option again today so I tried. CLI of 1500 up to 2250! Helps a lot because my other accounts are 400 cap one plat. 300 cap on quicksilver and 400 Amazon. Things are looking up and I can’t believe this increase amount. I was expecting 125 increase or something. Hopefully my cap one platinum increases a lot in a month on my first credit step. I use about 1500 on the card per month with always less than 10 percent showing. Appreciate this forum and all of you guys!

Re: Overstock Store card CLI after using SCT

elim — Tue, 31 Jul 2018 22:44:26 GMT

Nice! I grabbed an OS card about 3 years ago near your starting limit. I hit the button once or twice a year and have a decent limit now. I use it every 6 months for $25 or so. Not much use needed to keep it active.

Re: Overstock Store card CLI after using SCT

Anonymous — Tue, 31 Jul 2018 22:47:45 GMT

That is perfect! I will just use it sparingly then. I like to just use my bank cards for purchases but like these credit limits. Thank you!

Re: Overstock Store card CLI after using SCT

Anonymous — Tue, 31 Jul 2018 22:58:18 GMT

Congrats on CLI !!!

Re: Overstock Store card CLI after using SCT

Anonymous — Wed, 01 Aug 2018 00:18:36 GMT

Congrats on CLI!

Re: Overstock Store card CLI after using SCT

Gokuva — Wed, 01 Aug 2018 00:46:51 GMT

Congrats on the CLI! Nice to have a little more to work with to help the UTIL.

Re: Overstock Store card CLI after using SCT

Anonymous — Wed, 01 Aug 2018 01:02:36 GMT

Yes a good cushion. I keep everything very low and do not buy anything I do not need so it has been pretty easy to navigate but this will make it so much easier. With your guys help I have retrained my thinking and thoughts on credit.

Re: Overstock Store card CLI after using SCT

Anonymous — Wed, 01 Aug 2018 01:02:58 GMT

Thank you! Much appreciated!

Re: Overstock Store card CLI after using SCT

Anonymous — Wed, 01 Aug 2018 01:03:11 GMT

You rock! Thank you!

Re: Overstock Store card CLI after using SCT

601flyguy — Wed, 01 Aug 2018 02:31:26 GMT

Are you guys requesting online or robolady? I've been scared to request since they removed the button allowing hp.
Mine has been great for utilization too. Started at 4k, now at 19.8. I haven't used the card at all lol.

Re: Overstock Store card CLI after using SCT

Anonymous — Wed, 01 Aug 2018 02:36:08 GMT

I hit the button. They no longer have the hard pull permission button however they have only ran soft pull. Even today. Only soft. I get notified right away with alerts if any changes and none.

Re: Overstock Store card CLI after using SCT

Anonymous — Wed, 01 Aug 2018 05:46:46 GMT

Congrats on the cli!

Re: Overstock Store card CLI after using SCT

SweetCreditObsession — Sat, 04 Aug 2018 08:33:15 GMT

Know that you can double dip by requesting online and then calling and using the robolady aka automated system.

Re: Overstock Store card CLI after using SCT

Anonymous — Sat, 04 Aug 2018 20:16:17 GMT

Okay awesome! Thank you! I tried calling but it’s taking me directly to a rep. Maybe I need to call after hours.

Re: Overstock Store card CLI after using SCT

Anonymous — Sat, 04 Aug 2018 20:16:41 GMT

Thank you!

Re: Overstock Store card CLI after using SCT

Anonymous — Sat, 04 Aug 2018 20:25:52 GMT

Congrats, that is awesome

Re: Overstock Store card CLI after using SCT

Anonymous — Sat, 04 Aug 2018 20:29:37 GMT

OMG! It worked!! 3750!! Thank you thank you thank you!! Wow!!

Re: Overstock Store card CLI after using SCT

Anonymous — Sat, 04 Aug 2018 20:30:08 GMT

Thank you much! Learning a lot here!