topic Re: Lowes Approved and reporting in 48 hours in Credit Card Approvals

Lowes Approved and reporting in 48 hours

Anonymous — Mon, 06 Jan 2014 10:50:48 GMT

been lurking forever but i just could not believe this, Apped for Lowes on 12/29/13 got instant approval. I pulled all 3 reports tonight and Lowes is already showing on all 3. i have not even recieved the card yet. it is showing open since 12-29-13 reported 12-30-13 current 0 balance.

Just thought i would share

Re: Lowes Approved and reporting in 48 hours

CreditUnionFan — Mon, 06 Jan 2014 11:45:20 GMT

@Anonymous wrote:
been lurking forever but i just could not believe this, Apped for Lowes on 12/29/13 got instant approval. I pulled all 3 reports tonight and Lowes is already showing on all 3. i have not even recieved the card yet. it is showing open since 12-29-13 reported 12-30-13 current 0 balance.
Just thought i would share

GECRB has been doing that. I think part of the reason it because of their in-store instant financing, where the card is useable with another form of identification, such as driver's license.

Congrats on the new Lowe's card. It will grow over time.

Re: Lowes Approved and reporting in 48 hours

coldnmn — Mon, 06 Jan 2014 12:27:58 GMT

Congrats! Welcome to the forum and thanks for sharing.

Re: Lowes Approved and reporting in 48 hours

alvon123 — Mon, 06 Jan 2014 14:41:01 GMT

congrats

Re: Lowes Approved and reporting in 48 hours

youngandcreditwrthy — Mon, 06 Jan 2014 14:43:22 GMT

Congrats!! Any card Ive ever gotten from GECRB seems to report immediately!

Re: Lowes Approved and reporting in 48 hours

Epcot — Mon, 06 Jan 2014 21:20:26 GMT

That's great, Congrats!

Re: Lowes Approved and reporting in 48 hours

efranklin23 — Mon, 06 Jan 2014 22:53:44 GMT

Congrats on the Card Approval. I didnt know they pulled all 3 CBs though. I know for sure that Cap1 does

Re: Lowes Approved and reporting in 48 hours

asphaltcowboy — Tue, 07 Jan 2014 02:51:38 GMT

@efranklin23 wrote:
Congrats on the Card Approval. I didnt know they pulled all 3 CBs though. I know for sure that Cap1 does

I believe the OP stated that the the account has reported to all 3 CRA's, not 3 HP's

Re: Lowes Approved and reporting in 48 hours

efranklin23 — Tue, 07 Jan 2014 09:46:08 GMT

@asphaltcowboy wrote:
@efranklin23 wrote:
Congrats on the Card Approval. I didnt know they pulled all 3 CBs though. I know for sure that Cap1 does

I believe the OP stated that the the account has reported to all 3 CRA's, not 3 HP's

TY. I just read it wrong

Re: Lowes Approved and reporting in 48 hours

FinStar — Wed, 08 Jan 2014 01:40:14 GMT

Congrats on your LOWES approval! Yes, GECRB cards are very fast with reporting to the CRAs.

Re: Lowes Approved and reporting in 48 hours

CreditMagic7 — Wed, 08 Jan 2014 03:09:26 GMT

Many Congrats your way on the new Lowe's!

Aforementioned already, gecrb reaches right into the CRA's in an instant!

Re: Lowes Approved and reporting in 48 hours

CreditUnionFan — Wed, 08 Jan 2014 04:13:43 GMT

It depends. I've seen GECRB pull just one bureau, but other times they'll pull multiple bureaus.

Chase just pulled TU and EX this past week.

Not a credit card, but when I got my Toyota financing, their deal was that if one was 620+ on TU, they'd see if you were 650+ on EX, and then would pull EQ.

Thankfully my EQ met their criteria for the 0% financing, so I wasn't too upset about three HPs for one car loan.

Re: Lowes Approved and reporting in 48 hours

dannymac44 — Wed, 08 Jan 2014 05:47:11 GMT

I recently was approved and called next morning and got SP CLI from 1000 to requested 5000. They seem light on their inital approval and i just said I wanted more to make it any use to me. Quick and easy!

Re: Lowes Approved and reporting in 48 hours

FinStar — Thu, 09 Jan 2014 05:53:53 GMT

@dannymac44 wrote:
I recently was approved and called next morning and got SP CLI from 1000 to requested 5000. They seem light on their inital approval and i just said I wanted more to make it any use to me. Quick and easy!

Nice bump on your initial CL!

Re: Lowes Approved and reporting in 48 hours

Windowguy — Mon, 20 Jan 2014 19:17:14 GMT

Congrats on the Lowes Approval

Who do they pull?

Re: Lowes Approved and reporting in 48 hours

gdale6 — Mon, 20 Jan 2014 20:30:59 GMT

@Windowguy wrote:
Congrats on the Lowes Approval

Who do they pull?

Usually TU if its a GECRB backed card which this one is.

Congrats to your new card OP

Re: Lowes Approved and reporting in 48 hours

-Wade- — Mon, 20 Jan 2014 22:25:56 GMT

@Anonymous wrote:
been lurking forever but i just could not believe this, Apped for Lowes on 12/29/13 got instant approval. I pulled all 3 reports tonight and Lowes is already showing on all 3. i have not even recieved the card yet. it is showing open since 12-29-13 reported 12-30-13 current 0 balance.
Just thought i would share

Congrats Wow , thats very fast reporting

Re: Lowes Approved and reporting in 48 hours

myjourney — Tue, 21 Jan 2014 01:12:59 GMT

Welcome to the forum and congrats