topic Re: Holy moly Navy Fed approval!!! in Credit Card Approvals

Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 21:00:30 GMT

Backstory, in 2014 they closed my credit card when we hit some financial difficulties after a very complicated pregnancy and birth. I paid it in full with our tax return the next year so it was closed and had good standing. Today I reopened my checking acct with Navy Fed today (member since 2005) with the intention to stash Christmas money and house Reno funds in it. I decided on a whim to see if they would let me back into a credit card, expecting a flat out denial or a toy limit. It went to 24 hour review. 20 mins I got a text saying it had been approved. I go into check it and YALL. I about fell outta my chair. $25k SL 12.75% int.

I guess they still like me even after all that mess in 2014♡♡

Re: Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 21:04:18 GMT

Congrats on your Navy Cash Rewards approval.

Re: Holy moly Navy Fed approval!!!

Pikaboo-icu — Wed, 15 Aug 2018 21:13:49 GMT

Congrats!!!

Looks like it pays off it make things right with them..

Good for you!

Re: Holy moly Navy Fed approval!!!

simplynoir — Wed, 15 Aug 2018 21:14:25 GMT

Congrats on getting back with NFCU again!

Re: Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 21:18:50 GMT

Congrats on your NFCU comeback and monster SL!

Re: Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 21:29:50 GMT

Thanks yall! I really did not expect that at all. I guess paying off that card when I had the money stood out to them, the guilt about them have to close it was awful.

Re: Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 21:46:40 GMT

@Anonymous wrote:
Backstory, in 2014 they closed my credit card when we hit some financial difficulties after a very complicated pregnancy and birth. I paid it in full with our tax return the next year so it was closed and had good standing. Today I reopened my checking acct with Navy Fed today (member since 2005) with the intention to stash Christmas money and house Reno funds in it. I decided on a whim to see if they would let me back into a credit card, expecting a flat out denial or a toy limit. It went to 24 hour review. 20 mins I got a text saying it had been approved. I go into check it and YALL. I about fell outta my chair. $25k SL 12.75% int.

I guess they still like me even after all that mess in 2014♡♡

Super Congrats on your Navy Fed $25,000 credit card approval!

Your back story and successful outcome are testaments to the fact

that when you do the right things in life, the right things happen.

Because you made Navy Fed whole and did right by them, they

responded in kind and did the same for you. Very well done!!!

Quick question: Would you mind sharing which file Navy Fed pulled?

I see your scores in your sig, but I don't think you mentioned what file

they pulled. Congrats again on your success. Thanks so much for sharing!

Re: Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 21:55:23 GMT

No problem at all! So far they pulled EX and TU. I haven't gotten alert from EQ yet but I'm sure I will sooner or later.
I'm trying so hard to get us going back on the right path, this a sign that were are getting there. Slowly but surely♡♡

Re: Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 21:57:28 GMT

Congrats on you approval , monster SL , NFCU is one of the best CU ouththere !!

Re: Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 22:01:33 GMT

I 100% agree! I've been with them since I was 17 and got my first job. My parents have been with them since my dad started in the service and is still with them after retirement. So glad I got back in with them

Re: Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 22:44:57 GMT

Congrats on the approval!

Re: Holy moly Navy Fed approval!!!

Anonymous — Wed, 15 Aug 2018 22:53:38 GMT

Major congrats! Hope all went well with the baby. Way to go with the approval and sl!

Re: Holy moly Navy Fed approval!!!

Anonymous — Thu, 16 Aug 2018 00:40:29 GMT

Thank you! That troublesome baby was born 2 full weeks early weighing in at 9lbs 10oz. He's currently 4, rotten, and 50lbs. He is perfect in every way. Well worth all the trouble lol

Re: Holy moly Navy Fed approval!!!

Anonymous — Thu, 16 Aug 2018 14:11:23 GMT

oh boy! sounds perfect! glad to hear all is well!

Congrats on re-establishing credit with navy.

Very nice limit!

Re: Holy moly Navy Fed approval!!!

Anonymous — Thu, 16 Aug 2018 15:21:38 GMT

Holy moly is right!!! NavyFed gives out some big spending limits!!! Congrats!

Re: Holy moly Navy Fed approval!!!

19eighty5 — Thu, 16 Aug 2018 17:33:11 GMT

Congratulations on your approval!

Re: Holy moly Navy Fed approval!!!

stellar — Thu, 16 Aug 2018 17:38:41 GMT

Curious what made Navy close it in the first place. Was it late payments?

Re: Holy moly Navy Fed approval!!!

Anonymous — Thu, 16 Aug 2018 18:22:53 GMT

2 late payments and consistently at/over the limit. I was on strict bedrest for 12 weeks during that last part of my pregnancy and using that card was how we survived day to day. I guess they got fed up that I wasn't make any progressand only digging myself deeper and closed it. I paid it in full with our tax return the next year. That's been 4 years ago, so I guess they liked the changes we've made since. Two better paying jobs, bought a house, have a savings etc.

Re: Holy moly Navy Fed approval!!!

morgacj2004 — Thu, 16 Aug 2018 21:12:04 GMT

And the approvals keep rolling in. Maybe CO should take note of this instead of denying everyone for the Savor card.

Re: Holy moly Navy Fed approval!!!

CreditInspired — Fri, 17 Aug 2018 18:51:53 GMT

@Anonymous wrote:
Backstory, in 2014 they closed my credit card when we hit some financial difficulties after a very complicated pregnancy and birth. I paid it in full with our tax return the next year so it was closed and had good standing. Today I reopened my checking acct with Navy Fed today (member since 2005) with the intention to stash Christmas money and house Reno funds in it. I decided on a whim to see if they would let me back into a credit card, expecting a flat out denial or a toy limit. It went to 24 hour review. 20 mins I got a text saying it had been approved. I go into check it and YALL. I about fell outta my chair. $25k SL 12.75% int.

I guess they still like me even after all that mess in 2014♡♡

A huge congratulations to you.

I hear trumpets playing in the background.

This is a wonderful story and it just goes to show again and speaks volumes why NAVY FEDERAL CREDIT UNION is the Bomb!!!!!!

WooHoo.