topic Synch Cli's in Credit Card Approvals

Synch Cli's

Anonymous — Sun, 19 Aug 2018 18:39:51 GMT

Recently had a 40 point jump in my TU as shown on my Synch Fico score to 697.

Everyone has said the Synch sweet spot it 670+ so i figured i'd give it a spin.

Walmart Store - Opened Dec 2016 with SL of $600, never have gotten any movement previously. They granted my request to raise to $2k.

Amazon Prime Store - Opened Jan 2018 with SL of $200, denied cli previously. Granted increase to $1k.

Paypal Cashback 2% - Opened Mar 2018 with SL of $700 and heavy use since. Denied outright, no counter.

Also have Old Navy Store card opened Jan 2018 with SL of $300 which i have no need for higher on that.

CLI requests were done via Luv Button.

Figured there is still money to be had on amazon and walmart - i'm satisfied with the limits for now.

PP 2% - i'm figuring possibly since 6 statements havent cut yet that maybe reason for denial.

I'm within 30days of closing on home, so once i close i'm liking my odds of app'ing for a Lowe's and getting a useable SL from Synch.

Re: Synch Cli's

Anonymous — Sun, 19 Aug 2018 18:47:34 GMT

I app’d for a Lowes on 6/22 and received a $1K SL and called Credit Solutions overseas about 3-4 hours later and asked for $10K and got instant approval with a TU 697. About a week ago my score went up to 716 and I hit the love button and asked for $20K and they countered with $17K.

Re: Synch Cli's

Anonymous — Sun, 19 Aug 2018 22:32:59 GMT

Congrats on your CLI's !!!!

Re: Synch Cli's

Anonymous — Mon, 20 Aug 2018 07:12:24 GMT

Congratulations on your increases

Re: Synch Cli's

Gokuva — Mon, 20 Aug 2018 07:58:25 GMT

Congrats on the CLIs!

Re: Synch Cli's

SweetCreditObsession — Mon, 20 Aug 2018 14:04:42 GMT

I love your message, very cute!

Re: Synch Cli's

xaximus — Mon, 20 Aug 2018 15:40:26 GMT

Congrats on the CLI's!

Re: Synch Cli's

althes — Mon, 20 Aug 2018 23:26:31 GMT

They are really stingy with CLI's on the paypal mc.

I know everyone has a different profile but this is just what I notice.

I have one only at 1200.

Thinking when I hit 690 I will apply for Stash MC or Marvel MC.

Re: Synch Cli's

Anonymous — Tue, 21 Aug 2018 00:17:57 GMT

Congrats on the approval!

Re: Synch Cli's

Anonymous — Tue, 21 Aug 2018 01:12:37 GMT

I started with Lowes about 12 mos ago with a 1500 cl.
Now I am at 10,000 after asking for an increase only once from 1500 to 10,000.
They seem pretty loose as long as you make regular payments, and have decent credit.

Re: Synch Cli's

Anonymous — Tue, 21 Aug 2018 11:16:23 GMT

Nice!! Congrats on the CLI's

Re: Synch Cli's

Anonymous — Tue, 21 Aug 2018 12:55:56 GMT

Congrats on your increases

Re: Synch Cli's

19eighty5 — Tue, 21 Aug 2018 18:25:34 GMT

Congratulations on the CLIs!