topic Re: Citibank Reconsideration SUCCESS in Credit Card Approvals

Citibank Reconsideration SUCCESS

reddzb — Wed, 12 Sep 2018 02:02:58 GMT

This is note to offer HOPE!

I filed a BK 7 in 2013 and BK 13 in 2014. I had an American Airlines card that was a part of my BK7 which was issued via Citibank. After much hesitation, I decided to go ahead and apply for a Citibank AA Platinum and was immediately DENIED! I called the Recon line 3 times and was told as long as the BK was on my credit I would be denied. I was advised to wait 5-6 more years before reapplying. As a point of reference, Citibank pulled my Equifax which at the time was 626. Also note, one of the three times I spoke with a supervisor in the Recon Department. After reading several posts in this forum, I decided to write to the Citibank Executive Review Department to appeal the denial. In my letter, I explained the circumstances as to why I filed the BK and the benefits I was looking to gain by choosing the product. My application was on 8/31 and I mailed the letter on 9/1. Today, 9/11 I received a response. I got an email thanking me for my application and that it was under review. In the email there was a link to track the application status. I immediately clicked on the link and to my surprise I was APPROVED with a $4k CL! So, to everyone out there sitting on a denial, be persistent, take the extra step and you too may be blessed with a 2nd chance.

Good luck all!

Re: Citibank Reconsideration SUCCESS

gdale6 — Wed, 12 Sep 2018 01:49:17 GMT

Fantastic, enjoy your new card.

Re: Citibank Reconsideration SUCCESS

Medic981 — Wed, 12 Sep 2018 02:21:34 GMT

Re: Citibank Reconsideration SUCCESS

19eighty5 — Wed, 12 Sep 2018 02:44:44 GMT

Congratulations on your recona and approval!

Re: Citibank Reconsideration SUCCESS

Anonymous — Wed, 12 Sep 2018 02:54:26 GMT

Congrats on a great recon!!!

Re: Citibank Reconsideration SUCCESS

morgacj2004 — Wed, 12 Sep 2018 06:26:55 GMT

Congrats that is pretty amazing. With the exception of CITI cobranded cards the general rule is you have to wait 7 years.

Re: Citibank Reconsideration SUCCESS

Anonymous — Wed, 12 Sep 2018 07:02:16 GMT

Major congrats on your recon success! Very useful information thank you for sharing.

Re: Citibank Reconsideration SUCCESS

Cred4All — Wed, 12 Sep 2018 14:25:39 GMT

Congratulations on the successful recon.. proof that sometimes going a step beyond w/ a personal touch can make all the difference.

Re: Citibank Reconsideration SUCCESS

reddzb — Wed, 12 Sep 2018 14:31:07 GMT

Yes, absolutely!

Re: Citibank Reconsideration SUCCESS

AverageJoesCredit — Wed, 12 Sep 2018 14:33:12 GMT

Congrats

How does someone file BK7 and BK13 within a year of each other? Is that even possible?

Re: Citibank Reconsideration SUCCESS

Anonymous — Wed, 12 Sep 2018 17:49:07 GMT

congrats!

Re: Citibank Reconsideration SUCCESS

Anonymous — Thu, 13 Sep 2018 15:21:08 GMT

COngrats on your recon success and approval , also very nice SL !!!!!!

Re: Citibank Reconsideration SUCCESS

xaximus — Thu, 13 Sep 2018 18:55:33 GMT

Congrats on the recon and getting back into Citibank!

Re: Citibank Reconsideration SUCCESS

GetMeSlick — Fri, 14 Sep 2018 13:02:26 GMT

Great Job OP. congrats on your success.

Re: Citibank Reconsideration SUCCESS

SweetCreditObsession — Sun, 16 Sep 2018 03:29:09 GMT

Inspiring! Thank you and congratulations!

Re: Citibank Reconsideration SUCCESS

shoegal — Mon, 17 Sep 2018 03:42:17 GMT

That’s really awesome! Congrats 🎉🎉🎉