topic Re: Approved for OCCU Duck card... in Credit Card Approvals

Approved for OCCU Duck card...

MissCredit9 — Thu, 23 Jan 2014 02:45:40 GMT

I was just approved instantly for the duck card for 15k (had to call to get my limit). AAoA is 11months, oldest account is 4 years but is an AU account. NO Baddies. 4% overall utilization. FICO is around 720 I think....

Re: Approved for OCCU Duck card...

gdale6 — Thu, 23 Jan 2014 02:56:02 GMT

Congrats

Re: Approved for OCCU Duck card...

baller4life — Thu, 23 Jan 2014 03:01:33 GMT

Sweet! Congrats!!

Re: Approved for OCCU Duck card...

MissCredit9 — Thu, 23 Jan 2014 03:42:26 GMT

thanks guys!

Re: Approved for OCCU Duck card...

dodgerslv — Thu, 23 Jan 2014 03:56:01 GMT

@MissCredit9 wrote:
I was just approved instantly for the duck card for 15k (had to call to get my limit). AAoA is 11months, oldest account is 4 years but is an AU account. NO Baddies. 4% overall utilization. FICO is around 720 I think....

woohoo!!! congrats and awesome starting limit!!! I almost applied for the duck card a couple of weeks ago but closed my browser before i started filling the app...lol. No more apps for me at the moment (too many recent new accounts), plus still got a couple of baddies on my EQ that are due to fall off in the next few months. But again, that is a nice approval!!

Re: Approved for OCCU Duck card...

-Wade- — Thu, 23 Jan 2014 04:00:33 GMT

@MissCredit9 wrote:
I was just approved instantly for the duck card for 15k (had to call to get my limit). AAoA is 11months, oldest account is 4 years but is an AU account. NO Baddies. 4% overall utilization. FICO is around 720 I think....

Congrats a very nice CL ... WTG

Re: Approved for OCCU Duck card...

CreditMagic7 — Thu, 23 Jan 2014 04:32:44 GMT

Welcome To The Duck Pond!

....where most everything is coming up Approvals!

Re: Approved for OCCU Duck card...

MissCredit9 — Thu, 23 Jan 2014 05:09:04 GMT

I was getting impatient for a 5 digit limit so I went for it. I was actually really scared that I was gonna get a toy limit because ALL of my personal cc accounts are less than 6 months old.

Re: Approved for OCCU Duck card...

CreditMagic7 — Thu, 23 Jan 2014 05:12:45 GMT

Very Nice Limit Indeed!

Re: Approved for OCCU Duck card...

alvon123 — Thu, 23 Jan 2014 11:14:20 GMT

congrats!!!!

Re: Approved for OCCU Duck card...

efranklin23 — Thu, 23 Jan 2014 11:45:19 GMT

@MissCredit9 wrote:
I was just approved instantly for the duck card for 15k (had to call to get my limit). AAoA is 11months, oldest account is 4 years but is an AU account. NO Baddies. 4% overall utilization. FICO is around 720 I think....

Congrats on the approval!

Re: Approved for OCCU Duck card...

coldnmn — Thu, 23 Jan 2014 12:49:09 GMT

Congrats! Thanks for sharing.

Re: Approved for OCCU Duck card...

Anonymous — Thu, 23 Jan 2014 13:40:16 GMT

wooohooo, gotta love the Duck!

Re: Approved for OCCU Duck card...

Anonymous — Thu, 23 Jan 2014 15:43:26 GMT

@MissCredit9 wrote:
I was just approved instantly for the duck card for 15k (had to call to get my limit). AAoA is 11months, oldest account is 4 years but is an AU account. NO Baddies. 4% overall utilization. FICO is around 720 I think....

Congrats, $15K and zero % interest during the promo period!! I'd be interested in seeing what they report your score to be when you get the letter. Mine was about 20 points higher than my myfico EQ score so I think they use a credit card enhanced EQ score. I'm going to bet it's higher than 720. Nice card, nice limit!!

Re: Approved for OCCU Duck card...

Josh2942 — Thu, 23 Jan 2014 14:52:34 GMT

Quack quack!

Re: Approved for OCCU Duck card...

MsLadyRover — Thu, 23 Jan 2014 16:18:50 GMT

Fabulous Limit! Congratulations!

Re: Approved for OCCU Duck card...

yudeology101 — Thu, 23 Jan 2014 16:22:38 GMT

Congrats, OP! That's an awesome limit, treat it well!

Re: Approved for OCCU Duck card...

MissCredit9 — Thu, 23 Jan 2014 17:58:15 GMT

@Anonymous wrote:
@MissCredit9 wrote:
I was just approved instantly for the duck card for 15k (had to call to get my limit). AAoA is 11months, oldest account is 4 years but is an AU account. NO Baddies. 4% overall utilization. FICO is around 720 I think....
Congrats, $15K and zero % interest during the promo period!! I'd be interested in seeing what they report your score to be when you get the letter. Mine was about 20 points higher than my myfico EQ score so I think they use a credit card enhanced EQ score. I'm going to bet it's higher than 720. Nice card, nice limit!!

I'm interested to see the score they used as well. I will report back when i receive the letter.

Re: Approved for OCCU Duck card...

CreditMagic7 — Thu, 23 Jan 2014 18:04:20 GMT

Sometimes the card comes in first. lol

Re: Approved for OCCU Duck card...

lhcole77 — Thu, 23 Jan 2014 18:21:55 GMT

@MissCredit9 wrote:
I was just approved instantly for the duck card for 15k (had to call to get my limit). AAoA is 11months, oldest account is 4 years but is an AU account. NO Baddies. 4% overall utilization. FICO is around 720 I think....

Oh WOW! That is awesome. I bet the 4% UTL was a factor in getting that limit.