topic Re: BOA approval.... Partially Secured in Credit Card Approvals

BOA approval.... Partially Secured

Libra85 — Fri, 24 Jan 2014 23:25:08 GMT

I got tricked into applying.LOL..... I was doing some normal banking in the drive thru today and the teller said that there was a personal banker inside that wanted to go over my account and asked if I would come in for a few minutes. She reviewed my account and everything was in good standing no NSF fee etc... She asked about my credit and what type of credit I had. I told her I recently went on a app spree. Named off a few of my new cards and she asked why I didn't have a BOA card in the mix. I told her that everytime I go online and try out the pre-qualify screening I don't get pre-qualified for anything. So she said I should still apply and If I was to get denied that I could come back to the bank and basically she would "recon" with me. I was like sure okay. I was approved for a Bankamericard Visa Card 15 months 0% interest $99 deposit $500 credit limit. I'm starting to rebuild my credit so $500 is a good starting point for me. One of these days I'm going to the garden and stay I'm headed that way. I need to let my credit score bounce back from all the new TL and inquires.

Re: BOA approval.... Partially Secured

baller4life — Fri, 24 Jan 2014 22:51:30 GMT

Congrats!! And yes gardening is your friend!

Re: BOA approval.... Partially Secured

gdale6 — Fri, 24 Jan 2014 22:53:14 GMT

Congrats

Re: BOA approval.... Partially Secured

efranklin23 — Fri, 24 Jan 2014 23:14:07 GMT

@Libra85 wrote:
I got tricked into applying.LOL..... I was doing some normal banking in the drive thru today and the teller said that there was a personal banker inside that wanted to go over my account and asked if I would come in for a few minutes. She reviewed my account and everything was in good standing no NSF fee etc... She asked about my credit and what type of credit I had. I told her I recently went on a app spree. Named off a few of my new cards and she asked why I didn't have a BOA card in the mix. I told her that everytime I go online and try out the pre-qualify screening I don't get pre-qualified for anything. So she said I should still apply and If I was to get denied that I could come back to the bank and basically she would "recon" with me. I was like sure okay. I was approved for a Bankamericard Visa Card 15 months 0% interest $99 deposit $500 credit limit. I'm starting to rebuild my credit so $500 is a good starting point for me. One of these days I'm going to the garden and stay I'm headed that way. I need to let me credit score bounce back from all the new TL and inquires.

Congrats on the approval! I didn't even know that BofA still offer the 99/500 BankAmericard still! Make sure you to treat that card nice as BofA will return the favor in a year or so.

Re: BOA approval.... Partially Secured

Libra85 — Fri, 24 Jan 2014 23:24:37 GMT

Thanks for the tip. I plan to treat this card really good. I know how BOA is and would hate to mess up my account with them over a credit card. Hopefully this time next year I will have graduated and get a CLI.

Re: BOA approval.... Partially Secured

coldnmn — Fri, 24 Jan 2014 23:58:30 GMT

Congrats! Thanks for sharing.

Re: BOA approval.... Partially Secured

CreditMagic7 — Sat, 25 Jan 2014 00:13:13 GMT

Excellent! And all the best on the rebuilding effort!

Re: BOA approval.... Partially Secured

alvon123 — Sat, 25 Jan 2014 00:21:09 GMT

congrats

Re: BOA approval.... Partially Secured

efranklin23 — Sat, 25 Jan 2014 00:21:27 GMT

@Libra85 wrote:
Thanks for the tip. I plan to treat this card really good. I know how BOA is and would hate to mess up my account with them over a credit card. Hopefully this time next year I will have graduated and get a CLI.

Re: BOA approval.... Partially Secured

MsLadyRover — Sat, 25 Jan 2014 03:38:21 GMT

Congratulations!

Re: BOA approval.... Partially Secured

-Wade- — Sat, 25 Jan 2014 05:31:55 GMT

@Libra85 wrote:
I got tricked into applying.LOL..... I was doing some normal banking in the drive thru today and the teller said that there was a personal banker inside that wanted to go over my account and asked if I would come in for a few minutes. She reviewed my account and everything was in good standing no NSF fee etc... She asked about my credit and what type of credit I had. I told her I recently went on a app spree. Named off a few of my new cards and she asked why I didn't have a BOA card in the mix. I told her that everytime I go online and try out the pre-qualify screening I don't get pre-qualified for anything. So she said I should still apply and If I was to get denied that I could come back to the bank and basically she would "recon" with me. I was like sure okay. I was approved for a Bankamericard Visa Card 15 months 0% interest $99 deposit $500 credit limit. I'm starting to rebuild my credit so $500 is a good starting point for me. One of these days I'm going to the garden and stay I'm headed that way. I need to let my credit score bounce back from all the new TL and inquires.

Congrats wtg

Re: BOA approval.... Partially Secured

Anonymous — Mon, 27 Jan 2014 03:05:44 GMT

Congrats!