topic Re: US Bank approval in Credit Card Approvals

US Bank approval

Anonymous — Wed, 24 Oct 2018 16:45:02 GMT

This is my first post so bear with me. Ive heard so many good things about US Bank, I have been working on and rebuilding credit for the last few years, last week I decided to try the preapproval and was pre approved for 3 different cards. I decided on the US Bank Platinum Visa because of the 20 months 0 interest. When I got my card I was given a 1000 SL and called recon to see about getting it increased. Still waiting to hear its been about a day and a half hoping for good news! On the paper work that came with my card on the back said my score was 668.

Re: US Bank approval

Medic981 — Wed, 24 Oct 2018 17:32:14 GMT

Re: US Bank approval

AverageJoesCredit — Wed, 24 Oct 2018 17:34:13 GMT

Congrats

Re: US Bank approval

blazerein — Wed, 24 Oct 2018 21:53:42 GMT

Congrats on the approval!

Re: US Bank approval

19eighty5 — Thu, 25 Oct 2018 01:31:54 GMT

Congratulations on your approval!

Re: US Bank approval

xaximus — Thu, 25 Oct 2018 01:32:50 GMT

Congrats on the approval! Hopefully the recon goes well!

Re: US Bank approval

CreditWolf — Thu, 25 Oct 2018 03:43:27 GMT

wow congrats

Re: US Bank approval

Anonymous — Thu, 25 Oct 2018 04:00:15 GMT

Awesome. I have been a fan of US bank since I joined them. No bad experiences to report. Congratulations!

Re: US Bank approval

PointsBonus — Fri, 26 Oct 2018 03:57:21 GMT

Congratulations!!
Would you mind sharing some Data Points?

Re: US Bank approval

Anonymous — Fri, 26 Oct 2018 14:26:53 GMT

So I hope this is good enough data points...when I applied Credit Karma said My TU was 711 and my EQ was 715 the paperwork that came with my card said I was 668. it looks like they pulled TU. I have 2 other cards Cap1 QS with a 1550 limit and Discover it with 2700 limit all cards are at about 5% utilization or less.

It looks like I wont be getting the increase I requested. The lady I spoke with said that with a good 6 months of use I should be able to get an increase.

Re: US Bank approval

Anonymous — Sun, 28 Oct 2018 19:01:15 GMT

in Georgia without any preapproval they pulled EQ. What’s your state.

Re: US Bank approval

Anonymous — Sun, 28 Oct 2018 19:53:10 GMT

I’m in California.