topic Re: Chase auto cli, wow! in Credit Card Approvals

Chase auto cli, wow!

Anonymous — Wed, 24 Oct 2018 21:30:41 GMT

Opened a Chase freedom unlimited in June with scores in the mid 600’s. Credit limit of $3300. Used it a bunch until about three weeks ago when I got an offer for the Sapphire preferred on the Chase website. I applied for that one with scores in the 670’s and was approved for $10k. I paid off the freedom card and am using the Sapphire card to get the bonus offer. I was checking my balances on Chase app and saw my freedom card had a $2500 increase to $5800! No asking required, no pulls, no nothing other than paying my card weekly since June and reporting a 1-2% utilization. Thanks, Chase!

Re: Chase auto cli, wow!

Medic981 — Wed, 24 Oct 2018 21:41:13 GMT

Re: Chase auto cli, wow!

FlaDude — Wed, 24 Oct 2018 21:46:15 GMT

Congrats on the unrequested increase. Chase bumped my CSP from 7k to 10k out of the blue, as far as I can tell they never even notified me. I saw it on CK when my util dropped a little unexpectedly. OTOH, I have Slate (6.5k) and Amazon (10k) cards from them that I've had for years, maybe a decade, and nothing there. The big difference seems to be that the Slate and Amazon are pretty close to maxed out and have been for a while, while the Sapphire jumps around from zero around 35%, mostly for reimbursed work travel. My Fico is about 730 and my overall utilization is about 35% on all cards with a total CL of 90k.

Re: Chase auto cli, wow!

Malcono — Wed, 24 Oct 2018 22:52:50 GMT

Congrats on the surprise CLI.

It's always nice when Chase gives CLI's out of the blue.

AFAIK there's not much rhyme or reason when they do.

Re: Chase auto cli, wow!

19eighty5 — Thu, 25 Oct 2018 01:17:00 GMT

Congratulations!!

Re: Chase auto cli, wow!

xaximus — Thu, 25 Oct 2018 01:19:14 GMT

Congrats on your auto-CLI from Chase! A rarity for sure!

Re: Chase auto cli, wow!

Anonymous — Thu, 25 Oct 2018 04:36:17 GMT

Chase auto increases are the best kind of increases! Congrats!!!

Re: Chase auto cli, wow!

josedcolon70 — Thu, 25 Oct 2018 05:07:07 GMT

Congratulations! Chase did the same thing to me with my CSP a month after I got it.FICO Base

EQ - 740
EX - 758
TU - 755

Re: Chase auto cli, wow!

Cred4All — Thu, 25 Oct 2018 12:17:38 GMT

All you have to do to get my attention is say the words 'Chase' and 'CLI' in the title and I'm already excited. Congrats on the auto CLI!