topic Re: Spree, Mini or Not Here it Went in Credit Card Approvals

Spree, Mini or Not Here it Went

zerofire — Thu, 08 Nov 2018 18:10:53 GMT

I got tired watching others push up dasies and finally discided to do a spree.

Credit Score: 798, 801, 810 from Experian, Equifax, Transunion

vvv--Final Credit Line Amount

$14,500, SP, Discover IT. CLI +$4500

$13,000, Experian, Bank of America BankAmericard Mastercard

$5,700, Experian, FBNO Ducks Unlimited Visa Signature

$19,200, Experian, Chase Freedom Visa Signature, 6/24 (How this happened I do not know or care to find out since I wanted this card for years)

Pending, Experian(x2), Nusenda Platinum Cash Rewards (This one is a real mess, still sorting it out)

$800, TransUnion, PayPal Cashback Mastercard (Thinking if I want to file CLI request)

Denied, Experian, Wells Fargo Propel American Express (Are they for real after their last scandal(s)? Will check with UW), EX 758

$12,000, TransUnion, US Bank Cash+ Visa Signature, CLI +4500 (They thought I would not notice. Never sent me any mail.)

$21,300, Experian SP+TransUnion SP, Bank of America Bankamericard Cash Rewards Visa Signature, CLI +8,800 Requested+12,500, EX 758

Clearly some stuff is still going through so I will update later as more info comes in.

Re: Spree, Mini or Not Here it Went

AverageJoesCredit — Sun, 21 Oct 2018 00:18:22 GMT

Congrats

Wouldnt count on your PPMC missing a zero, i got a $300 limit on a 740 TU

Great profile but be wary of Chase especially apping other cards around theirs. They wont care you have an 800, they sre after the Mighty Chase.

Re: Spree, Mini or Not Here it Went

Anonymous — Wed, 31 Oct 2018 12:32:09 GMT

Nine CC apps by my count -- that's a spree! Let's hope those other come through for you & that Chase holds up.

Congrats! z on all the approvals.

Re: Spree, Mini or Not Here it Went

xaximus — Mon, 22 Oct 2018 13:04:00 GMT

Congrats on your approvals! That's quite the haul there.

Re: Spree, Mini or Not Here it Went

19eighty5 — Tue, 23 Oct 2018 01:38:56 GMT

WOW! Congratulations on your spree. Keep us in the loop on your Chase card!

Re: Spree, Mini or Not Here it Went

Jnbmom — Tue, 23 Oct 2018 01:44:45 GMT

Congrats

Paypal is probably correct, they start out low................................

Re: Spree, Mini or Not Here it Went

zerofire — Sat, 27 Oct 2018 00:14:36 GMT

Sadly not much has changed as of late. I get access to a fresh report tomorrow so I will see then. I have recived all of my approved cards and am already steaming about the 4 day Paypal add hold. I would be pleased if someone had qualification specs on the WF Propel because the paperwork says they are scared of how many accounts I opened.

@AverageJoesCredit

Chase already has two of my accounts with them that I got as a part of the spree before this one. They both know how I work accounts and how they will be paid. I am pretty sure they are doing everything they can to carry favor right now since I avoided them for years. I assure you the limit will hold.

@James_A

Not really 9 new accounts. Really only 5 new cards and 4 CLI's but any new credit is good credit.

@Jnbmom

That seams to be true but that does not mean I have to like it. Still thinking on if I want to throw a CLI request for that card through.

Re: Spree, Mini or Not Here it Went

zerofire — Wed, 31 Oct 2018 04:46:09 GMT

I put in updates about the BoA CLI request. They said they will do the CLI but to their own numbers. The reason being that they believe the amount of credit extended is sufficient. My theory is that they are too scared to go any higher because they are now my largest trade line.