topic Re: Discover 3rd SP CLI since June! Booyah! in Credit Card Approvals

Discover 3rd SP CLI since June! Booyah!

FireMedic1 — Mon, 29 Oct 2018 12:12:08 GMT

Hit Discover for another SP CLI. Opened card in June. I have TU Dispute open so I could tell when the last 2 CLI's were given. July I got $1500. August I got another $1000. And today I got $2200 SP CLI. So $4700 in 4 months. I think Discover loves me. I use it like crazy for the 2% on non catagory spend. QS is SD for now with 1 revovling charge for MyFico. Last week was the usual insuficient blah blah blah. So about 40, 80, and 120 days it worked.

Some may remember when I cut 16k from Cap1 on a voluntary CLD about a year and a half ago. It was to make room for other cards like my BB&T, Suntrust, and 2cd Discover cards which total $26,000. And now with my newest Discover at $12,500. This is why I did it. Turn in 16k and gained 26k. I'm 10k ahead with more cards. I know my income and where I want to sit at. Just got to play the game. And it worked!

cli.PNG

Edit. Duh. Forgot to update the badges. Total $68,000 CL's? Who knew 3yrs ago with a Cap1 Plat at $2000 out of BK. Wow! Thank you all. Couldnt have done it without the Freaky FICO Gang!

Re: Discover 3rd SP CLI since June! Booyah!

AverageJoesCredit — Mon, 29 Oct 2018 12:18:14 GMT

Awesome job FM Thst was the great turn around. Disco definitely wants to play with you. Enjoy

Re: Discover 3rd SP CLI since June! Booyah!

Medic981 — Mon, 29 Oct 2018 14:04:24 GMT

Way to go my friend!

Re: Discover 3rd SP CLI since June! Booyah!

FireMedic1 — Mon, 29 Oct 2018 14:18:05 GMT

Thanks fellow Medic. I should have taken the Nat'l Registry way back when. Now in Fl, Medics can take the registry test after graduation. I was hoping they would grandfather us. No go.

And AJC I remember you and BBS helping me get the DD on my first card a couple years ago. But. Only 22 months to go until AMEX!!!!

Re: Discover 3rd SP CLI since June! Booyah!

19eighty5 — Mon, 29 Oct 2018 20:39:12 GMT

Congratulations!

Re: Discover 3rd SP CLI since June! Booyah!

CreditRebuilder2020 — Mon, 29 Oct 2018 21:25:39 GMT

Nicely done.....will be trying a CLI on my recently unsecured Discover card in the next two months!!!

Re: Discover 3rd SP CLI since June! Booyah!

xaximus — Tue, 30 Oct 2018 14:40:28 GMT

Congrats on the CLI! Have you thought about doing a DD with Disco? @FireMedic1

Re: Discover 3rd SP CLI since June! Booyah!

Anonymous — Tue, 30 Oct 2018 15:18:51 GMT

@FireMedic1 wrote:
... I think Discover loves me ...

Indeed! Three CLI in 4 months is proof of love. Congrats! FM.

Re: Discover 3rd SP CLI since June! Booyah!

Anonymous — Thu, 01 Nov 2018 03:17:00 GMT

WOW! CONGRATS!!! ARE DISCOVER CLI's USUALLY SP's?

Re: Discover 3rd SP CLI since June! Booyah!

FireMedic1 — Thu, 01 Nov 2018 20:52:36 GMT

@Anonymous wrote:
WOW! CONGRATS!!! ARE DISCOVER CLI's USUALLY SP's?
M

Yes. They will ask to do a HP if it isnt.

Re: Discover 3rd SP CLI since June! Booyah!

Anonymous — Thu, 01 Nov 2018 22:41:17 GMT

GREAT! AND AVERAGE TIME TO WAIT FOR FIRST CLI REQUEST? CAN YOU ASK FOR A CERTAIN AMOUNT? How does it work?

Re: Discover 3rd SP CLI since June! Booyah!

IodineNightSky — Thu, 01 Nov 2018 23:25:58 GMT

I thought you had to wait 3 months after opening to get a disco requested cli, no?

Re: Discover 3rd SP CLI since June! Booyah!

Anonymous — Fri, 02 Nov 2018 02:38:50 GMT

@IodineNightSky wrote:
I thought you had to wait 3 months after opening to get a disco requested cli, no?

Not necessarily. My experience was they count card months, not days: i.e., opened card late Month One, got CLI early Month Three. I think mine was 45 days. I've got a thread around here somewhere.

Re: Discover 3rd SP CLI since June! Booyah!

NaaryalHead — Fri, 02 Nov 2018 04:55:50 GMT

Congrats on the Nice Nice CLIs!

Now I'm kinda questioning if I should've gone Discover rather than Uber Visa for my yesterday's app. I didn't know discover could love so passionatly!

Re: Discover 3rd SP CLI since June! Booyah!

ScoreSizzle — Fri, 02 Nov 2018 09:06:18 GMT

Congratulations!