topic Re: BOA (bank of america) premium and cash rewards approvals, in Credit Card Approvals

BOA (bank of america) premium and cash rewards approvals,

Anonymous — Mon, 12 Nov 2018 03:26:42 GMT

Applied and wasnt an instant decision but got approved for both. Premium sl is 16k and cash rewards sl is 7k

Re: BOA (bank of america) premium and cash rewards approvals,

Anonymous — Mon, 12 Nov 2018 04:10:43 GMT

That's awesome. I just got a auto loan through them and was thinking about one of their cards. You have any data points?
Congrats!

Re: BOA (bank of america) premium and cash rewards approvals,

Anonymous — Mon, 12 Nov 2018 11:52:46 GMT

Not bad at all...congratulations on your approvals!!....

Re: BOA (bank of america) premium and cash rewards approvals,

Cred4All — Mon, 12 Nov 2018 13:05:35 GMT

$16k's a great SL, congrats. I also would ask if you have any data points to share?

Re: BOA (bank of america) premium and cash rewards approvals,

xaximus — Mon, 12 Nov 2018 13:45:25 GMT

Congrats on the dual approval!

Re: BOA (bank of america) premium and cash rewards approvals,

Anonymous — Mon, 12 Nov 2018 15:15:00 GMT

My scores are between 715 and 750. I've been in the garden for 2 years but do have a lot of accounts. I have about 300k in credit. I use about four cards out of the 20 I have. I use the others every now and then to keep them active. Im using about 15% overall utilization. 1-3 inqs on reports.

Re: BOA (bank of america) premium and cash rewards approvals,

19eighty5 — Mon, 12 Nov 2018 17:42:44 GMT

Congratulations on your approvals!

Re: BOA (bank of america) premium and cash rewards approvals,

Malcono — Mon, 12 Nov 2018 18:09:45 GMT

Congrats on the approvals and great SLs!

Re: BOA (bank of america) premium and cash rewards approvals,

Anonymous — Mon, 12 Nov 2018 18:13:52 GMT

Congrats!

I am a huge advocate for BOA...they have been very good to me. And their 0 % apr offers are consistent and useful expeically around the holidays if you like to pay off debt over a 12-18 month period of time.

Re: BOA (bank of america) premium and cash rewards approvals,

sghosh5 — Tue, 13 Nov 2018 03:20:55 GMT

@Anonymous wrote:
Applied and wasnt an instant decision but got approved for both. Premium sl is 16k and cash rewards sl is 7k

Just wondering why did you apply two BOA cards at same time? Do they pull only once for two apps? Also how long you had to wait to get the decision. I just applied for Premium and it went into pending mode. This is the first time i did not get an instant denial from them. Keeping my fingers crossed.

Re: BOA (bank of america) premium and cash rewards approvals,

Anonymous — Tue, 13 Nov 2018 05:00:46 GMT

sghosh5 I applied for both because I first applied for the premium and it went to pending so I was thought I wasnt going to be approved so I apped for the lesser cash reward and it also went to pending. I had to wait 4 days for an answer back. Hopefully you will be approved.

Re: BOA (bank of america) premium and cash rewards approvals,

Anonymous — Tue, 13 Nov 2018 05:13:39 GMT

Grats OP! Same here i applied for premium rewards and travel rewards and approved 5k cl each cards reconn the cl and have to wait 5-7 days.... TU pulled(twice) score: 725