topic Re: Golden One Platinum Rewards Approval in Credit Card Approvals

Golden One Platinum Rewards Approval

Anonymous — Mon, 26 Nov 2018 20:10:35 GMT

This is a California credit union card. I have been a member for 40 years and have some accounts with. They pulled my Experian and had a lengthy online app process followed up by a personal interview over the phone. Everyone was really nice, but I hadn't had this level of attention before. Ended up with a relatively low SL for a Credit Union (2k) as they were very leery of the 11 "recent" inquires on my CR. Looking to using this card as my daily spender and happy to be using a home team card.

Card Details:
2k SL
10%APR
x3 Gas, Grocery, Restaurant

My Details:
750 FICO8 EXP
No Baddies
11 INQs
120k income

Cheers

Re: Golden One Platinum Rewards Approval

Anonymous — Mon, 26 Nov 2018 20:36:10 GMT

Congrats on your new Golden 1 Platinum Rewards! Excellent APR and rewards for no AF!

Re: Golden One Platinum Rewards Approval

19eighty5 — Mon, 26 Nov 2018 21:01:56 GMT

Congratulations on your approval!

Re: Golden One Platinum Rewards Approval

RonM21 — Mon, 26 Nov 2018 23:53:57 GMT

Congrats on the approval! I would assume that with your relationship with them, it will grow.

Re: Golden One Platinum Rewards Approval

AverageJoesCredit — Tue, 27 Nov 2018 00:15:52 GMT

Wow, with your stats, income , and history, 2k?? Tell them to stop smoking that Californian stuff its affecting their judgement

Re: Golden One Platinum Rewards Approval

Anonymous — Tue, 27 Nov 2018 16:27:40 GMT

I was able to see a note approving me but expressing serious concern over 11 new lines of credit... I assume the SL will increase over time and with positive management.

@AverageJoesCredit wrote:
Wow, with your stats, income , and history, 2k?? Tell them to stop smoking that Californian stuff its affecting their judgement

Re: Golden One Platinum Rewards Approval

Anonymous — Tue, 27 Nov 2018 17:40:59 GMT

Congrats on your approval !!!!