topic Re: CLIs all around! in Credit Card Approvals

CLIs all around!

GoingForTheMortgage — Fri, 23 Nov 2018 20:46:00 GMT

I was discharged from my BK almost a year ago. I've obtained some cards and PayPal credit, but they came with small limits. I've brought my scores from low 400s to high 600s (hoping to see some 700s soon)! Last week I requested a CLI on my cap1 card. I was at $500, asked for $1,500, and they came back with $2,250! I logged into my PayPal account and realized that they gave me an auto CLI, from $268 to $1,380 (random, but whatever). I requested a CLI from discover and they bumped me from $1,100 to $1,500. I think I'm most excited about the PayPal limit since it's hidden and I am able to utilize the 6 months interest free when needed

Re: CLIs all around!

19eighty5 — Fri, 23 Nov 2018 21:11:40 GMT

Congratulations!

Re: CLIs all around!

RonM21 — Fri, 23 Nov 2018 21:58:35 GMT

Congrats on the multiple increases!

Re: CLIs all around!

Nayola — Sat, 24 Nov 2018 04:01:02 GMT

Congratulations to you. Keep up the good work!

Re: CLIs all around!

Anonymous — Sat, 24 Nov 2018 04:55:24 GMT

Congrats on your CLIs!

Re: CLIs all around!

JoeLuvsHisCredit — Sat, 24 Nov 2018 05:58:03 GMT

Re: CLIs all around!

AverageJoesCredit — Sun, 25 Nov 2018 18:43:45 GMT

Congrats

Re: CLIs all around!

Bees18 — Wed, 05 Dec 2018 22:44:41 GMT

Congrats, Any data points for the PayPal credit CLI? Were you using it a lot, carrying a large balance ect? I have been hoping they would auto CLI me since I use it and pay it off so often.

Re: CLIs all around!

GoingForTheMortgage — Thu, 06 Dec 2018 02:03:52 GMT

Hi!
I've had it for less than a year (maybe 9-10 months) and use it only for $99+ purchases. My limit was low, so I'd pay them off pretty quickly so that I'd have the credit available again if needed (I pay for my daughter's gymnastics with my PP credit, so $140 minimum runs through it each month). My scores are 670s-680s across all three bureaus. They bumped my husband up as well, and his scores are about 640ish-650ish. He doesn't use it often. Hope that helps some!