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    <title>topic Re: I NEED TO STOP in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5429379#M571479</link>
    <description>Congrats on the approval....&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; The garden is a hard place to stay in even though it’s so beautiful lol</description>
    <pubDate>Sun, 09 Dec 2018 03:14:34 GMT</pubDate>
    <dc:creator>MrDFinance</dc:creator>
    <dc:date>2018-12-09T03:14:34Z</dc:date>
    <item>
      <title>I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428764#M571323</link>
      <description>Got the pre select email from my main bank (USAA), logged in to app, and actually found the same pre select in product offers. Said screw it since I figured it was all but a guarantee, bada bing bada boom, got a 6k SL with zero apr til Jan 2020. Now I know how I’ll pay the balance of my new fence for my house off.&lt;BR /&gt;I really need to garden.</description>
      <pubDate>Sat, 08 Dec 2018 15:42:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428764#M571323</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-08T15:42:34Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428770#M571325</link>
      <description>Uhm, what Card? Congrats</description>
      <pubDate>Sat, 08 Dec 2018 15:47:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428770#M571325</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2018-12-08T15:47:21Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428779#M571331</link>
      <description>Rate advantage platinum visa.</description>
      <pubDate>Sat, 08 Dec 2018 15:53:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428779#M571331</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-08T15:53:56Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428832#M571338</link>
      <description>&lt;P&gt;Congrats on your USAA Rate Advantage !!!&lt;/P&gt;</description>
      <pubDate>Sat, 08 Dec 2018 17:01:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428832#M571338</guid>
      <dc:creator>alvon123</dc:creator>
      <dc:date>2018-12-08T17:01:04Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428933#M571365</link>
      <description>&lt;P&gt;Congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Sat, 08 Dec 2018 18:32:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428933#M571365</guid>
      <dc:creator>19eighty5</dc:creator>
      <dc:date>2018-12-08T18:32:51Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428939#M571367</link>
      <description>&lt;P&gt;Congrats on your approval !!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://media.giphy.com/media/g9582DNuQppxC/giphy.gif" border="0" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 08 Dec 2018 18:36:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5428939#M571367</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-08T18:36:42Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5429312#M571475</link>
      <description>&lt;P&gt;Congratulations on your USAA approval!&lt;/P&gt;</description>
      <pubDate>Sun, 09 Dec 2018 01:21:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5429312#M571475</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-09T01:21:17Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5429379#M571479</link>
      <description>Congrats on the approval....&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; The garden is a hard place to stay in even though it’s so beautiful lol</description>
      <pubDate>Sun, 09 Dec 2018 03:14:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5429379#M571479</guid>
      <dc:creator>MrDFinance</dc:creator>
      <dc:date>2018-12-09T03:14:34Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5429383#M571481</link>
      <description>Congrats!!!&lt;BR /&gt;&lt;BR /&gt;Gotta love the Bada Bing Bada Boom move!🤣&lt;BR /&gt;Nice SL👍&lt;BR /&gt;&lt;BR /&gt;😊</description>
      <pubDate>Sun, 09 Dec 2018 03:21:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5429383#M571481</guid>
      <dc:creator>Brooklyn2018</dc:creator>
      <dc:date>2018-12-09T03:21:23Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5429828#M571549</link>
      <description>Well congrats!!! If you're not going to garden, you can at least buy new flowers to put in there!</description>
      <pubDate>Sun, 09 Dec 2018 18:28:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5429828#M571549</guid>
      <dc:creator>RonM21</dc:creator>
      <dc:date>2018-12-09T18:28:26Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5430082#M571597</link>
      <description>&lt;P&gt;@miamivicemtb -&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Super Congrats on your USAA Rate Advantage $6,000 SL!&lt;/P&gt;&lt;P&gt;That's their lowest APR card and a nice pickup. Well done! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;BTW, in your signature file you note that your EX score&lt;/P&gt;&lt;P&gt;is 658 as of 11/16/2018. I assume that's a FICO 8 score.&lt;/P&gt;&lt;P&gt;But as you now know, USAA uses EX FICO 3 for credit card&lt;/P&gt;&lt;P&gt;approvals. I'm also a USAA member, and they always send&lt;/P&gt;&lt;P&gt;an approval notice via email with their approving EX 3 score. Once&lt;/P&gt;&lt;P&gt;you get it, if you wouldn't mind sharing that EX 3 score with us&lt;/P&gt;&lt;P&gt;for data point purposes, that would be great. Congrats again! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 09 Dec 2018 22:30:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5430082#M571597</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-09T22:30:20Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED TO STOP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5430142#M571606</link>
      <description>That was wayyy too easy. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; Congrats!</description>
      <pubDate>Sun, 09 Dec 2018 23:20:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-NEED-TO-STOP/m-p/5430142#M571606</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-09T23:20:35Z</dc:date>
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