topic Re: Navy Federal Amex approval in Credit Card Approvals

Navy Federal Amex approval

kaylord84 — Thu, 20 Dec 2018 05:18:59 GMT

Some data points for you guys with a BK. I file chapter 7 BK Nov 2016. I was approved for Navy Federal Amex with a $500 SL. My overall utilization is at 68% which is probably why my SL is so low . Either way I'm excited. They pulled TU which my FICO 8 is 639.

Re: Navy Federal Amex approval

MrDFinance — Thu, 20 Dec 2018 05:24:15 GMT

Congrats on the approval 😎

Re: Navy Federal Amex approval

kaylord84 — Thu, 20 Dec 2018 05:38:26 GMT

Thanks man I wish I would have waited to pay my balances down on my 4 other cards before applying 🤦🏾‍♂️

Re: Navy Federal Amex approval

MrDFinance — Thu, 20 Dec 2018 05:42:35 GMT

No worries ...After 91 days and 3 statement cuts you will be eligible to ask for a credit line increase....You’ll be there in no time...plenty of time to get your utilization in check....

I got approved for my first navy card for $1,000 and a little over 91 days got a 2nd card with them with a limit of 20k your in good hands

Re: Navy Federal Amex approval

Anonymous — Thu, 20 Dec 2018 05:50:49 GMT

Congrats onyour NFCU Amex approval!

Re: Navy Federal Amex approval

Medic981 — Thu, 20 Dec 2018 06:03:23 GMT

Congrats ! ! !

Re: Navy Federal Amex approval

Adkins — Thu, 20 Dec 2018 06:43:29 GMT

Congratulations, OP! Be patient, most NFCU cards grow with time.

Re: Navy Federal Amex approval

Anonymous — Thu, 20 Dec 2018 13:15:47 GMT

Congratulations, OP 👏🏾 You're in the door!

Give it the 91/3, relieve the pressure of that pulsating UTIL, and that SL will move. It will likely boost that 639 TU pretty significantly as well. All really goes without saying though...

Best of luck!

Re: Navy Federal Amex approval

19eighty5 — Thu, 20 Dec 2018 14:47:21 GMT

Congratulations on your approval!

Re: Navy Federal Amex approval

xaximus — Thu, 20 Dec 2018 15:40:42 GMT

Congrats on the approval, as others stated, once the UTI comes down, scores will definitely go up. I believe you're about 3-4 thresholds so that could be anywhere 40-80 point loss. Once you're under 8%, you'll be pleasantly surprised.

Re: Navy Federal Amex approval

Anonymous — Fri, 21 Dec 2018 18:06:19 GMT

COngrats on your approval !!

Navy is one of the best credit union outhere

Re: Navy Federal Amex approval

Nova5041 — Fri, 21 Dec 2018 18:44:21 GMT

Congrats on the Approval, youre in now!