topic Re: Capital One Savor in Credit Card Approvals

Capital One Savor

Anonymous — Tue, 25 Dec 2018 02:43:41 GMT

When I began my rebuild in early 2017 with sub 550 scores, Capital One was the first to approve me for a non-secured CC. It was a $300 Platinum card. I PC'd it to a QS at the first opportunity and the limit was raised to $750 (still the same limit). This past June, I prequalified for the Venture and went for it and received a $15,000 SL.

Since it has been six months since I opened that card, I decided to check and see if I had any prequalified offers. The offers Capital One returned were Savor, Venture, and QS. I decided to go for the Savor and received an instant approval!

Re: Capital One Savor

Priory_Man — Tue, 25 Dec 2018 02:48:12 GMT

Congratulations on the approval.

Re: Capital One Savor

difringe — Tue, 25 Dec 2018 02:50:10 GMT

Wow, congratulations! I was under the impression that the Savor required scores of 750+! Nice to see your Cap 1 relationship resulted in multiple good cards.

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 03:01:15 GMT

Congrats on your success and 9 HP's! Frankly, you earned it - Merry Christmas!

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 03:05:42 GMT

Thanks @BrandonLane. Looking at your sig, they have 6 HP's on you as well. You earned that Platinum and QS. Merry Christmas to you as well!

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 03:07:52 GMT

@difringe thanks! Is the Savor considered above the Venture in status? Either way, I'm excited to see an instant approval.

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 03:13:46 GMT

Presitge - that is because I app'd for 100'd cards buddy - Not 3

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 03:14:09 GMT

@BrandonLane great story. Thanks for your kind words and valuable contributions to this thread.

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 03:16:01 GMT

My pleasure - You are welcome - you deserve so much credit for those 9 hp's!

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 03:17:27 GMT

Thanks @BrandonLane. I am happy with the results.

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 03:21:45 GMT

AGAIN you are welcome Presitge. You earned it with your HP's! Congrats!

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 04:08:57 GMT

Congrats and Merry Christmas! Raising my glass to you

Re: Capital One Savor

Remedios — Tue, 25 Dec 2018 04:14:31 GMT

Congrats on your approval

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 04:39:14 GMT

Congrats on the approval. That's awesome.

Re: Capital One Savor

19eighty5 — Tue, 25 Dec 2018 05:43:49 GMT

Congratulations on your approval!

Re: Capital One Savor

difringe — Tue, 25 Dec 2018 16:13:42 GMT

@Anonymous wrote:
@difringe thanks! Is the Savor considered above the Venture in status? Either way, I'm excited to see an instant approval.

I've never been interested enough in the Venture to take a look so I don't know, but I've heard horror stories from Cap 1 customers who thought they'd be able to get the Savor and couldn't...whenever you reach out to them about it, they say 'Excellent' credit, so I didn't think you could get it with a sub-750 or so score. Congratulations again on the instant approval, that had to feel great!

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 16:44:42 GMT

Congrats on your approval!

Re: Capital One Savor

Anonymous — Tue, 25 Dec 2018 16:54:33 GMT

@difringe the instant approval feels great. No "under review" on pins and needles waiting game.

Re: Capital One Savor

Laceylashes — Tue, 25 Dec 2018 18:45:04 GMT

@difringe wrote:
@Anonymous wrote:
@difringe thanks! Is the Savor considered above the Venture in status? Either way, I'm excited to see an instant approval.
I've never been interested enough in the Venture to take a look so I don't know, but I've heard horror stories from Cap 1 customers who thought they'd be able to get the Savor and couldn't...whenever you reach out to them about it, they say 'Excellent' credit, so I didn't think you could get it with a sub-750 or so score. Congratulations again on the instant approval, that had to feel great!

@I completely agree with this @difringe! I saw someone on these boards with over 800's across the board and was denied for a Savor. That's why I was nervous about pulling the trigger myself! Both Venture and Savor are marketed on their website as for people with "Excellent" credit but mine ranges from 710-733 and I was also approved. I guess in the eyes of Cap1 I have excellent credit.... maybe because of my good payment history on my other cards. Who knows?!

Re: Capital One Savor

Laceylashes — Tue, 25 Dec 2018 18:45:37 GMT

Congratulations on the approval!!