topic Re: PayPal Extras Mastercard® Approval in Credit Card Approvals

PayPal Cashback Mastercard® Approval

DapprD — Wed, 09 Jan 2019 21:49:00 GMT

Pulled the trigger yesterday on the PayPal Cashback Mastercard

They HP on TransUnion - i'm located in FL

Got a message to call in to verify myself, I have a Fraud Alert on my File.

Verified some simple information - Name, Address, SS

Approved - SL $500 ... 1st Synchrony Card

So far after my rebuild, I am sitting with

$10,000 - LOC

Amex Rose GOLD

$3,000 - Amex Business Delta GOLD

$500 - Synchrony - PayPal Cashback

$500 - FNBO Card

$500 - GreenDot Secured Primor Card

$500 - TOTAL Secured Card

$500 - First Progress Card

$5,000 - My Jewlers Club

The only negative I have left is Back Child Support - Which is showing Charge Off / Collections / Closed Account - I still wonder what my score would be if this wasn't on my credit ... jeez ...

Re: PayPal Extras Mastercard® Approval

CivalV — Wed, 09 Jan 2019 16:53:44 GMT

Congratulations 🎉🎈

What was your TU score at approval? I was denied with TU at 640. Syncrony is not chill with me like Comenity. I have tried for Syncrony for years and it just never works out. They stated in the denial that I don’t have experience with Morgage? I assume installment loans idk

Re: PayPal Extras Mastercard® Approval

Anonymous — Wed, 09 Jan 2019 18:14:57 GMT

Congrats on your approval !!!!

Re: PayPal Extras Mastercard® Approval

19eighty5 — Wed, 09 Jan 2019 18:32:03 GMT

Congratulations on your approval!

Re: PayPal Extras Mastercard® Approval

Credit-hoarder — Wed, 09 Jan 2019 19:10:00 GMT

Congrats on the card OP. But heads up--don't knock yourself out earning points on this card b/c the redemption rate is horrible...only 6/10 of 1 cpp.

Re: PayPal Extras Mastercard® Approval

DapprD — Wed, 09 Jan 2019 19:14:49 GMT

@CivalV wrote:
Congratulations 🎉🎈

What was your TU score at approval? I was denied with TU at 640. Syncrony is not chill with me like Comenity. I have tried for Syncrony for years and it just never works out. They stated in the denial that I don’t have experience with Morgage? I assume installment loans idk

My TU at approval is 721

Re: PayPal Extras Mastercard® Approval

DapprD — Wed, 09 Jan 2019 19:18:43 GMT

@Credit-hoarder wrote:
Congrats on the card OP. But heads up--don't knock yourself out earning points on this card b/c the redemption rate is horrible...only 6/10 of 1 cpp.

My only reason for getting this card is for the 3% cash back setup in certain instances ...

My daily driver is my Gold AMEX, I will never go into CREDIT CARD DEBT AGAIN !!! I use it for what I can afford and pay off EACH AND EVERY MONTH!

I repeat I WILL NEVER GO INTO CREDIT CARD DEBT AGAIN !!! :-)

Re: PayPal Extras Mastercard® Approval

Anonymous — Wed, 09 Jan 2019 20:41:14 GMT

Congrats on your PayPal Mastercard approval!

Re: PayPal Extras Mastercard® Approval

Anonymous — Wed, 09 Jan 2019 21:10:01 GMT

@DapprD wrote:
@Credit-hoarder wrote:
Congrats on the card OP. But heads up--don't knock yourself out earning points on this card b/c the redemption rate is horrible...only 6/10 of 1 cpp.
My only reason for getting this card is for the 3% cash back setup in certain instances ...

My daily driver is my Gold AMEX, I will never go into CREDIT CARD DEBT AGAIN !!! I use it for what I can afford and pay off EACH AND EVERY MONTH!

I repeat I WILL NEVER GO INTO CREDIT CARD DEBT AGAIN !!! :-)

Grats!

Don't mean to rain on your parade, but the 3% debit/mc trick is done with the cashback card and not this one. Unless you were talking about 3x points for the certain things, then ignore me. lol

Re: PayPal Extras Mastercard® Approval

DapprD — Wed, 09 Jan 2019 21:49:52 GMT

@Anonymous wrote:
@DapprD wrote:
@Credit-hoarder wrote:
Congrats on the card OP. But heads up--don't knock yourself out earning points on this card b/c the redemption rate is horrible...only 6/10 of 1 cpp.
My only reason for getting this card is for the 3% cash back setup in certain instances ...

My daily driver is my Gold AMEX, I will never go into CREDIT CARD DEBT AGAIN !!! I use it for what I can afford and pay off EACH AND EVERY MONTH!

I repeat I WILL NEVER GO INTO CREDIT CARD DEBT AGAIN !!! :-)

Grats!

Don't mean to rain on your parade, but the 3% debit/mc trick is done with the cashback card and not this one. Unless you were talking about 3x points for the certain things, then ignore me. lol

YOU are CORRECT ... the card is the PayPal Cashback Mastercard® and I corrected the post !!!

Thanks for pointing that out !

Re: PayPal Extras Mastercard® Approval

Anonymous — Wed, 09 Jan 2019 22:00:40 GMT

@DapprD wrote:
@Anonymous wrote:
@DapprD wrote:
@Credit-hoarder wrote:
Congrats on the card OP. But heads up--don't knock yourself out earning points on this card b/c the redemption rate is horrible...only 6/10 of 1 cpp.
My only reason for getting this card is for the 3% cash back setup in certain instances ...

My daily driver is my Gold AMEX, I will never go into CREDIT CARD DEBT AGAIN !!! I use it for what I can afford and pay off EACH AND EVERY MONTH!

I repeat I WILL NEVER GO INTO CREDIT CARD DEBT AGAIN !!! :-)

Grats!

Don't mean to rain on your parade, but the 3% debit/mc trick is done with the cashback card and not this one. Unless you were talking about 3x points for the certain things, then ignore me. lol
YOU are CORRECT ... the card is the PayPal Cashback Mastercard® and I corrected the post !!!

Thanks for pointing that out !

Gotcha! YW!

Re: PayPal Cashback Mastercard® Approval

Anonymous — Wed, 09 Jan 2019 23:34:34 GMT

Congratulations, OP. Great choice 👌🏾 I'm loving the 3% on every swipe set up 👏🏾

Re: PayPal Extras Mastercard® Approval

SEAlifer — Thu, 08 Aug 2019 05:14:39 GMT

Thanks for posting. Was wondering what kind of score might qualify.