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    <title>topic Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478372#M578752</link>
    <description>&lt;P&gt;Congrats on your new card&lt;/P&gt;</description>
    <pubDate>Thu, 24 Jan 2019 18:39:09 GMT</pubDate>
    <dc:creator>Remedios</dc:creator>
    <dc:date>2019-01-24T18:39:09Z</dc:date>
    <item>
      <title>Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478195#M578715</link>
      <description>&lt;P&gt;Hello Everybody,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Last week, I mentioned that I was approved for a Bethpage FCU Be You Rewards MasterCard with a $5,000 SL. Well, I just got a call from them and they told me that they checked my credit and I was also approved for the Low Rate MasterCard with a $30,000 SL, 2.99% APR for 12 months for both purchases and balance transfers and no annual fee. They just wanted to confirm my address to send the card and no additional credit pull. Done deal, thank you very much.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nice to do business with people that offer you second cards immediately after getting the first one. Actually, I&amp;nbsp;still haven't gotten the first one yet, but it was mailed out on Friday.&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 15:49:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478195#M578715</guid>
      <dc:creator>bizarrocreditworld</dc:creator>
      <dc:date>2019-01-24T15:49:35Z</dc:date>
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    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478216#M578719</link>
      <description>&lt;P&gt;Wow, that’s some amazing service, congrats!&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 16:08:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478216#M578719</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-01-24T16:08:20Z</dc:date>
    </item>
    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478220#M578720</link>
      <description>&lt;P&gt;Congrats on approval and monster SL !!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://media.giphy.com/media/g9582DNuQppxC/giphy.gif" border="0" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 16:10:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478220#M578720</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-01-24T16:10:22Z</dc:date>
    </item>
    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478270#M578726</link>
      <description>&lt;P&gt;Congrats!&amp;nbsp; That sounds like a pretty nice deal!&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 16:57:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478270#M578726</guid>
      <dc:creator>ChessChik47</dc:creator>
      <dc:date>2019-01-24T16:57:23Z</dc:date>
    </item>
    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478286#M578729</link>
      <description>Thats awesome Bizzy&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; 300k opens alot of doors&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Thu, 24 Jan 2019 17:22:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478286#M578729</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2019-01-24T17:22:00Z</dc:date>
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    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478321#M578738</link>
      <description>Congrats! I’m wondering if I can apply from CA</description>
      <pubDate>Thu, 24 Jan 2019 17:44:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478321#M578738</guid>
      <dc:creator>Creditplz</dc:creator>
      <dc:date>2019-01-24T17:44:47Z</dc:date>
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    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478323#M578739</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/933059"&gt;@Creditplz&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;Congrats! I’m wondering if I can apply from CA&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Everyone is eligible.&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 17:45:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478323#M578739</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-01-24T17:45:34Z</dc:date>
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    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478350#M578740</link>
      <description>&lt;P&gt;Congrats on the monster SL.&lt;/P&gt;&lt;P&gt;I will update with my experience next week..&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 18:16:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478350#M578740</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-01-24T18:16:46Z</dc:date>
    </item>
    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478372#M578752</link>
      <description>&lt;P&gt;Congrats on your new card&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 18:39:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478372#M578752</guid>
      <dc:creator>Remedios</dc:creator>
      <dc:date>2019-01-24T18:39:09Z</dc:date>
    </item>
    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478395#M578758</link>
      <description>&lt;P&gt;Congrats!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As a new Long Islander, I'm tempted. However, between the recent house purchase and 3 new cards, I think that I will hold off.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 19:10:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478395#M578758</guid>
      <dc:creator>Cat320</dc:creator>
      <dc:date>2019-01-24T19:10:10Z</dc:date>
    </item>
    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478450#M578769</link>
      <description>&lt;P&gt;Thank you everyone!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;AJC, I think the income plays a factor on this, since I've been turned down before for inquiries. I also think, however, that my large limits on other cards played a part since they reviewed my credit before making this offer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've never had a phone call&amp;nbsp;saying I was&amp;nbsp;automatically approved&amp;nbsp;without applying for it and all I had to do was accept. I know it's legit because the same person called me today that called last week with the other approval.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oh, here's the data points: EX: 733 (a ridiculous amount of inquires), income of $300,000 in 2018.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 20:05:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478450#M578769</guid>
      <dc:creator>bizarrocreditworld</dc:creator>
      <dc:date>2019-01-24T20:05:44Z</dc:date>
    </item>
    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478613#M578795</link>
      <description>&lt;P&gt;Wow! Congratulations!&lt;/P&gt;</description>
      <pubDate>Thu, 24 Jan 2019 22:36:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478613#M578795</guid>
      <dc:creator>19eighty5</dc:creator>
      <dc:date>2019-01-24T22:36:02Z</dc:date>
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    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478810#M578839</link>
      <description>Crazy SL . Congrats on both cards.</description>
      <pubDate>Fri, 25 Jan 2019 01:22:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478810#M578839</guid>
      <dc:creator>KingPredator</dc:creator>
      <dc:date>2019-01-25T01:22:44Z</dc:date>
    </item>
    <item>
      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478840#M578842</link>
      <description>&lt;P&gt;Congratulations! Very nice on a low intrest rate card!&lt;/P&gt;</description>
      <pubDate>Fri, 25 Jan 2019 01:41:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5478840#M578842</guid>
      <dc:creator>Merlin3482</dc:creator>
      <dc:date>2019-01-25T01:41:00Z</dc:date>
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      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5479020#M578861</link>
      <description>&lt;P&gt;Congratulations on the Monster SL!!!&lt;/P&gt;</description>
      <pubDate>Fri, 25 Jan 2019 03:55:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5479020#M578861</guid>
      <dc:creator>Marz2002</dc:creator>
      <dc:date>2019-01-25T03:55:51Z</dc:date>
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      <title>Re: Bethpage FCU rides again! Low Rate MasterCard, no additional credit pull, $30K SL!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5479027#M578862</link>
      <description>Sweet!</description>
      <pubDate>Fri, 25 Jan 2019 03:58:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bethpage-FCU-rides-again-Low-Rate-MasterCard-no-additional/m-p/5479027#M578862</guid>
      <dc:creator>Aspireto850</dc:creator>
      <dc:date>2019-01-25T03:58:03Z</dc:date>
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