topic Re: PNC Cash Rewards Visa in Credit Card Approvals

PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 14:08:14 GMT

I had this card in mind when i first started my rebuild 2 years ago. I knew that PNC was more relationship friendly and thought INQ sensative. I know that Credit Karma odds are usually a joke, but it said i had a good chance and i do like the 4% for gas stations, so i took a shot being an OG goal card. After hitting submit, it stated that i would recieve an email with the decision in 2 days...

20 minutes later, i have recieved my email... Approved and i have been upgraded to VS since my SL is 5k with 12mo 0% and 100/1000 spend bonus.

Stats:

EX 694

INQ's: 10 (well 11 now)

1 CO and CA (4yr old)

new accts: 7/6mo and 11/12mo

Income: lower 5 figures.

No prior banking relationship

Re: PNC Cash Rewards Visa

CerebralZulu — Fri, 01 Feb 2019 10:52:03 GMT

Congrats, I get the mailers for them. May be time to hit the button.

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 10:58:03 GMT

@CerebralZulu wrote:
Congrats, I get the mailers for them. May be time to hit the button.

Thanks.. i have never gotten anything from them, so if you are, then you should have an even better shot with a pre-approval letter.

Re: PNC Cash Rewards Visa

Jnbmom — Fri, 01 Feb 2019 11:06:46 GMT

@Anonymous wrote:
I had this card in mind when i first started my rebuild 2 years ago. I knew that PNC was more relationship friendly and thought INQ sensative. I know that Credit Karma odds are usually a joke, but it said i had a good chance and i do like the 4% for gas stations, so i took a shot being an OG goal card. After hitting submit, it stated that i would recieve an email with the decision in 2 days...

20 minutes later, i have recieved my email... Approved and i have been upgraded to VS since my SL is 5k with 12mo 0% and 100/500 spend bonus.

Stats:
EX 694
INQ's: 10 (well 11 now)
1 CO and CA (4yr old)
new accts: 7/6mo and 11/12mo
Income: lower 5 figures.
No prior banking relationship

Congrats I did the same with hubby after seeing it on CK, as I never heard of them. He was approved also for the Core visa, but I think we should have went for the cash reward lol.

We got card pretty quickly, pin a few days later but when I went to set up online access said info don't match LOL, still have to get hubby to call on that one. Oh and it reports very quickly on reports.

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 11:13:35 GMT

@Jnbmom wrote:
Congrats I did the same with hubby after seeing it on CK, as I never heard of them. He was approved also for the Core visa, but I think we should have went for the cash reward lol.

We got card pretty quickly, pin a few days later but when I went to set up online access said info don't match LOL, still have to get hubby to call on that one. Oh and it reports very quickly on reports.

Awesome, that will help bring down the overall cranberry some then. I knew PNC, but i heard they were conservative, so i didn't bother. Guess i was wrong.

Re: PNC Cash Rewards Visa

Jnbmom — Fri, 01 Feb 2019 11:28:57 GMT

Yes if I remember correctly , the card came in about a week and reported a few days after that to all 3

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 11:31:20 GMT

@Jnbmom wrote:
Yes if I remember correctly , the card came in about a week and reported a few days after that to all 3

Thanks, that helps. Not that i really need it that bad luckily, but i do like when they report fast. A far cry from Amex that doesnt report till 2 months after you open the card.

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 11:43:57 GMT

Congrats on your approval!!

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 11:45:25 GMT

@Anonymous wrote:
Congrats on your approval!!

Thanks @Anonymous

Re: PNC Cash Rewards Visa

Caught750 — Fri, 01 Feb 2019 12:10:33 GMT

Congrats Jago! I kinda like the hidden TL for a statement or two in some circumstances! That's a nice approval on a nice card!

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 12:17:15 GMT

@Caught750 wrote:
Congrats Jago! I kinda like the hidden TL for a statement or two in some circumstances! That's a nice approval on a nice card!

Thanks, i was shocked, but i'll take it

Re: PNC Cash Rewards Visa

Remedios — Fri, 01 Feb 2019 13:25:54 GMT

Congrats, Jago

Now, what did I tell you yesterday?

I was right.
Neener neener!

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 13:48:35 GMT

@Remedios wrote:
Congrats, Jago

Now, what did I tell you yesterday?

I was right.
Neener neener!

Thanks, and yes you were..

Re: PNC Cash Rewards Visa

crys12065 — Fri, 01 Feb 2019 14:30:49 GMT

Congrats! I would say that was worth the fence jump lol

Re: PNC Cash Rewards Visa

shoegal — Fri, 01 Feb 2019 15:12:18 GMT

Nice!!

Back to the garden🤣

Re: PNC Cash Rewards Visa

simplynoir — Fri, 01 Feb 2019 16:26:27 GMT

Congrats @Anonymous!

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 17:28:02 GMT

@crys12065 wrote:
Congrats! I would say that was worth the fence jump lol

Thank you, and yes it was.

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 17:28:27 GMT

@shoegal wrote:
Nice!!

Back to the garden🤣

Thanks.. Yes maam

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 17:28:56 GMT

@simplynoir wrote:
Congrats @Anonymous!

Thanks @simplynoir

Re: PNC Cash Rewards Visa

Anonymous — Fri, 01 Feb 2019 19:23:22 GMT

Congrats on your approval !!!