topic Re: Discover IT approval!! in Credit Card Approvals

Discover IT approval!!

Anonymous — Fri, 08 Feb 2019 15:43:13 GMT

Back in December 2015 I started re-building my credit with a Wells Fargo secured card at $300. At the time, my FICO scores were in the 490's. Since then I've been working to get rid of old debts and improve my credit, but I've been too scared to pull the trigger on another credit card. In April 2018 I was approved for a 3-year credit building CD loan with a score of 660, and just 2 months ago my Wells Fargo card unsecured and my limit went up to $600.

Still, after 3 years I was too afraid to pull the trigger. My scores have improved greatly (652 TU, 680 Ex, 692 Eq), but I have a couple of baddies from 4-5 years ago as well as 1 collection from 6 years ago on TU. I did only have 2 inquiries on TU and 0 elsewhere.

Today I decided to apply for a Discover IT card and was instantly approved for $11,500!!! I am shocked!!! This is the best card and the highest limit I have ever had. I can't thank you all enough here on the forums for your help in my journey. I'm happy with this card for now, hopefully it will help me when we start looking for a mortgage down the road.

Re: Discover IT approval!!

19eighty5 — Fri, 08 Feb 2019 15:48:22 GMT

Congratulations on your approval!

Re: Discover IT approval!!

simplynoir — Fri, 08 Feb 2019 15:53:34 GMT

Congratulations on the awesome SL on your new card and good luck with the house hunting down the line!

Re: Discover IT approval!!

Anonymous — Fri, 08 Feb 2019 15:53:44 GMT

Congrats on the approval and great CL...

Re: Discover IT approval!!

Anonymous — Fri, 08 Feb 2019 15:58:41 GMT

That's a sweet approval, ao. And a great story. Congratulations! and thank you for the DPs.

Re: Discover IT approval!!

MartyWrite75 — Fri, 08 Feb 2019 16:08:26 GMT

Congratulations on your massive SL! Wonderful!

Re: Discover IT approval!!

Anonymous — Fri, 08 Feb 2019 16:13:52 GMT

Congratulations on your new card and relationship with the disco machine. Happy house hunting!

Re: Discover IT approval!!

Anonymous — Fri, 08 Feb 2019 16:19:20 GMT

Congratulations!
Your hard work is paying off 👍

Re: Discover IT approval!!

Anonymous — Fri, 08 Feb 2019 18:59:03 GMT

Thank you, all! I am really excited for this to finally have happened!!

Re: Discover IT approval!!

Remedios — Fri, 08 Feb 2019 19:00:20 GMT

Congrats on your approval

Re: Discover IT approval!!

difringe — Fri, 08 Feb 2019 19:05:53 GMT

Congratulations on the approval and great SL! Your hard work has paid off!

Re: Discover IT approval!!

Anonymous — Fri, 08 Feb 2019 20:40:55 GMT

Congrats on your approval and very nice SL !!

Re: Discover IT approval!!

pinkandgrey — Fri, 08 Feb 2019 22:49:39 GMT

Congrats! And don’t think of it as a starter or rebuilder card at all. Not only is that a great SL, but that card will grow like crazy. You’ll be using that one for life.