topic Re: A step out of the Garden in Credit Card Approvals

A step out of the Garden

MakingProgress — Mon, 11 Feb 2019 18:37:01 GMT

I took a planned step out of the garden this morning.

Approved for:

Barclay's Uber Visa - SL 10K

US Bank Cash + - SL $20K I was really suprised about this limit given that USB has been known to be stingy with limits.

FNBO Ducks Unlimited - SL $5.7K

So my new cash back strategy is:

Gas - 5% on Ducks Unlimited

Utilities and Cell Phone - 5% on Cash+

Amazon Purchases - 5% on Chase Amazon Prime Visa

Dining - 4% on Uber

Travel; - 3% on Uber

Grocery - 3% on BCE

Rotating Catagories - 5% on Discover

General Spend - 2% on Citi Dc

Kids are au on Cap One QS so I get 1.5% back on their usage otherwise QS is sock drawered.

I will not be under 5/24 until 2/20.

Re: A step out of the Garden

Anonymous — Mon, 11 Feb 2019 18:39:22 GMT

Wow! Those are some amazing SL approvals! Congratulations! Now come back to the garden and teach me the ways

Re: A step out of the Garden

Cred4All — Mon, 11 Feb 2019 18:51:05 GMT

That is a pretty sweet US Bank approval.. kudos to you!

Re: A step out of the Garden

UncleB — Mon, 11 Feb 2019 19:15:30 GMT

@MakingProgress wrote:
I took a planned step out of the garden this morning.

Approved for:

Barclay's Uber Visa - SL 10K
US Bank Cash + - SL $20K I was really suprised about this limit given that USB has been known to be stingy with limits.
FNBO Ducks Unlimited - SL $5.7K

So my new cash back strategy is:
Gas - 5% on Ducks Unlimited
Utilities and Cell Phone - 5% on Cash+
Amazon Purchases - 5% on Chase Amazon Prime Visa
Dining - 4% on Uber
Travel; - 3% on Uber
Grocery - 3% on BCE
Rotating Catagories - 5% on Discover
General Spend - 2% on Citi Dc

Kids are au on Cap One QS so I get 1.5% back on their usage otherwise QS is sock drawered.

I will not be under 5/24 until 2/20.

I always say if you're going to step out of the Garden, make it count... and you certainly did!

Great job, my friend!

Re: A step out of the Garden

xaximus — Mon, 11 Feb 2019 19:19:11 GMT

Congrats on the approvals! I've been looking into the Ducks Unlimited card myself but with the rotating categories between Discover and Chase, I havn't found it to be necessary yet.

Re: A step out of the Garden

Anonymous — Mon, 11 Feb 2019 19:22:31 GMT

With approvals like that, I might actually call USB

Oh yeah, I almost forgot, CONGRATULATIONS!!!

Re: A step out of the Garden

K-in-Boston — Mon, 11 Feb 2019 19:27:50 GMT

Congrats!!! Gardening works or something. Seriously impressed with the US Bank approval and glad you didn't need to call for a 30x or 40x CLI upon activation like some of us.

Re: A step out of the Garden

simplynoir — Mon, 11 Feb 2019 19:41:41 GMT

Congrats on your three new cards! That should optimize quite nicely with your rewards strategy.

Re: A step out of the Garden

bizarrocreditworld — Mon, 11 Feb 2019 19:51:18 GMT

Congratulations! Those are excellent reasons to setp out of the garden.

Re: A step out of the Garden

Anonymous — Mon, 11 Feb 2019 19:53:45 GMT

That’s an epic haul of cards, congrats!

Re: A step out of the Garden

kilroy8 — Mon, 11 Feb 2019 19:54:42 GMT

Re: A step out of the Garden

MakingProgress — Mon, 11 Feb 2019 20:07:01 GMT

@K-in-Boston wrote:
Congrats!!! Gardening works or something. Seriously impressed with the US Bank approval and glad you didn't need to call for a 30x or 40x CLI upon activation like some of us.

I really can't believe that one, I wouldn't be at all suprised to get the card and see a $500 limit listed.

Re: A step out of the Garden

Remedios — Mon, 11 Feb 2019 20:20:38 GMT

Congrats!

Re: A step out of the Garden

Anonymous — Mon, 11 Feb 2019 20:30:12 GMT

Wow! Congratulations!

Re: A step out of the Garden

Anonymous — Mon, 11 Feb 2019 22:34:12 GMT

Fantastic job. Congrats.

Re: A step out of the Garden

pinkandgrey — Tue, 12 Feb 2019 00:13:54 GMT

Curse you and your Ducks Unlimited lol. I want that one so much. Congrats on all that!

Re: A step out of the Garden

Anonymous — Tue, 12 Feb 2019 00:19:37 GMT

COngrats on approvals and monster US bank SL!!!!!

Re: A step out of the Garden

Anonymous — Tue, 12 Feb 2019 00:48:26 GMT

@MakingProgress wrote:

So my new cash back strategy is:
Gas - 5% on Ducks Unlimited
Utilities and Cell Phone - 5% on Cash+
Amazon Purchases - 5% on Chase Amazon Prime Visa
Dining - 4% on Uber
Travel; - 3% on Uber
Grocery - 3% on BCE
Rotating Catagories - 5% on Discover
General Spend - 2% on Citi Dc

Wow, you've got a PLAN!

Congratulations on your new approvals, and thanks for listing your strategy! I am still learning about all the cards out there, and it's great to see a list of the benefits of each one. (I wouldn't have considered Ducks Unlimited, but eventually may want to get one for the great discount on gas! WOW!)

Re: A step out of the Garden

Anonymous — Tue, 12 Feb 2019 05:03:25 GMT

Congrats & US Bank Luv's You