topic Re: Wife and I go 2 for 4 on approvals in Credit Card Approvals

Wife and I go 2 for 4 on approvals

morgacj2004 — Thu, 14 Feb 2019 05:01:40 GMT

Wife Approved AX Amerprise Plat. Snuck in right before zero AF was replaced with 60 k bonus. I am AU. I just closed mine a few days ago in which she was AU. She was approved for AX Hilton Honors Business card. 125k bonus points after 3 k spend. I was denied for the BC ARR+. I prev had this card for several years and closed it one year ago. I prev got the bonus which was 50k points at that time. Denied to many recent accounts, inquiries usual from BC. I will recon. I have never gotten a BC instant approval always had to recon for my 4 previous BC. I was also denied for the BofA premium rewards due to no existing relationship with BofA and prior BK 6.5 years ago. I recon with no luck despite having had multiple BofA cards since the BK. I currently have the AK Air sig card with a $9800 CL. Go figure.

Re: Wife and I go 2 for 4 on approvals

Anonymous — Thu, 14 Feb 2019 08:24:08 GMT

Congratulations! I hope to get into the AMEX family eventually, so I envy you!

Re: Wife and I go 2 for 4 on approvals

kdm31091 — Thu, 14 Feb 2019 13:16:10 GMT

Arrival+ has a 6/24 (6 new accounts in 24 months, from any bank) rule so if you are above 6/24, unfortunately, recon isn't going to budge. BOA doesn't have a set in stone rule, but they are pretty tough with the Premium card. Haven't heard of many overturned denials but all you can do is try. At least the other 2 cards worked out

Re: Wife and I go 2 for 4 on approvals

AverageJoesCredit — Thu, 14 Feb 2019 14:47:29 GMT

Congrats on the approvals Morg Win some lose some

Re: Wife and I go 2 for 4 on approvals

Priory_Man — Thu, 14 Feb 2019 16:45:09 GMT

Congrats on the approvals.

Re: Wife and I go 2 for 4 on approvals

CreditCuriosity — Thu, 14 Feb 2019 17:08:50 GMT

Premium rewards is their flagship card the BK will probably have to be gone and less credit seeking behavior. I have a 50k ML as was declined it a few times. Will be retapping it in May and should get instant approval as no new accounts in 6 months no experian inquires in 8 plus months and a 800+ experian. I hope that will land it for me.. They protect that card way more than their othres probably due to the fat sign-up bonus

Re: Wife and I go 2 for 4 on approvals

morgacj2004 — Thu, 14 Feb 2019 18:51:20 GMT

My wife and I are now working on two different paths. She is concentrating on getting below 5/24 and will only apply for business cards. I am going for signup bonuses. She will include me as AU I will not. More and more banks are going in Chase's direction

Re: Wife and I go 2 for 4 on approvals

Anonymous — Thu, 14 Feb 2019 18:52:10 GMT

Congrats on both approvals !!!!

Re: Wife and I go 2 for 4 on approvals

MartyWrite75 — Thu, 14 Feb 2019 22:46:18 GMT

Congratulations on your approval!

Re: Wife and I go 2 for 4 on approvals

19eighty5 — Sat, 16 Feb 2019 20:56:52 GMT

Congratulations on your approvals!