topic Re: Chase Auto-CLI 22k->25k in Credit Card Approvals

Chase Auto-CLI 22k->25k

Revelate — Thu, 14 Feb 2019 22:18:57 GMT

Not clear why though I did set a new high balance somewhat recently.

Open 6/16

High balance 12k (just over 50%) set in 12/18.

827 EX FICO 8 for reference

Re: Chase Auto-CLI 22k->25k

T-Bear — Thu, 14 Feb 2019 22:40:21 GMT

Congrats!

Re: Chase Auto-CLI 22k->25k

FinStar — Thu, 14 Feb 2019 23:34:53 GMT

Very nice bump @Revelate. Congrats!

Re: Chase Auto-CLI 22k->25k

Stribe — Fri, 15 Feb 2019 00:29:08 GMT

Auto CLI by Chase = 🦄

congrats on the sweet bump

Re: Chase Auto-CLI 22k->25k

AverageJoesCredit — Fri, 15 Feb 2019 00:36:36 GMT

Nice auto luv Rev

Re: Chase Auto-CLI 22k->25k

Revelate — Fri, 15 Feb 2019 06:32:10 GMT

Hrm, another thought: I had recently closed my Citi Costco card when trying to figure out what triggered it.

1) CL went from below 2x of High Balance to just over 2x of High Balance.

2) Reduced aggregate CL by 8k

3) Had updated income maybe a month ago when I was reviewing stuff for taxes anyway and saw a bunch of Chase profile information out of date.

4) Did cross a full 3 months as a Sapphire Banking customer in January

Account has been open for over 2.5 years as noted above, I have gotten some auto-CLI's in the past in various places but nothing regular of course, talking less than 1 per year as a Chase customer across all my tradelines; total Chase exposure is now at 81000 personal, 87.5k if including the Ink Cash.

Something of a unicorn to be sure, and of course a $3K CLI is not something to change one's life over hah but maybe the datapoint will be useful.

Re: Chase Auto-CLI 22k->25k

xaximus — Fri, 15 Feb 2019 13:51:54 GMT

Congrats on the auto-CLI! Always nice when Chase does that! I've noticed the chance of a CLI is higher when one has more up-to-date information.

Re: Chase Auto-CLI 22k->25k

UncleB — Sun, 17 Feb 2019 06:04:31 GMT

A unicorn, indeed!

Nice job, and thanks for sharing the details!

Re: Chase Auto-CLI 22k->25k

simplynoir — Sun, 17 Feb 2019 14:20:03 GMT

Congrats on the rare Chase auto-CLI sighting around these here parts lol.

Re: Chase Auto-CLI 22k->25k

Anonymous — Sun, 17 Feb 2019 14:40:15 GMT

Def. a unicorn sighting....but they do happen.

Re: Chase Auto-CLI 22k->25k

pizza1 — Mon, 18 Feb 2019 01:40:20 GMT

@Revelate , youre definitely doing something right with them!!! Congrats to you on the CLI!!

Re: Chase Auto-CLI 22k->25k

Anonymous — Mon, 18 Feb 2019 01:43:13 GMT

Perhaps the new reported "high balance" that was in excess of 50% of your limit had something to do with it.