topic Re: I Waited 2 Years.. in Credit Card Approvals

I Waited 2 Years..

CivalV — Tue, 19 Feb 2019 16:43:43 GMT

Patience is truly the key ❤️

Backstory: My Kohls SL $300. 1 month after opening my Kohls Charge I did not plan my finances well. I ended up being 60 days late from January to February. My scores were hurting for a little under 2 years between late payments, collections, high UTL and financial hardship. A couple of days ago a late payment fell off of my reports. I have no clue if this is why but..

Today I logged into my account to make a payment and noticed the weirdest thing..

Your credit limit: $700
Available credit: $500
SL: $300

So it took 2 years between high UTL and 30-60 day late payments to finally receive my first Kohls CLI of $400. This right here feels amazing!!! 😩🎉🍾

Re: I Waited 2 Years..

Remedios — Tue, 19 Feb 2019 17:10:42 GMT

Congrats on your increase

Re: I Waited 2 Years..

CivalV — Tue, 19 Feb 2019 17:13:54 GMT

Thank you! Small increases are definitely better than none

Re: I Waited 2 Years..

Anonymous — Tue, 19 Feb 2019 18:58:02 GMT

Congrats on your kohls increase

Re: I Waited 2 Years..

xaximus — Tue, 19 Feb 2019 19:26:21 GMT

Congrats on your CLI!

Re: I Waited 2 Years..

AverageJoesCredit — Tue, 19 Feb 2019 21:16:17 GMT

Well deserved. Hope its the 1st of many to come. Do what i do, reward them with a purchase.....then pif

Re: I Waited 2 Years..

Anonymous — Tue, 19 Feb 2019 21:17:27 GMT

COngrats on auto CLI !!!!

Re: I Waited 2 Years..

800FICOGoal — Tue, 19 Feb 2019 21:38:27 GMT

Congrats on your increase and your patience.

Re: I Waited 2 Years..

Anonymous — Tue, 19 Feb 2019 21:48:59 GMT

Yay good job congratulations !! Clean record ahead of you & you have got this we believe in you.

Re: I Waited 2 Years..

Anonymous — Tue, 19 Feb 2019 21:56:28 GMT

Congrats on your increase!! Once your scores are closer to 700ish it will become like clockwork.....

Re: I Waited 2 Years..

Anonymous — Tue, 19 Feb 2019 23:19:49 GMT

Patience and Dilligence. I, too, have had to learn. Good job, and congrats!

Re: I Waited 2 Years..

simplynoir — Tue, 19 Feb 2019 23:43:02 GMT

Congrats on the CLI!

Re: I Waited 2 Years..

CreditInspired — Wed, 20 Feb 2019 01:14:31 GMT

It is a good feeling OP when the work one puts into something produces positive results.

Keep up the good work and congrats on your CLI.

Re: I Waited 2 Years..

Rogue46 — Wed, 20 Feb 2019 01:21:20 GMT

Credit is a long game. You did well congrats!

Re: I Waited 2 Years..

difringe — Wed, 20 Feb 2019 03:05:58 GMT

Congratulations on your CLI! I hope this is a harbinger of things to come!

Re: I Waited 2 Years..

CivalV — Fri, 22 Feb 2019 20:51:46 GMT

First I will pay the remaining balance then make a purchase and PIF 💪🏼💪🏼

Re: I Waited 2 Years..

CivalV — Sat, 23 Feb 2019 03:03:43 GMT

I want to say thank you to everyone for the congratulations and for the encouragement. It’s been a marathon and as time goes on I am seeing that beautiful light at the end of the tunnel. Once again thank you everyone! Like many have said this is only the beginning! 

Re: I Waited 2 Years..

Shadowfactor — Sat, 23 Feb 2019 02:19:21 GMT

Congrats on the increase!

Keep managing your credit well and you will see many more!