topic Re: BMO Harris Platinum Rewards MC Approved! in Credit Card Approvals

BMO Harris Platinum Rewards MC Approved!

Gmood1 — Tue, 19 Feb 2019 23:37:28 GMT

I've been planning this one for a few months. Joined BMO last month as I'm not in the foot print. Also read on some other blogs that it might be an auto decline if I apped through the web account. So I called in and submitted the app through a banker CSR this afternoon.

I'm finishing up spend bonuses with Citi and US bank. So decided to hit these guys up. Wasn't expecting much, the lady comes back and tells me I'm approved for $14,000 with the lowest rate on the card!

It's true BMO isn't new account or inq sensitive. I now know that for a fact!! lol

Current TU was a 785 FICO 8 with 15 inqs, now 16. I've opened more accounts in the last year than I'd care to mention.

Lets just say I'm NWIH/24. That's "No way in Hell" for those that don't know. Ha ha

If you're not in the foot print, just open a free checking account and app away!! I like Mastercards because I have the option to use Plastiq and knock out the SUBs, if I want to.

I also talked to a credit card specialist, that informed me you can PC to a different card with a phone call.

I'm gonna blame @CreditCuriosity , @FinStar @Mahraja for this one! I can't sit on the sidelines long watching these three!

Re: BMO Harris Platinum Rewards MC Approved!

simplynoir — Tue, 19 Feb 2019 23:40:48 GMT

Major congrats on your approval! No card is safe from you.

Re: BMO Harris Platinum Rewards MC Approved!

Gmood1 — Tue, 19 Feb 2019 23:48:31 GMT

@simplynoir wrote:
Major congrats on your approval! No card is safe from you.

Thanks Simplynoir! lol I have some that are safe because I'm geo locked out of those areas. Some of those I plan to find a way around in the future!

Re: BMO Harris Platinum Rewards MC Approved!

CreditCuriosity — Tue, 19 Feb 2019 23:51:26 GMT

Very nice approval! Been tempted by them, but held off.. was hoping for the diners club to come back lol

Re: BMO Harris Platinum Rewards MC Approved!

Anonymous — Tue, 19 Feb 2019 23:54:25 GMT

Congrats on your new BMO Harris Platinum card!

Re: BMO Harris Platinum Rewards MC Approved!

Gmood1 — Tue, 19 Feb 2019 23:57:01 GMT

@CreditCuriosity wrote:
Very nice approval! Been tempted by them, but held off.. was hoping for the diners club to come back lol

Thanks CC, yeah they are an easy catch. I'd say similar to BB&T. I want Fifth Third and Huntington! neither is in my area. I'll have to just stop in a branch and open an account to get what I want from them! Every time I see it in your signature. I'm reminded of that fruit I can't quite reach. lol

The regional banks are becoming more and more competitive, after sitting on the sidelines and watching Chase and the like make billions off credit cards!

Re: BMO Harris Platinum Rewards MC Approved!

CreditCuriosity — Tue, 19 Feb 2019 23:56:58 GMT

@Gmood1 wrote:
@CreditCuriosity wrote:
Very nice approval! Been tempted by them, but held off.. was hoping for the diners club to come back lol
Thanks CC, yeah they are an easy catch. I'd say similar to BB&T. I want Fifth Third and Huntington! neither is in my area. I'll have to just stop in a branch and open an account to get what I want from them! Every time I see it in your signature. I'm reminded of that fruit I can't quite reach. lol

Synovous is where it is IMO generous CL's and good APR's and good cats make sure you open on of those accounts when opening a 5/3rd acct and hunington

Re: BMO Harris Platinum Rewards MC Approved!

Gmood1 — Wed, 20 Feb 2019 00:00:37 GMT

@CreditCuriosity wrote:
@Gmood1 wrote:
@CreditCuriosity wrote:
Very nice approval! Been tempted by them, but held off.. was hoping for the diners club to come back lol
Thanks CC, yeah they are an easy catch. I'd say similar to BB&T. I want Fifth Third and Huntington! neither is in my area. I'll have to just stop in a branch and open an account to get what I want from them! Every time I see it in your signature. I'm reminded of that fruit I can't quite reach. lol
Synovous is where it is IMO generous CL's and good APR's and good cats make sure you open on of those accounts when opening a 5/3rd acct and hunington

Now you're talking. I have Synovus in my area. In fact the main office is in my home town. lol

Re: BMO Harris Platinum Rewards MC Approved!

Gmood1 — Wed, 20 Feb 2019 00:01:47 GMT

@Anonymous wrote:
Congrats on your new BMO Harris Platinum card!

Thanks Steve!!

Re: BMO Harris Platinum Rewards MC Approved!

CreditCuriosity — Wed, 20 Feb 2019 00:09:23 GMT

@Gmood1 seriously open a free checking account in branch no min i believe or 10$? No fees no chex's hit at least for me. Then apply for CC get an EQ hit and see 15-25k limit come to daddy .. Currently have the cash rewards 3% of food and my 3% cat I picked is for prescriptions/medical (good cat imo).. Will grab probably the other points rewards cards in another 6 months or so and see how much i can push them cash i got 18k with around a 780 pulled EQ a slew of inquiries so not inquiry or new account senstive at all. You will beat me due to longer mortgage

Re: BMO Harris Platinum Rewards MC Approved!

Remedios — Wed, 20 Feb 2019 00:09:22 GMT

Congrats, G!

Re: BMO Harris Platinum Rewards MC Approved!

Mahraja — Wed, 20 Feb 2019 00:26:41 GMT

Oh look who is back (lil bro) First congrats to @GMood1 for the BMO Approval with nice juicy 14k.I have checking product with them for almost 14 months I will hit them later. once I am done with Union Bank

GMood1 below few days ago after reading (RAJ) adventures in FICO land

i can do it

Re: BMO Harris Platinum Rewards MC Approved!

credit_endurance — Wed, 20 Feb 2019 00:53:27 GMT

Big Congrats Gmood! Any lender non inquiry/account sensitive is very tempting at this stage. But in the garden I must continue. Maybe hit them up next year 😊 Again Congrats on another approval Enjoy!

Re: BMO Harris Platinum Rewards MC Approved!

Gmood1 — Wed, 20 Feb 2019 01:00:10 GMT

Lol Raja, how did you know big brother? 😂😂😂
I have Union bank on the list as well. Joined them the same day I joined BMO. 😆
I'll wait a while before I come back to Union bank.

Re: BMO Harris Platinum Rewards MC Approved!

Gmood1 — Wed, 20 Feb 2019 00:55:32 GMT

Thanks @credit_endurance ! Don't worry my friend. You can live vicariously through me and enjoy the garden.😉

Re: BMO Harris Platinum Rewards MC Approved!

credit_endurance — Wed, 20 Feb 2019 00:56:57 GMT

Lol! Indeed my friend... Indeed 😉

Re: BMO Harris Platinum Rewards MC Approved!

Remedios — Wed, 20 Feb 2019 01:19:38 GMT

@Gmood1 You ready for me to escort you to the garden?

Re: BMO Harris Platinum Rewards MC Approved!

AverageJoesCredit — Wed, 20 Feb 2019 01:24:21 GMT

Oh oh, hope K doesnt find out.

Big congrats G, apparently your Mood is contagious

Re: BMO Harris Platinum Rewards MC Approved!

Anonymous — Wed, 20 Feb 2019 01:28:57 GMT

Congrats! Very nice SL too!

Re: BMO Harris Platinum Rewards MC Approved!

digitek — Wed, 20 Feb 2019 01:38:38 GMT

Grats on the big SL!

"I also talked to a credit card specialist, that informed me you can PC to a different card with a phone call."

Are you implying you can PC to one of the Diner's Club cards?!?!