topic Re: Is H3ll freezing over? Finally got a Discover cli in Credit Card Approvals

Is H3ll freezing over? Finally got a Discover cli

CreditCuriosity — Wed, 20 Mar 2019 20:49:25 GMT

Finally got a Discover CLI after what 8 or 9 months without getting one.. Still one of my lowest cards at 13.25k.. Was at 11.25k they offered me 450 I took it as was in shock they finally offered me something.. Called in having no shame (hate having to bed) and asked if they could give me any additional as they still aren't on par to majority of most of my other cards she actually raised it another 1650 dollars. That is a 2k CLI biggest I have ever gotten from discover granted had to wait 9 months for it... Stats Scores 800+ TU, income into the 6 figures, other cl's basically 7k(Commerce) to max of 60k(BofA) and average or around 25kish. Normally wouldnt post a 2k CLI, but quite shocked they finally gave me one. Guess they might of got tired of mailing me denial letters which they really need to change to electronic denials by email or SM as they would save a ton of cash doing so and stop my shredder from dieing and early age.

Other sad bits of info this card is 10+ months old and also combined with my Miles old card which is now an IT card.. So to get to this CL it has taken close to two years and a card combination.. Discover really doesn't like my profile lol. I just don't fit their computer metrics of whatever they seek

Re: Is H3ll freezing over? Finally got a Discover cli

Anonymous — Wed, 20 Mar 2019 20:49:03 GMT

Congrats on CLI !!!!!

Re: Is H3ll freezing over? Finally got a Discover cli

thornback — Wed, 20 Mar 2019 20:49:22 GMT

@CreditCuriosity wrote:
Finally got a Discover CLI after what 8 or 9 months without getting one.. Still one of my lowest cards at 13.25k.. Was at 11.25k they offered me 450 I took it as was in shock they finally offered me something.. Called in having no shame (hate having to bed) and asked if they could give me any additional as they still aren't on par to majority of most of my other cards she actually raised it another 1650 dollars. That is a 2k CLI biggest I have ever gotten from discover granted had to wait 9 months for it... Stats Scores 800+ TU, income into the 6 figures, other cl's basically 7k(Commerce) to max of 60k(BofA) and average or around 25kish. Normally wouldnt post a 2k CLI, but quite shocked they finally gave me one. Guess they might of got tired of mailing me denial letters which they really need to change to electronic denials by email or SM as they would save a ton of cash doing so and stop my shredder from dieing and early age.

Nice!! Congratulations I just posted about a $900 CLI so... lol.

Re: Is H3ll freezing over? Finally got a Discover cli

Marz2002 — Wed, 20 Mar 2019 21:20:09 GMT

YOU...

CONGRATS on the Disco CLI and the Successful RECON!!!

Re: Is H3ll freezing over? Finally got a Discover cli

LittleSal — Wed, 20 Mar 2019 21:26:54 GMT

Congrats. Nice DD!!

Re: Is H3ll freezing over? Finally got a Discover cli

pinkandgrey — Wed, 20 Mar 2019 21:29:27 GMT

Nice work on the calling in. It worked out for you! Congrats!

Re: Is H3ll freezing over? Finally got a Discover cli

UncleB — Wed, 20 Mar 2019 21:55:22 GMT

Congrats, my friend!

I know it's still not where you want it to be (or where it should be) but at least it's finally seeing movement.

I don't know if anybody will ever figure Discover out...

Again, good job! (And way to persevere with the 'double dip'!)

Re: Is H3ll freezing over? Finally got a Discover cli

simplynoir — Wed, 20 Mar 2019 21:55:41 GMT

Congrats there, @CreditCuriosity!

Re: Is H3ll freezing over? Finally got a Discover cli

FinStar — Wed, 20 Mar 2019 22:11:06 GMT

Congrats on the CLI @CreditCuriosity!!

Say whaaa? They initially offered you $450 and you didn't decline it?! Shame LOL. I guess h3ll has frozen over 😄 Glad to hear you made out just fine with the double-dip method.

Still not a bad CL for a 2-year old tradeline even with the combo.

Re: Is H3ll freezing over? Finally got a Discover cli

Gmood1 — Wed, 20 Mar 2019 22:15:13 GMT

Congrats CC on the double dip CLI!!

Re: Is H3ll freezing over? Finally got a Discover cli

Remedios — Wed, 20 Mar 2019 22:22:16 GMT

Congrats, CC.

Re: Is H3ll freezing over? Finally got a Discover cli

gdale6 — Wed, 20 Mar 2019 22:26:46 GMT

These guys can be more conservative than US Bank with some. Enjoy the increase

Re: Is H3ll freezing over? Finally got a Discover cli

CreditInspired — Wed, 20 Mar 2019 23:01:03 GMT

Congratulations OP. Love how you did the double dip. Kudos to you.

Better late an approval than never, I always say 😁.

Edit. OK, I was out drinking after work and didn’t realize I had already congratulated you once. See this is why they say don’t drink and post. 😂😁

Re: Is H3ll freezing over? Finally got a Discover cli

Mahraja — Thu, 21 Mar 2019 00:05:23 GMT

Congrats @CreditCuriosity finally. ..no disco is not conservative ..problem is their computer software is alcoholic

Re: Is H3ll freezing over? Finally got a Discover cli

wingennis — Thu, 21 Mar 2019 01:23:28 GMT

I think Disco has spring fever. This is the 3rd "big" CLI I've seen this week, I think.

Re: Is H3ll freezing over? Finally got a Discover cli

Anonymous — Thu, 21 Mar 2019 01:57:28 GMT

CC, you may have finally come out of the slump you were in and could be open to more CLIs now. If I were you I'd try again in 30-60 days and continue with that. I've gone 6-10 months with no Discover CLIs, then received them 4 out of the following 6 months with monthly attempts. Just something to consider and if you're out of the slump it may be a good idea to continue to strike while the iron is hot.

Re: Is H3ll freezing over? Finally got a Discover cli

Anonymous — Thu, 21 Mar 2019 03:49:16 GMT

I saw this reported on the news about the freezing down below......guess they were accurate. Congrats on your CLI @CreditCuriosity !

Re: Is H3ll freezing over? Finally got a Discover cli

WowCool — Thu, 21 Mar 2019 04:18:10 GMT

Congrats on your CLI and an end to the drought!! And thanks for the inspiration for me to try for a CLI myself and end a 9 month long drought! A great day indeed!!!

Re: Is H3ll freezing over? Finally got a Discover cli

Anonymous — Thu, 21 Mar 2019 04:46:51 GMT

Congrats on the double dip. @CreditCuriosity

I feel ya, i have had my second disco almost a year with one CLI (2500) 3 month in and nothing since.

Re: Is H3ll freezing over? Finally got a Discover cli

scarfa21 — Thu, 21 Mar 2019 12:54:39 GMT

Congrats!!, Im stuck at 10k and they wont budge for me. One of my oldest cards also.

Poopy discover!