topic Re: Uber Visa Card Approval in Credit Card Approvals

Uber Visa Card Approval

Matt9543 — Fri, 22 Mar 2019 22:38:22 GMT

Hey everyone,

Decided to apply for the Uber Visa Card today, figuring I would have a decent chance of getting approved. I filled out the application through the Uber app since I couldn't find any type of application online, and was given the "Your application is under review. We will notify you within 30 days of our decision." After checking the status, it showed declined. So I decided to call the Credit Analyst number under the backdoor numbers post, and talked to an UW almost instantly, which he just verified my information, asked a few questions about my credit file, then said to me, "Oh, so we're always delighted to extend credit out to new customers, and I have approved you for a $2,500 limit." I was immediately like, YES! Being a college student 75% of my spenditure is done on campus for food, so this gives me a good reason to use this card for dining.

Tip of advice, if you're denied through Barclays, call the recon line! They were very nice and very easy to talk to, and it was at most a 6 minute phone call. It was very quick and worth getting a credit line for the hard pull.

My current FICO scores are given below, probably plus or minus one or two points since the hard pull.

Re: Uber Visa Card Approval

Anonymous — Fri, 22 Mar 2019 22:40:49 GMT

Congrats on the successful recon!

Re: Uber Visa Card Approval

Anonymous — Fri, 22 Mar 2019 23:52:09 GMT

Matt,

Congrats on the card! It really is quite amazing how fast that 4% can add up. We'll see how many of your friends want you to buy them a beer on it now.

Re: Uber Visa Card Approval

mikesonthemend — Sat, 23 Mar 2019 00:03:52 GMT

Well done!

Re: Uber Visa Card Approval

Anonymous — Sat, 23 Mar 2019 00:47:08 GMT

Congrats on the recon success! The 4% on dining is great, you'll enjoy the card.

Re: Uber Visa Card Approval

Marz2002 — Sat, 23 Mar 2019 02:04:04 GMT

YOU...

CONGRATS on the Approval and the Successful follow through!!!

Re: Uber Visa Card Approval

19eighty5 — Sat, 23 Mar 2019 04:31:49 GMT

Congratulations!

Re: Uber Visa Card Approval

Matt9543 — Sat, 23 Mar 2019 05:09:49 GMT

Thank you everyone!!!

Re: Uber Visa Card Approval

Taurus22 — Sat, 23 Mar 2019 05:14:12 GMT

Congrats on the Uber! And way to go on the Recon....that's whats up!

Re: Uber Visa Card Approval

Anonymous — Sat, 23 Mar 2019 05:29:03 GMT

Congrats on recon approval !!!!

Re: Uber Visa Card Approval

LittleSal — Sat, 23 Mar 2019 05:33:59 GMT

Congrats!

Re: Uber Visa Card Approval

Anonymous — Sat, 23 Mar 2019 12:09:14 GMT

Congrats on the approval!

Re: Uber Visa Card Approval

luxlight — Sat, 23 Mar 2019 19:43:07 GMT

When you reconned the Barclayscard, did you wait for the denial letter to come through first or did you just call UW right after the application?

Re: Uber Visa Card Approval

crys12065 — Sat, 23 Mar 2019 19:48:39 GMT

Congrats!! Awesome recon!

I love my Uber card. I was able to recon my $500SL to $2500 so I liked them right away lol. but it's a great card.

Re: Uber Visa Card Approval

Anonymous — Sat, 23 Mar 2019 22:21:38 GMT

Congrats on the successful recon!

Re: Uber Visa Card Approval

Matt9543 — Sun, 24 Mar 2019 18:54:10 GMT

@luxlight
Sorry I just saw this now! I called the analyst line on the backdoor numbers post like an hour after I applied. Someone answered pretty quick and he seemed to be pretty lenient with questions. Just asked if my income reported was correct, asked how long I have had my occupation, and then just asked about some balances I had reporting, which I told him they were a bit high because I had a no interest period, which was the truth. One last question he asked was about how much I make in payments every month, and I just told him I like to make 2-3x my minimum payment at minimum for the no apr cards, and pay in full for my other cards. He didn’t even put me on hold accepted me right there.

Re: Uber Visa Card Approval

Anonymous — Sun, 24 Mar 2019 23:13:25 GMT

Congratulations on your approval!

Re: Uber Visa Card Approval

Anonymous — Mon, 25 Mar 2019 04:10:42 GMT

Congrats on your Uber Visa approval!