topic Re: NFCU More Rewards American Express Approved $25k in Credit Card Approvals

NFCU More Rewards American Express Approved $25k

K-in-Boston — Mon, 25 Mar 2019 13:15:48 GMT

It's been nearly two years since I got my Flagship Rewards card (SL was $24k, current CL is $35k) and I had the banner for the 30,000 points SUB on this one when I logged into my account on Saturday so I decided to go for it. Went immediately to Review in Process, where it sat for about 30 hours. Around 9:30 last night, I got this email:

I was hoping for a $50k approval, but I can live with $25k. LOL And like my first card, they did approve me for the lowest possible APR on the card. They pulled TU. All of my FICO 08 and 09 scores are in the 800s, income sufficient, AAoA 7-8 years, oldest account 25 years, utilization in the single digits, no baddies ever in my life. Previous relationship limited to the Flagship card which has mostly seen large balance transfers, and a checking account that just gets about $5k in direct deposit distributions each year.

Points will be used for domestic airfare and the card will be sock drawered until eventually closed as I have one or more cards that offer a higher return on every single category for this card, unless any of the Amex Offers for this network card can be used. Offer was 30k points for $3k spend in 90 days. At $60,000 NFCU has now pulled into 3rd place for total revolving credit card exposure for me (behind BoA and Amex).

Re: NFCU More Rewards American Express Approved $25k

Anonymous — Mon, 25 Mar 2019 13:47:34 GMT

Congrats K! Awesome SL!

The card should work with Amex network offers from

https://www.americanexpress.com/us/network/shopping.html

There is actually a link from the NFCU site to this one

https://www.americanexpress.com/us/network/navyfederal/morerewards.html which has the link to the network offers.

Enjoy the card, great SUB too!

Re: NFCU More Rewards American Express Approved $25k

Marz2002 — Mon, 25 Mar 2019 15:04:16 GMT

YOU...

CONGRATS on the Approval and the MASSIVE SL!!!

Re: NFCU More Rewards American Express Approved $25k

Anonymous — Mon, 25 Mar 2019 15:17:45 GMT

Congrats K on your approval and monster SL !!!
Navy strikes again

No bank are safe with K-Boston haha

Re: NFCU More Rewards American Express Approved $25k

calyx — Mon, 25 Mar 2019 15:32:04 GMT

Congrats!

And thank heavens, I hated that hole in your siggie.

Re: NFCU More Rewards American Express Approved $25k

bizarrocreditworld — Mon, 25 Mar 2019 16:09:43 GMT

Congratulations on the big SL and low APR!

Re: NFCU More Rewards American Express Approved $25k

Remedios — Mon, 25 Mar 2019 16:12:49 GMT

Congrats @K-in-Boston .

Next, yo!

Re: NFCU More Rewards American Express Approved $25k

Anonymous — Mon, 25 Mar 2019 16:22:48 GMT

Congrats on the approval and nice limit.

Re: NFCU More Rewards American Express Approved $25k

LittleSal — Mon, 25 Mar 2019 16:29:19 GMT

Congrats on your new card and great SL!!!

Re: NFCU More Rewards American Express Approved $25k

Mahraja — Mon, 25 Mar 2019 16:56:17 GMT

1496.jpg

Re: NFCU More Rewards American Express Approved $25k

xaximus — Mon, 25 Mar 2019 18:46:30 GMT

Congrats on the approval K-i-B!

Re: NFCU More Rewards American Express Approved $25k

Gmood1 — Mon, 25 Mar 2019 19:17:00 GMT

Awesome B-town baller!!! Like you, Navy has been holding their own against some of my other lenders like Amex and Synchrony in over all exposure. I'm a hair under $80,000. And I'm no baller like yourself.😆

You'll be at $100k before you know it!

Re: NFCU More Rewards American Express Approved $25k

Anonymous — Mon, 25 Mar 2019 20:32:48 GMT

Nice! Congrats on your new NFCU Amex card!

Re: NFCU More Rewards American Express Approved $25k

simplynoir — Mon, 25 Mar 2019 23:25:00 GMT

Congrats there notorious @K-in-Boston!

Re: NFCU More Rewards American Express Approved $25k

K-in-Boston — Mon, 25 Mar 2019 23:29:19 GMT

@calyx wrote:
Congrats!

And thank heavens, I hated that hole in your siggie.

I would be lying if I said the odd number of cards after adding that Freedom Unlimited wasn’t bothering me.

Re: NFCU More Rewards American Express Approved $25k

CreditCuriosity — Mon, 25 Mar 2019 23:32:10 GMT

@Gmood1 wrote:
Awesome B-town baller!!! Like you, Navy has been holding their own against some of my other lenders like Amex and Synchrony in over all exposure. I'm a hair under $80,000. And I'm no baller like yourself.😆

You'll be at $100k before you know it!

80k is the new cap... ask me how i know lol

and of course grats @K-in-Boston

Re: NFCU More Rewards American Express Approved $25k

credit_endurance — Mon, 25 Mar 2019 23:34:00 GMT

Big Congrats K on the nice Navy approval! I totally agree with Gmood you’ll be at $100k exposure with them in no time.😉

Re: NFCU More Rewards American Express Approved $25k

tcbofade — Tue, 26 Mar 2019 00:51:15 GMT

...and the award for "Best Gardener of the Year goes to...."

...someone else.

Congrats, K! Well done!

Re: NFCU More Rewards American Express Approved $25k

UncleB — Tue, 26 Mar 2019 11:01:25 GMT

LOL... I've been waiting on this thread!

Great job my friend... NFCU is phenomenal, indeed! Now that you mention it, they are my second most generous lender (second to Synchrony, which some might argue doesn't count anyway... LOL).

Enough of my rambling... again, congrats!

Re: NFCU More Rewards American Express Approved $25k

Anonymous — Tue, 26 Mar 2019 19:10:40 GMT

Congrats on the Navy awesomness and the free money!!