topic Re: BB&T Spectrum Travel Rewards Instant Approval in Credit Card Approvals

BB&T Spectrum Travel Rewards Instant Approval

Anonymous — Fri, 29 Mar 2019 14:07:45 GMT

March 2019: Instant approval for $4,500 SL. My profile must mix well with BB&T.

Some DP's:

May 2018: Opened the BB&T Spectrum Rewards, instant approval $3,500 SL

December 2018: They came out with a new version called BB&T Spectrum "Cash" Rewards. 3% gas and 2% utilities, which is sweet. Got jealous, applied, instant approved for $2,500. Pretty pissed about the SL, and they don't merge cards.

I opened a Savings account with them since when you redeem rewards into one you get 10% bonus, has about $315 in there right now. Lately I've been driving the Cash Rewards card close to limit and paying it off to see if the limit would auto-increase, no dice. Before applying I had about a $1,500/$2,500 balance on the Cash Rewards and $0/$3,500 on the regular Spectrum.

I've read a few things about BB&T, including a user that applied for two cards at once and was approved, I figured what the hell, so I did and glad to have done so.

Pulled Equifax per usual (MD). My EQ FICO is 697 per my TIAA Cash Back account, 33 INQ prior to applying.

Annual income 90K, now $10,500 exposure with BB&T.

Any other info let me know. Here's praying that the BB&T SunTrust merger will result in them asking me to combine limits or to make the CLI's easier to apply for, other than HP or going into a branch.

Re: BB&T Spectrum Travel Rewards Instant Approval

mikesonthemend — Thu, 28 Mar 2019 22:41:57 GMT

Nice! Congratulations and thanks for the heads up about this:

@Anonymous wrote:
...

December 2018: They came out with a new version called BB&T Spectrum "Cash" Rewards. 3% gas and 2% utilities, which is sweet. Got jealous, applied, instant approved for $2,500. Pretty pissed about the SL, and they don't merge cards.

...

Re: BB&T Spectrum Travel Rewards Instant Approval

Anonymous — Thu, 28 Mar 2019 22:55:18 GMT

Congrats on your approval and nice SL !!!

Re: BB&T Spectrum Travel Rewards Instant Approval

Anonymous — Thu, 28 Mar 2019 23:03:08 GMT

@mikesonthemend wrote:
Nice! Congratulations and thanks for the heads up about this:
@Anonymous wrote:
...

December 2018: They came out with a new version called BB&T Spectrum "Cash" Rewards. 3% gas and 2% utilities, which is sweet. Got jealous, applied, instant approved for $2,500. Pretty pissed about the SL, and they don't merge cards.

...

Thanks! It's also 2% for groceries, and 1% for anything else.

Re: BB&T Spectrum Travel Rewards Instant Approval

pinkandgrey — Fri, 29 Mar 2019 01:08:36 GMT

Congrats! They like you; they’re giving you every card they offer lol

Re: BB&T Spectrum Travel Rewards Instant Approval

Marz2002 — Fri, 29 Mar 2019 03:30:39 GMT

YOU...

CONGRATS on the Approval and the Very Nice CLI!!!

Re: BB&T Spectrum Travel Rewards Instant Approval

xaximus — Fri, 29 Mar 2019 14:00:52 GMT

Congrats on the approvals!