topic Lowes Instant Approval in Credit Card Approvals

Lowes Instant Approval

Anonymous — Fri, 29 Mar 2019 14:45:45 GMT

It's not my card, but my roommate's. He's a good friend and I've been trying to help him rebuild. All he has on his credit under 10 years old is a refinanced mortgage, I added him as an AU on my Discover It (earning me some sweet sweet extra cash back), and it hopped his score 40 points. He's slowly working on a house and redoing the driveway when he gets the cash for gravel. Since he goes to Lowe's for it, talked him into apping for a Lowe's card.

He got an instant approval for $2000 and he asked me to help make sure he doesn't abuse it, teaching him how to pay via the app, and setup push payments to immediately pay it if he's afraid he'll forget. (And autopay safety net). Still need to email Equifax, as they have 10-14 year old derogs listed, however his scores seem to be upper 600s, low 700s now.

Re: Lowes Instant Approval

Anonymous — Fri, 29 Mar 2019 14:49:06 GMT

You are such an amazing friend! If only there's a job of being like that (I'd be happy to for my mom and friends as I do already)
Keep it up for both of you!

Re: Lowes Instant Approval

Anonymous — Fri, 29 Mar 2019 15:32:45 GMT

Hopefully up is the only direction from here.

Re: Lowes Instant Approval

Anonymous — Fri, 29 Mar 2019 15:52:39 GMT

Awesome friend!!! Congrats to your friend!!

Re: Lowes Instant Approval

Anonymous — Fri, 29 Mar 2019 15:53:10 GMT

Congrats on approval !!!!

Re: Lowes Instant Approval

Anonymous — Fri, 29 Mar 2019 18:20:09 GMT

Good for your friend and good on you for being a great help. Sometimes people need that bit of help or push to get things in order.