topic Re: NFCU Platinum in Credit Card Approvals

NFCU Platinum

Anonymous — Fri, 12 Apr 2019 02:07:21 GMT

So today was my 91/3 for the Navy. I got the cash rewards card 91 days ago (hence the 91/3 lol) and my limit was only $500 but I was happy because it was my first unsecured card. I have capital one secured at $500 now and 2 auto loans with Fingerhut as well.

I’ve been reading trying to decide to ask for a CLI on my cash rewards and saw everyone said go for a second card instead. From what I saw was to wait 6 months for a CLI to get max out of it.

I applied for the platinum card because I Wanted a lower interest rate Incase I ever had to carry a balance (which I never have yet but ya never know). Was expecting the 24 hour message but got an instant approval of $15,000!!! I was blown away! My highest limit before this was Fingerhut at $600.

Some data points were:

Pulled TU (652 credit karma score)
0 collections
1% utilization
1 negative closed account (verizon)
13 inquiries (mostly auto loan crap)
AAOA- 4 months.
65k yearly income

Navy is outstanding! If your eligible I highly recommend!

Re: NFCU Platinum

AverageJoesCredit — Fri, 12 Apr 2019 02:11:35 GMT

Amazing well done

Re: NFCU Platinum

Anonymous — Fri, 12 Apr 2019 03:26:36 GMT

Congrats on your approval and very nice SL !!!!

Navy Strikes Again

Re: NFCU Platinum

simplynoir — Fri, 12 Apr 2019 02:23:17 GMT

Congrats on your new card

Re: NFCU Platinum

Anonymous — Fri, 12 Apr 2019 03:19:10 GMT

Congrats. Your like the 5th one I've read today that got 15k. They're handing them out like it's Halloween. That is awesome!!!

Re: NFCU Platinum

Pro-X — Fri, 12 Apr 2019 03:20:52 GMT

Congrats on your approval!!

Re: NFCU Platinum

Marz2002 — Fri, 12 Apr 2019 03:41:14 GMT

YOU...

CONGRATS on your Approval, the AWESOME SL and Thanks for the DPs!!!

Re: NFCU Platinum

Anonymous — Fri, 12 Apr 2019 04:45:36 GMT

Congrats on the new card and hefty starting limit! Enjoy!

Re: NFCU Platinum

crys12065 — Fri, 12 Apr 2019 04:49:14 GMT

Congrats on the approval and great SL!!!

Re: NFCU Platinum

kaylord84 — Fri, 12 Apr 2019 14:37:28 GMT

I also started with a $500 SL nfcu Amex 91/3 . I close on my home Wednesday and plan on getting the Platinum as well . Hopefully I received the Same results 😬 congratulations OP

Re: NFCU Platinum

pinkandgrey — Fri, 12 Apr 2019 16:29:46 GMT

Yikes that’s an upgrade lol congrats!!!!

Re: NFCU Platinum

Anonymous — Fri, 12 Apr 2019 16:48:55 GMT

BOOM. Navy strikes again.

NFCU is all about relationship. They are generous and if you treat them well, they will treat you exceptionally well. Congrats and enjoy!

Re: NFCU Platinum

Anonymous — Fri, 12 Apr 2019 19:49:41 GMT

Congrats!! I needed to see this my 91/3 is approaching and I am going for a new card too hopefully with the same or higher SL!