topic Re: DCU pre approved CLI $5k to $10K!! in Credit Card Approvals

DCU pre approved CLI $5k to $10K!!

Gmood1 — Sun, 14 Apr 2019 13:24:52 GMT

As usual on Sunday morning, checking through my bank/credit accounts this morning I came across pre approved offers in my DCU splash page.

I obtained the card 6 months ago on a SP when I opened the account for $5K. I took advantage of the 0% no fee transfers in DEC and currently carry a small balance on the card.

I've read it's a SP for pre approved offers, so I said what the hey! The system came back with you are approved.

The limit hasn't changed, but I think DCU is a little slow at that stuff any way. lol

They have my EQ FICO 5 at 714. 10 inqs with a bunch of new accounts. This is my 5th SP CLI in the last month. Some of which were auto CLIs.

Here's what the pre approved page looks like. The CC has changed to apply instead of approved.

Re: DCU pre approved CLI $5k to $10K!!

Anonymous — Sun, 14 Apr 2019 13:28:05 GMT

It may be different for some but I had to call in and confirm my CLI. After two weeks my limit hadn’t changed either and was told I had to speak with a loan officer to finalize it.

Congrats!

Re: DCU pre approved CLI $5k to $10K!!

Gmood1 — Sun, 14 Apr 2019 13:32:47 GMT

Thanks Df82! I thought I read something about you having to do that. While others just waited for the paper work to go through.

Re: DCU pre approved CLI $5k to $10K!!

pinkandgrey — Sun, 14 Apr 2019 13:55:34 GMT

Wow, so are you gonna be getting a couple new cars and a boat?? Lol congrats on all those offers and on the great CLI! DCU likey you

Re: DCU pre approved CLI $5k to $10K!!

Gmood1 — Sun, 14 Apr 2019 14:10:23 GMT

LOL Thanks @pinkandgrey !

No new cars or boats for me. Shoot I'm trying to get out of those debts.

On another note. The MUFG aka Union Bank account I opened a couple of months ago to take advantage of a SUB on the Rewards card just came through!

I wasn't expecting it to be as much as it is!

This was a $100 SUB on $1000 spend without having a Union bank checking or savings account . It was bumped to $200 because of my savings account and another 25% added to it for sending it to the Union bank savings account. By following these steps, I took a $100 SUB and turned it into over a $300 SUB. Yahoo!!!

Re: DCU pre approved CLI $5k to $10K!!

Anonymous — Sun, 14 Apr 2019 15:03:41 GMT

Congrats on very nice CLI !!!!!

Re: DCU pre approved CLI $5k to $10K!!

AverageJoesCredit — Sun, 14 Apr 2019 15:25:47 GMT

You are the Master of G(Shock) 😎

Re: DCU pre approved CLI $5k to $10K!!

Gmood1 — Sun, 14 Apr 2019 15:34:54 GMT

Thanks @Anonymous and @AverageJoesCredit!!!

Re: DCU pre approved CLI $5k to $10K!!

credit_endurance — Sun, 14 Apr 2019 16:49:28 GMT

Congrats on the increase my friend! I just applied for the second time for the platinum visa a couple days ago (no pre approval) so we will see what happens. Looks like their in a giving mode lately from a few reports on here 😀

Re: DCU pre approved CLI $5k to $10K!!

Gmood1 — Sun, 14 Apr 2019 16:53:06 GMT

Thanks @credit_endurance!
Yes they are, I'm sure they'll give you what you want.😀

Re: DCU pre approved CLI $5k to $10K!!

credit_endurance — Sun, 14 Apr 2019 17:10:27 GMT

Question for you G.. Do you have any other accounts with them as far as checking and or savings?

Re: DCU pre approved CLI $5k to $10K!!

Gmood1 — Sun, 14 Apr 2019 17:12:02 GMT

@credit_endurance
I have a checking and savings account with DCU. Got that in order to take advantage of that $1000 high rate account DCU offers.

Re: DCU pre approved CLI $5k to $10K!!

Anonymous — Sun, 14 Apr 2019 17:19:19 GMT

Super Sweet G🎉🍾🎊🎈. 🥓🥓🥓

Re: DCU pre approved CLI $5k to $10K!!

credit_endurance — Sun, 14 Apr 2019 17:22:27 GMT

Indeed! I have the saving act@ 6.17 apy as well 😉 Didn’t have that established at the time of my last app so hopefully with this time around it gives me a little more leverage.

Re: DCU pre approved CLI $5k to $10K!!

simplynoir — Sun, 14 Apr 2019 18:54:39 GMT

I see @Gmood1 is making moves lol. Congrats there! 🍸

Re: DCU pre approved CLI $5k to $10K!!

Gmood1 — Sun, 14 Apr 2019 19:01:07 GMT

Thanks @simplynoir !

Re: DCU pre approved CLI $5k to $10K!!

Anonymous — Sun, 14 Apr 2019 19:05:00 GMT

Congrats! Thanks for showing the preapproval page, I’ll have to see if I have anything come August. I should actually have money in the savings by then.

Re: DCU pre approved CLI $5k to $10K!!

Gmood1 — Sun, 14 Apr 2019 19:19:15 GMT

Thanks Saeren! No problem my friend!

Re: DCU pre approved CLI $5k to $10K!!

Marz2002 — Mon, 15 Apr 2019 06:22:07 GMT

YOU...

CONGRATS Gmood1, my friend on the Very Nice 2 x CLI!!!

Re: DCU pre approved CLI $5k to $10K!!

FinStar — Thu, 18 Apr 2019 02:22:13 GMT

Very nice CLI results with DCU @Gmood1. Congrats