topic Re: USAA Rewards visa signature approval in Credit Card Approvals

USAA Rewards visa signature approval

Jnbmom — Thu, 23 May 2019 01:44:13 GMT

Well if anyone followed a previous post of mine I have been literally trying for almost a money to get USAA to verify my ID. After several emails with my ID and numerous phone calls, FINALLY they have everything squared away, man what a PITA.

Well since I went through this I decided to apply for a credit card before I begin my much needed gardening.

Instant approval 7K SL

Now they pulled experian and I just got an updated score 2 days ago which was 750 However on the truth in lending letter under my documents it showed a score of 699, is that a different version they used? Can't imagine my score dropping 51 points in a couple of days?? Anyone know, this is kinda bugging me??

Thanks

Re: USAA Rewards visa signature approval

Remedios — Thu, 23 May 2019 01:48:18 GMT

Congrats on your new card

Re: USAA Rewards visa signature approval

simplynoir — Thu, 23 May 2019 01:52:30 GMT

Congrats on your approval

To answer the question regarding the score used in my searching forums looks like they use FICO 04 score model. Someone else will hopefully confirm/correct that

Re: USAA Rewards visa signature approval

Jnbmom — Thu, 23 May 2019 01:58:22 GMT

@simplynoir wrote:
Congrats on your approval

To answer the question regarding the score used in my searching forums looks like they use FICO 04 score model. Someone else will hopefully confirm/correct that

Thank you, I was concerned since my score wasFICO8 was 750 2 days ago lol. That explains thanks again

Re: USAA Rewards visa signature approval

Anonymous — Thu, 23 May 2019 01:59:37 GMT

Jnbmom as a long time USAA'er, I am glad you put up with the PITA problems and got through the BS! Yeah!!! Grats!

Re: USAA Rewards visa signature approval

Jnbmom — Thu, 23 May 2019 02:00:03 GMT

@Anonymous wrote:
Jnbmom as a long time USAA'er I am glad you put up with the PITA problems and got through the BS! Yeah!!! Grats!

Thank you. Yes I "almost" gave up but decided to check today just for "S&Gs" lol, and there it was access to my account.

Re: USAA Rewards visa signature approval

Anonymous — Thu, 23 May 2019 02:16:58 GMT

Congrats on your approval and getting your issue resolved.

Re: USAA Rewards visa signature approval

Anonymous — Thu, 23 May 2019 05:28:20 GMT

Congrats on your USAA Rewards Visa Signature approval!

Re: USAA Rewards visa signature approval

WowCool — Thu, 23 May 2019 06:25:27 GMT

Congrats on your new USAA Card! Welcome to the family!!!

They use EX FICO 3 Why they do is anyones guess!

Re: USAA Rewards visa signature approval

Anonymous — Thu, 23 May 2019 08:49:06 GMT

@WowCool wrote:
Congrats on your new USAA Card! Welcome to the family!!!

They use EX FICO 3 Why they do is anyones guess!

Nice find! Wondered as they no longer give me any FICO or Vantage Score feedback ... "we are improving your website experience" for over a year now ... yeah right! So now I know!

Re: USAA Rewards visa signature approval

Anonymous — Thu, 23 May 2019 10:20:02 GMT

@Jnbmom -

Super Congrats on your USAA Rewards Visa Signature $7,000 approval!

I must say that I'm much more impressed with your persistence than with

the actual approval. As a fellow USAA member, and as much as I love USAA,

they certainly do have their PITA moments.

+1 on the previous post regarding USAA using Experian FICO 3.

AFAIK, USAA is the only major bank that still uses this score.

With that said, once you login to USAA and access the Credit Check

section, USAA now provides a free EX FICO 8 to members. Common sense

suggests USAA would use the same F8 score in their lending decisions. Nope.

Anyway, congrats once again on your approval and stick-to-itiveness.

We appreciate you taking the time to share. Enjoy your new card!

Re: USAA Rewards visa signature approval

Jnbmom — Thu, 23 May 2019 09:49:04 GMT

@Anonymous wrote:
@Jnbmom -

Super Congrats on your USAA Rewards Visa Signature $7,000 approval! :-)

I must say that I'm much more impressed with your persistence than with
the actual approval. As a fellow USAA member, and as much as I love USAA,
they certainly do have their PITA moments.

+1 on the previous post regarding USAA using Experian FICO 3.
AFAIK, USAA is the only major bank that still uses this score.

With that said, once you login to USAA and access the Credit Check
section, USAA now provides a free EX FICO 8 to members. Common sense
suggests USAA would use the same F8 score in their lending decisions. Nope.

Anyway, congrats once again on your approval and stick-to-itiveness.
We appreciate you taking the time to share. Enjoy your new card!

Thank you I appreciate that information. I honestly was just about to give up, I have never experienced such a HUGE hassle , but after going through the motions over and I mean over again, I thought well I have made it this far without pulling my hairout , I will check one more time and low and behold when I checked I could access my account. I thought yes I am going to the garden, but heck I am gonna try and get the card. I am happy in the end of course, but the beginning and middle were quite frustrating to say the least.

Re: USAA Rewards visa signature approval

JoeLuvsHisCredit — Thu, 23 May 2019 10:43:06 GMT

Re: USAA Rewards visa signature approval

AverageJoesCredit — Thu, 23 May 2019 21:44:00 GMT

Congrats Mom Another one bites the dust

Re: USAA Rewards visa signature approval

FinStar — Thu, 23 May 2019 21:58:27 GMT

@Jnbmom wrote:
Well if anyone followed a previous post of mine I have been literally trying for almost a money to get USAA to verify my ID. After several emails with my ID and numerous phone calls, FINALLY they have everything squared away, man what a PITA.

Congrats @Jnbmom !! Very nice approval and glad to hear you finally were able to get things sorted with USAA. That part made me chuckle Your perseverance definitely paid off for sure!

Re: USAA Rewards visa signature approval

CreditMagic7 — Thu, 23 May 2019 22:08:05 GMT

Re: USAA Rewards visa signature approval

Jnbmom — Thu, 23 May 2019 23:53:40 GMT

@FinStar wrote:
@Jnbmom wrote:
Well if anyone followed a previous post of mine I have been literally trying for almost a money to get USAA to verify my ID. After several emails with my ID and numerous phone calls, FINALLY they have everything squared away, man what a PITA.

Congrats @Jnbmom !! Very nice approval and glad to hear you finally were able to get things sorted with USAA. That part made me chuckle Your perseverance definitely paid off for sure!

Good lord I didn't even notice that......................

Re: USAA Rewards visa signature approval

FinStar — Fri, 24 May 2019 01:21:15 GMT

@Jnbmom wrote:
@FinStar wrote:
@Jnbmom wrote:
Well if anyone followed a previous post of mine I have been literally trying for almost a money to get USAA to verify my ID. After several emails with my ID and numerous phone calls, FINALLY they have everything squared away, man what a PITA.

Congrats @Jnbmom !! Very nice approval and glad to hear you finally were able to get things sorted with USAA. That part made me chuckle Your perseverance definitely paid off for sure!
Good lord I didn't even notice that......................

It's all good, what matters is the approval you just received. If *only* the Limitless CC would become available again, but alas a distant memory

Re: USAA Rewards visa signature approval

Anonymous — Fri, 24 May 2019 06:08:54 GMT

Congrats on the approval!

Re: USAA Rewards visa signature approval

Anonymous — Fri, 24 May 2019 06:23:24 GMT

Looks like your perseverance paid off. Congrats mom!