topic Re: Amazon Store Card CLI in Credit Card Approvals

Amazon Store Card CLI

Anonymous — Wed, 29 May 2019 19:33:36 GMT

After agressively paying down my card balances and getting approved for Gettington account for $400, an Ikea Visa for $1500, and a CLI on my Express Card from $250 to $750 from hitting the luv button, I was thinking about what was next to get from low 600's to high 600's.

CK said to pay down my amazon card $140 from 1340/1380 which seems obvious, but it said it would bump TU to 660. I don't know if I believe that, but it's my last balance so I figured I would give it a shot. Paid and thought, why not hit the luv button? I read that it was a SP. BOOM! Instant CLI to $2900! Granted I have had this card since 2011ish before my credit troubles and they had reduced it once from $2500 down to $1380 in 2014 but it still feels really good!

I think in about 6 months I will be looking for a major and then closing down one of my small cap one's.

Re: Amazon Store Card CLI

Anonymous — Wed, 29 May 2019 20:22:14 GMT

I had a feeling that I could get even more out of this as I only asked for an increase to $2500 and they gave me $2900, so I hit the button again and asked for $4000 and was again auto-approved! WOWOWOW. Far and away highest CL since my troubles in 2013 and 2014. Super stoked.

Re: Amazon Store Card CLI

M_Smart007 — Wed, 29 May 2019 21:00:37 GMT

Welcome To myFICO Forums!

on your latest CLI's

Re: Amazon Store Card CLI

Anonymous — Wed, 29 May 2019 21:05:23 GMT

Thank you! All of this is due in no small part to info I read on these forums before I signed up!

That reese's card looks tasty!

Re: Amazon Store Card CLI

gdale6 — Wed, 29 May 2019 21:06:31 GMT

Grats on the new CL and welcome to the board

Re: Amazon Store Card CLI

KLEXH25 — Wed, 29 May 2019 21:34:23 GMT

@Anonymous wrote:
I had a feeling that I could get even more out of this as I only asked for an increase to $2500 and they gave me $2900, so I hit the button again and asked for $4000 and was again auto-approved! WOWOWOW. Far and away highest CL since my troubles in 2013 and 2014. Super stoked.

Nice!!! Didn't even know you could do that

Re: Amazon Store Card CLI

Anonymous — Mon, 03 Jun 2019 12:28:37 GMT

Great job!

Re: Amazon Store Card CLI

800FICOGoal — Mon, 03 Jun 2019 18:35:24 GMT

Congrats on regaining the CL you lost and gaining some!!!

Re: Amazon Store Card CLI

KJinNC — Mon, 03 Jun 2019 19:03:43 GMT

Congrats to the OP.

Question that may fit in this thread vs being a separate thread. I just got my Amazon Store Card within the past two weeks. I have a thin profile, and I'm actually surprised I got the unsecured version. I expected the secured card, but got approved for $1,500.

When am I able to request a CLI and, how long before I'm actually likely to be approved for it? I assume I'd need to wait at least a few statements? Thanks!

Re: Amazon Store Card CLI

Anonymous — Mon, 03 Jun 2019 19:07:33 GMT

@KJinNC wrote:
Congrats to the OP.

Question that may fit in this thread vs being a separate thread. I just got my Amazon Store Card within the past two weeks. I have a thin profile, and I'm actually surprised I got the unsecured version. I expected the secured card, but got approved for $1,500.

When am I able to request a CLI and, how long before I'm actually likely to be approved for it? I assume I'd need to wait at least a few statements? Thanks!

Im in the same boat as you with the new card, however from what I have gathered from here it looks promising to get a CLI after the third statement cut and your TU score being above 670.

Re: Amazon Store Card CLI

Anonymous — Mon, 03 Jun 2019 19:11:06 GMT

I'll play devil's advocate here.... if you call 877-379-8175 and ask for 25K they'll counter back with your highest available CLI.

Re: Amazon Store Card CLI

KJinNC — Mon, 03 Jun 2019 19:16:47 GMT

@Anonymous wrote:
@KJinNC wrote:
Congrats to the OP.

Question that may fit in this thread vs being a separate thread. I just got my Amazon Store Card within the past two weeks. I have a thin profile, and I'm actually surprised I got the unsecured version. I expected the secured card, but got approved for $1,500.

When am I able to request a CLI and, how long before I'm actually likely to be approved for it? I assume I'd need to wait at least a few statements? Thanks!
Im in the same boat as you with the new card, however from what I have gathered from here it looks promising to get a CLI after the third statement cut and your TU score being above 670.

Thanks. In my case, my oldest account on TU was opened on April 2, so I won't have a FICO score on TU until approx October. That said, I guess they also use VS or their own method of scoring credit reports, since they approved me with no FICO score ...

Re: Amazon Store Card CLI

Anonymous — Mon, 03 Jun 2019 19:21:25 GMT

They might go from your usage and current history since you dont have a score yet, but then again maybe not. You could just try after the 3rd statement cuts, the worst the can say is no.

Re: Amazon Store Card CLI

HighAchiever — Tue, 04 Jun 2019 01:28:48 GMT

Congrats!!!

Re: Amazon Store Card CLI

HighAchiever — Tue, 04 Jun 2019 01:29:43 GMT

@Anonymous wrote:
I had a feeling that I could get even more out of this as I only asked for an increase to $2500 and they gave me $2900, so I hit the button again and asked for $4000 and was again auto-approved! WOWOWOW. Far and away highest CL since my troubles in 2013 and 2014. Super stoked.

Congrats again!!!

Re: Amazon Store Card CLI

Anonymous — Tue, 04 Jun 2019 04:48:36 GMT

Congrats! 😃

Re: Amazon Store Card CLI

sauciefarr — Sat, 15 Jun 2019 20:42:44 GMT

Agreed --- I also have learned so much from these forums --- thanks to everybody for the information and for the encouragement!