topic Re: Navy Federal Secured CLI ? in Credit Card Approvals

Navy Federal Secured CLI ?

DapprD — Wed, 12 Jun 2019 21:49:07 GMT

I'm so confused ...

Jan 23rd, I opened a Navy Federal Secured Card with $300.

I used the card for the past 5 months, PIF each month, I may have left a balance 1 month but never saw any interest charges cause I always paid it off ...

I logged in today because I haven't used the card since 4/29 and made the last paid in full payment on May 9th.

It has $2,000 Available Credit ??? HUH ???

They haven't refunded the security deposit back to my savings account yet, but didn't say anything, didn't email me, nothing ... just BAM ... here's $2,000 ..... i'm so lost ...

Re: Navy Federal Secured CLI ?

Remedios — Wed, 12 Jun 2019 21:53:02 GMT

Congrats on sneaky CLI

Re: Navy Federal Secured CLI ?

Anonymous — Wed, 12 Jun 2019 22:14:41 GMT

Looks like you've been graduated; congrats!

Re: Navy Federal Secured CLI ?

Anonymous — Wed, 12 Jun 2019 22:26:57 GMT

I am sure the card was graduated, 2k seems to be the standard CLI, you should see the return of the deposit soon. Congrats. Not a bad idea to go after a second card now if you think your scores and profile are favorable.

Re: Navy Federal Secured CLI ?

Cred4All — Wed, 12 Jun 2019 22:27:56 GMT

Well, congrats on the graduation and increased CLI .

Re: Navy Federal Secured CLI ?

Anonymous — Wed, 12 Jun 2019 23:05:08 GMT

@DapprD -

Super Congrats on your Navy Fed nRewards graduating to $2,000!

As previously stated, Navy Fed will be returning your $200 deposit to you shortly.

It's not uncommon for Navy Fed to graduate nRewards cards in 5 to 6 months.

As also previously stated, this is a great time to apply for a 2nd Navy Fed card.

Navy Fed normally hard pulls TU for credit card approvals. So if your current score

of 716 is TU or relatively close to it, chances are good you'll be approved for card #2.

Congrats again on your approval. Thanks so much for sharing!

Re: Navy Federal Secured CLI ?

Anonymous — Wed, 12 Jun 2019 23:08:04 GMT

Congrats!

Re: Navy Federal Secured CLI ?

M_Smart007 — Wed, 12 Jun 2019 23:25:22 GMT

Congrats!!

Re: Navy Federal Secured CLI ?

tbque — Wed, 12 Jun 2019 23:36:42 GMT

Congrats on the Navy graduation!

Re: Navy Federal Secured CLI ?

Pro-X — Wed, 12 Jun 2019 23:40:06 GMT

Congrats!!

Re: Navy Federal Secured CLI ?

Anonymous — Thu, 13 Jun 2019 01:33:49 GMT

Congrats on the (ninja) auto luv

Re: Navy Federal Secured CLI ?

DapprD — Thu, 13 Jun 2019 01:37:57 GMT

@workingfor850

Too late, at my 3 month mark I got the NFCU Platinum with a 10k limit ... next is the NFCU Trifecta !!!

Re: Navy Federal Secured CLI ?

Anonymous — Thu, 13 Jun 2019 01:55:36 GMT

Your'e doing great then. I would go after CLI's on the two cards you have before the third though. Also CLOC is very handy and a product I think everyone should consider. I have used mine a few times when cash was tight short term.

Re: Navy Federal Secured CLI ?

JoeLuvsHisCredit — Thu, 13 Jun 2019 02:28:41 GMT

Re: Navy Federal Secured CLI ?

DapprD — Thu, 13 Jun 2019 02:33:25 GMT

Well @workingfor850 I’m in the garden for now because I just got my pre-approval for a Navy Fed 100% Financed Mortgage for $375,000 on my 1st home purchase 🧐🤪🤩🤗

Re: Navy Federal Secured CLI ?

DapprD — Thu, 13 Jun 2019 02:35:51 GMT

because of this forum, I’m buying my 1st home !!!

Re: Navy Federal Secured CLI ?

Anonymous — Thu, 13 Jun 2019 03:05:18 GMT

Super WOW! Congratulations on all the Navy wins you have received!!

Re: Navy Federal Secured CLI ?

Anonymous — Tue, 10 Sep 2019 05:58:30 GMT

Congratulations! That’s how they operate. They won’t tell you when they do it. You should have received your funds back in your savings though.