topic Re: Amazon Store Card Approval - Gave up on Chase in Credit Card Approvals

Amazon Store Card Approval - Gave up on Chase

Anonymous — Mon, 17 Jun 2019 02:50:02 GMT

After more than a year of Chase refusing to raise my husband's CL on his Chase Amazon Prime Visa from $1000 I finally gave up and had him apply for the Amazon Store Credit Card. Approved with a $4400 limit. Now we can finally get 5% cash back at Amazon without having to pay multiple times a month.

Re: Amazon Store Card Approval - Gave up on Chase

ChargedUp — Mon, 17 Jun 2019 02:56:44 GMT

Congrats on the new card!

Chase can be fickle to deal with, but in time and good payment history, I'm sure Chase will come around. In the mean time, enjoy that nice SL on the store card!

Re: Amazon Store Card Approval - Gave up on Chase

JoeLuvsHisCredit — Mon, 17 Jun 2019 03:38:03 GMT

congrats in a couple months with payments ask for a cli aim high they will counter

Re: Amazon Store Card Approval - Gave up on Chase

CreditMagic7 — Mon, 17 Jun 2019 03:51:51 GMT

@Anonymous wrote:
After more than a year of Chase refusing to raise my husband's CL on his Chase Amazon Prime Visa from $1000 I finally gave up and had him apply for the Amazon Store Credit Card. Approved with a $4400 limit. Now we can finally get 5% cash back at Amazon without having to pay multiple times a month.

GOOD FOR YOU!! Both

Chase is cheapo sometimes and if your not already a long time or previous customer with some history they can tend to stagnate cards like Amazon. As mentioned Chase works off their own scoring system and waiting them out for a CLI is defeating for some customers who gear spend on such a card.

Congratulations! and don't you be bothered by Chase anymore as concerns Amazon, Synchrony is more flexible, much more generous with limits because they look at not only spend but will react for you positively as your/hisTU Score goes up and will reward accordingly

Re: Amazon Store Card Approval - Gave up on Chase

Anonymous — Mon, 17 Jun 2019 04:01:31 GMT

@CreditMagic7 wrote:
@Anonymous wrote:
After more than a year of Chase refusing to raise my husband's CL on his Chase Amazon Prime Visa from $1000 I finally gave up and had him apply for the Amazon Store Credit Card. Approved with a $4400 limit. Now we can finally get 5% cash back at Amazon without having to pay multiple times a month.
GOOD FOR YOU!! Both

Chase is cheapo sometimes and if your not already a long time or previous customer with some history they can tend to stagnate cards like Amazon. As mentioned Chase works off their own scoring system and waiting them out for a CLI is defeating for some customers who gear spend on such a card.

Congratulations! and don't you be bothered by Chase anymore as concerns Amazon, Synchrony is more flexible, much more generous with limits because they look at not only spend but will react for you positively as your/hisTU Score goes up and will reward accordingly

Thanks! I was worried that Synchrony wouldn't give him a great credit line because his Paypal Mastercard is only at $2700 but I'm pretty happy with the $4400. I did try the trick of having him apply for another Chase card so he could move the CL but Chase denied him of course.

Re: Amazon Store Card Approval - Gave up on Chase

CreditMagic7 — Mon, 17 Jun 2019 04:07:23 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
@Anonymous wrote:
After more than a year of Chase refusing to raise my husband's CL on his Chase Amazon Prime Visa from $1000 I finally gave up and had him apply for the Amazon Store Credit Card. Approved with a $4400 limit. Now we can finally get 5% cash back at Amazon without having to pay multiple times a month.
GOOD FOR YOU!! Both

Chase is cheapo sometimes and if your not already a long time or previous customer with some history they can tend to stagnate cards like Amazon. As mentioned Chase works off their own scoring system and waiting them out for a CLI is defeating for some customers who gear spend on such a card.

Congratulations! and don't you be bothered by Chase anymore as concerns Amazon, Synchrony is more flexible, much more generous with limits because they look at not only spend but will react for you positively as your/hisTU Score goes up and will reward accordingly

Thanks! I was worried that Synchrony wouldn't give him a great credit line because his Paypal Mastercard is only at $2700 but I'm pretty happy with the $4400. I did try the trick of having him apply for another Chase card so he could move the CL but Chase denied him of course.

Synchrony will most definitely come around for you guys in a more positive manner than Chase, mostly because Chase is geared to High End big spenders on their Hotel Cards and the like. so they tend to mope around on what they consider low end cards that don't raise enough cash for them in comparison.

I got tired waiting for a CLI on my last Chase card, the Freedom which was stuck at the same limit over a year and so i closed the thing and am currently free of any Chase Cards. As well as their double-pulls

Re: Amazon Store Card Approval - Gave up on Chase

Anonymous — Mon, 17 Jun 2019 05:50:42 GMT

Congrats on hubbie's Amazon approval! Enjoy!

Re: Amazon Store Card Approval - Gave up on Chase

AverageJoesCredit — Mon, 17 Jun 2019 13:49:16 GMT

Chase who? Lol

Re: Amazon Store Card Approval - Gave up on Chase

pinkandgrey — Mon, 17 Jun 2019 13:52:17 GMT

Congrats! Not a bad SL for that one either!

Re: Amazon Store Card Approval - Gave up on Chase

Anonymous — Mon, 17 Jun 2019 20:26:06 GMT

Syncrony is great with the amzn store card.

Chase not so much, for me.

Congrats on hubby's approval and starting limit!

Re: Amazon Store Card Approval - Gave up on Chase

M_Smart007 — Mon, 17 Jun 2019 21:22:07 GMT

Hey, at least you did not give up!

Re: Amazon Store Card Approval - Gave up on Chase

Anonymous — Mon, 17 Jun 2019 21:30:57 GMT

@Anonymous wrote:
After more than a year of Chase refusing to raise my husband's CL on his Chase Amazon Prime Visa from $1000 I finally gave up and had him apply for the Amazon Store Credit Card. Approved with a $4400 limit. Now we can finally get 5% cash back at Amazon without having to pay multiple times a month.

When the card processes through and you have a statement cut.... call 877-379-8175 and tell them you want 25K and let them counter back or approve the whole 25K. If you try online you'll get stuck at a max of 10K.

If your husband's scores on TU are good it should be a moot issue to approve the higher CL.

Re: Amazon Store Card Approval - Gave up on Chase

Remedios — Mon, 17 Jun 2019 21:35:24 GMT

Congrats on your approval

Re: Amazon Store Card Approval - Gave up on Chase

800FICOGoal — Mon, 17 Jun 2019 23:27:38 GMT

Congratulations on the Amazon approval!