topic Re: Target credit line increase in Credit Card Approvals

Target credit line increase

Anonymous — Fri, 19 Jul 2019 14:37:09 GMT

Hi!!!

I recently applied for a Target credit card back in August 2018 with a $300 CL. I normaly apply for credit line increases after 3 months. I noticed that they did not have the love button on there website, so I decided to call in. They stated, "We would continue to review you account and notify you if you do qualify by mail". For a couple months I started to get fustrated because I did not see any updates. I called back again in on March 2019 and on rep stated, ' I suggest you update you profile every two weeks, even if your income doesn't change". So I immediately did it after I hung up. I recieved my first CLI in April 2018 from $300-$600. I would continued to do it every two weeks and then this month it went from $600-$1200. For any Target card holders, I suggest you update your profile frequently because that can be beneficial. Hope this helps!

Re: Target credit line increase

Anonymous — Fri, 19 Jul 2019 16:18:29 GMT

Good advice and it sounds like a CLI every 3 months could be a "thing" with the Target card.

Re: Target credit line increase

rgate88 — Fri, 19 Jul 2019 17:14:38 GMT

Target loves to give increases. I've gone from $500 to $5,000 in less than three years without too much spend. I'll be getting the MC version next month. It's one of those cards that if you love it, it'll love you.

Re: Target credit line increase

coreyb80 — Fri, 19 Jul 2019 19:08:28 GMT

I got my Target card in August of last year. I started with $300 and now I'm sitting @ $700. I use the card a lot and usually PIF.

Re: Target credit line increase

Andypanda — Fri, 19 Jul 2019 19:20:39 GMT

I got my red card may 2018, and am still sitting at $300. I don’t want to give td bank/target more access to my bank account by signing up for the debit card.

Re: Target credit line increase

M_Smart007 — Sat, 20 Jul 2019 01:07:08 GMT

Congrats!!!

Re: Target credit line increase

Meanmchine — Sat, 20 Jul 2019 05:29:27 GMT

Got my Target RedCard over 10 years ago.

CL is currently $500

I let my step daughter use the card when she needs to. With the CL so low, she cant really run amok But still, Id love some Target love

Congrats OP

Re: Target credit line increase

Marz2002 — Sat, 20 Jul 2019 06:56:25 GMT

YOU...

CONGRATS @CaneNation305 on your AWESOME Target CLI and Welcome to the FORUMS!!!

Re: Target credit line increase

CreditJourney007 — Mon, 22 Jul 2019 00:32:41 GMT

I opened mine in 10/2018 with a SL: $300

Increase in April 2019 to $600

Increased in July 2019 to $900

I seem to be on the $300/3 month schedule now.

Re: Target credit line increase

Anonymous — Mon, 22 Jul 2019 01:49:50 GMT

Congrats! I started at $300 2 years ago. With lots of usage [work there]. I’m currently at $9000 limit.(also upgraded to MC) It’s my biggest card limit.

Re: Target credit line increase

Naomi_y1 — Mon, 22 Jul 2019 02:56:10 GMT

I Opened my card June 2018 w/ a SL of $300. After 6 months increased to $600, then Jan 2019 $900. Last increase was in April 2019 $2000. Due for an increase on the 7/28, excited to see how much they'll give me. I use my card monthly, sometimes pay in full, at times carry a balance. Income, I update every 3 months before my statment cuts.

Re: Target credit line increase

CreditJourney007 — Mon, 22 Jul 2019 03:57:22 GMT

@Naomi_y1 wrote:
I Opened my card June 2018 w/ a SL of $300. After 6 months increased to $600, then Jan 2019 $900. Last increase was in April 2019 $2000. Due for an increase on the 7/28, excited to see how much they'll give me. I use my card monthly, sometimes pay in full, at times carry a balance. Income, I update every 3 months before my statment cuts.

I'm on a similar track, slightly behind you. I hope they give me $2000 next time!

Re: Target credit line increase

reg45man — Tue, 01 Oct 2019 15:20:40 GMT

Here's my two cents

Opened Dec. 2018 limit 300.00

March 2019 limit 500.00

june 2019 limit 800.00

September 2019 limit 1900.00

This is my second time with Target, my first card limit did not move ar all I was stuck at 300.00 for years. what ive noticed is that you must use the card. You dont havve to put much on it. I usually spend about 50.00 per month. But i also carry a balance of 100.00 dollars. This seems to work. Im looking forward to being upgraded, hopefully my limit increase. Maybe, I spent a little more and pay it back down to my 100.00.

Re: Target credit line increase

Anonymous — Tue, 01 Oct 2019 16:54:37 GMT

Impressive! Good job, OP!

Re: Target credit line increase

Anonymous — Tue, 01 Oct 2019 22:29:03 GMT

Nice advice, will try this. Only have a $500 limit.

Re: Target credit line increase

MartyWrite75 — Wed, 02 Oct 2019 00:49:27 GMT

Congratulations on your CLI!