topic Re: Regions approval.. in Credit Card Approvals

Regions approval..

CreditCuriosity — Mon, 22 Jul 2019 19:33:29 GMT

What can I say I am weak and no will power... Dang pre-qual give you APR and SL they will give you. Rewards are pretty much garbage other then intro apr and sign-up bonus of 100 for 500 spend. SP for pre-approval then HP for approval. Yes they have a pre-qual on their site for you people that have region accounts or throw 25$ into checking to open one as they don't pull chexs or EWS, not sure about SP credit or not.. They use TU for CC approvals. I would of passed if it would of been under a 10k SL, but it wasn't. Hopefully AA doesn't come knocking as I haven't been a good kid at all lately, but know the risks of a few banks getting a bit upset.. With that said chase is about to get their 450 AF for my CSR on the 1st of August plus they get alot of spend regardless as that is only one slightly concerned about, but i give them love and they give me love and we leave each other alone or so i hope . I doubt there is anything else out there that I can touch right now persay so hang me out to dry I am done. TU HP around 800 TU08 score.. Oldest Acct 26+ years, AAoA 3.5+ years, etc.. Please no more temptation I must stay away from approval forums and goto this place i heard is called the garden

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 20:12:32 GMT

@CreditCurosity ... hard to turn down the approval! Which did you go with? Noticed you have 26 years and 800s in scores so with such a thick file, I suspect you command some respect in the areas of underwriting!

The Garden would be a good place to rest and let the scores grow a bit

Re: Regions approval..

CreditCuriosity — Mon, 22 Jul 2019 20:08:44 GMT

Took the prestige as still a VS and only 500 for 100 bonus and no AF and the other signature being the premium has a lol $125 af for only a 1.5% card. They are high! Regions has alot of say "old" money being with them and alot of their customer base probably can care less about rewards or even a "small" $125 AF when you are talking many millions that i suspect alot of their customer base has and neither rewards of AF really means much to them.. Just my take on regions bank or they would offer more competive rewards program, but the known 13k is what got me. Now time to find another card to prune usually as I obtain a card I prune a card, but becoming alot harder to do now as I find value in most of my cards now of some sort... Certain ones that wont go anywhere are chase cards due to 5/24 rule..

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 20:16:40 GMT

Save yourself the $25 and go for savings and upon the final screen when they ask for money just say you'll stop by a branch. It buys you 10 days to pre-app and approve w/o being out $25 or having a new account to deal with since they close it in 10 days if not funded w/o a fee vs charging a fee if you close it early yourself.

Re: Regions approval..

AverageJoesCredit — Mon, 22 Jul 2019 21:53:46 GMT

Congrats CC on achieving an AJC SUB SPECIAL

All these apps snd approvals, must be something in the Moderators break room

Re: Regions approval..

M_Smart007 — Mon, 22 Jul 2019 22:00:21 GMT

CC, Congratulations!!

"Please no more temptation I must stay away from approval forums and goto this place i heard is called the garden"

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 22:25:25 GMT

I tried signing up online for a checking account but said it couldn’t process it and to stop by a local branch. Might have something to do with my Chex.

Congrats!

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 22:31:40 GMT

@Anonymous wrote:
I tried signing up online for a checking account but said it couldn’t process it and to stop by a local branch. Might have something to do with my Chex.

Congrats!

Do the savings and you don't have to worry about Chex and you don't have to make a deposit to setup online banking. Just say you'll fund in a branch....also, if you're not in their foot print it won't let you open an account.

Re: Regions approval..

atst2000 — Mon, 22 Jul 2019 22:31:50 GMT

Congrats! I logged on my account and didn't see any "Offers"....where are you seeing that?

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 22:33:04 GMT

@atst2000 wrote:
Congrats! I logged on my account and didn't see any "Offers"....where are you seeing that?

https://apply.regions.com/creditcards/login/olb

Re: Regions approval..

FinStar — Mon, 22 Jul 2019 22:35:36 GMT

Congrats on the Regions approval @CreditCuriosity

Re: Regions approval..

FinStar — Mon, 22 Jul 2019 22:36:39 GMT

@AverageJoesCredit wrote:
Congrats CC on achieving an AJC SUB SPECIAL

All these apps snd approvals, must be something in the Moderators break room

I know right?

Re: Regions approval..

CreditCuriosity — Mon, 22 Jul 2019 22:41:32 GMT

@atst2000 wrote:
Congrats! I logged on my account and didn't see any "Offers"....where are you seeing that?

https://apply.regions.com/creditcards/login/olb

Its the pre-qual which requires a login though and SP to see if you have offers

Re: Regions approval..

CreditCuriosity — Mon, 22 Jul 2019 22:44:19 GMT

@Anonymous wrote:
I tried signing up online for a checking account but said it couldn’t process it and to stop by a local branch. Might have something to do with my Chex.

Congrats!

Nah has nothing to do with Chexs as they dont use it and i had a freeze on it as well being chexs so they certainly didnt have access to mine even if they were to pull or try to pull it.. Are you in their foot print?

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 22:51:33 GMT

🥓🥓🥓🎉🎈🍾🎊🥓🥓🥓 Congrats CC.

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 22:59:10 GMT

@CreditCuriosity wrote:
@Anonymous wrote:
I tried signing up online for a checking account but said it couldn’t process it and to stop by a local branch. Might have something to do with my Chex.

Congrats!
Nah has nothing to do with Chexs as they dont use it and i had a freeze on it as well being chexs so they certainly didnt have access to mine even if they were to pull or try to pull it.. Are you in their foot print?

I am about 30 mins from the closest branch.

Re: Regions approval..

CreditCuriosity — Mon, 22 Jul 2019 23:04:38 GMT

@Anonymous wrote:
@CreditCuriosity wrote:
@Anonymous wrote:
I tried signing up online for a checking account but said it couldn’t process it and to stop by a local branch. Might have something to do with my Chex.

Congrats!
Nah has nothing to do with Chexs as they dont use it and i had a freeze on it as well being chexs so they certainly didnt have access to mine even if they were to pull or try to pull it.. Are you in their foot print?
I am about 30 mins from the closest branch.

Strange give them a call if you want to open a checking/savings account at the following # they certainly can tell you what is wrong if anything? As they certainly dont want to turn doing deposit accounts unless you have burnt regions before?

Call 1-800-734-4667 open to (7 cst) make sure you get all the e-sign stuff done etc while on with them if you move forward as you need your cusotmer # if not or debit # to sign up for online account access they can do all that for you

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 23:03:51 GMT

@CreditCuriosity wrote:
@Anonymous wrote:
@CreditCuriosity wrote:
@Anonymous wrote:
I tried signing up online for a checking account but said it couldn’t process it and to stop by a local branch. Might have something to do with my Chex.

Congrats!
Nah has nothing to do with Chexs as they dont use it and i had a freeze on it as well being chexs so they certainly didnt have access to mine even if they were to pull or try to pull it.. Are you in their foot print?
I am about 30 mins from the closest branch.
Strange give them a call if you want to open a checking/savings account at the following # they certainly can tell you what is wrong if anything? As they certainly dont want to turn doing deposit accounts unless you have burnt regions before?

Call 1-800-734-4667

Funny but vlaid question... is it in the same state?

Try an incognito window... cookies can be funny sometimes.

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 23:12:03 GMT

@Anonymous wrote:
@Anonymous wrote:
I tried signing up online for a checking account but said it couldn’t process it and to stop by a local branch. Might have something to do with my Chex.

Congrats!
Do the savings and you don't have to worry about Chex and you don't have to make a deposit to setup online banking. Just say you'll fund in a branch....also, if you're not in their foot print it won't let you open an account.

Solid advice, I was able to open a Savings account.

Thanks!

Re: Regions approval..

Anonymous — Mon, 22 Jul 2019 23:44:36 GMT

Will pass for now but good to know I was prequaled. They are definitely not inq's or new accounts sensitive.