topic Re: Apple Card Approval in Credit Card Approvals

Apple Card Approval

Anonymous — Thu, 08 Aug 2019 21:32:37 GMT

Approved for the Apple Card!!

Kind of weirded out because I have 6 months of Credit History with a 680 Credit Score and only $600 worth of credit to name. So idk if they’re pulling an Oprah Winfrey... YOU GET A CARD! YOU GET A CARD! Lol

Approved for 4k @ 23.99%

Re: Apple Card Approval

BallBounces — Thu, 08 Aug 2019 21:45:09 GMT

Congrats.

What do your Bank accounts look like, and DTI?

I think GS/Apple is doing more than just looking at a FICO9 TU score.

Re: Apple Card Approval

Anonymous — Thu, 08 Aug 2019 21:58:24 GMT

Congrats on your Apple Card approval!

Re: Apple Card Approval

Anonymous — Thu, 08 Aug 2019 22:16:23 GMT

I make like 20k a year. Although I don’t have any late payments and I usually only utilize less than 10% of credit.

Re: Apple Card Approval

tbque — Thu, 08 Aug 2019 22:29:49 GMT

Congrats!

Re: Apple Card Approval

Marz2002 — Thu, 08 Aug 2019 22:40:19 GMT

YOU...

CONGRATS @CoachLuke99 on your Apple Card approval, Thanks for the DPs, and Welcome to the Forums!!!

Re: Apple Card Approval

JR_TX — Thu, 08 Aug 2019 22:42:38 GMT

Congrats and welcome to the myFICO community!

Re: Apple Card Approval

Anonymous — Thu, 08 Aug 2019 22:48:40 GMT

Congratulations!

Re: Apple Card Approval

Cred4All — Thu, 08 Aug 2019 23:57:38 GMT

Congrats on the approval .

Re: Apple Card Approval

firefox100 — Sat, 10 Aug 2019 02:19:13 GMT

Hi again I spoke to Gs today about my my approval for apple card. as I said other list I was apove for cl of 8500 and intrest rate of 17.9 percent. With fico score of over 800 on trans union and ul of 2 percent the terms wher not good. I have total cl of 134.5K and out standing balance on all my cards are 2k and no lates. Spoke to low level person from customer service she called me today, we spent an hour on phone. GS is not using Fico scores at all, using 3.o model from Trans union. I was told that I would get call back some time next week from VP of Operations. thay are Advertising intrest rates from 13.2 percent to 24 percent. If some one who has credit report like I have dosen't get lower end rate then I think ther is false advertising.

Re: Apple Card Approval

Anonymous — Sat, 10 Aug 2019 02:24:25 GMT

Congratulations

Re: Apple Card Approval

nuohlac — Sat, 10 Aug 2019 02:31:59 GMT

@Anonymous wrote:
Approved for the Apple Card!!

Kind of weirded out because I have 6 months of Credit History with a 680 Credit Score and only $600 worth of credit to name. So idk if they’re pulling an Oprah Winfrey... YOU GET A CARD! YOU GET A CARD! Lol

Approved for 4k @ 23.99%

Congratulations on your new card!!! It has to start somewhere so take it and run with it. Welcome to the FICO game.