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    <title>topic Re: BofA CLI!! Rebuilding paid off in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2397381#M6196</link>
    <description>&lt;P&gt;&lt;STRONG&gt;Congrats!&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;~kn&lt;/EM&gt;&lt;/P&gt;</description>
    <pubDate>Sat, 24 Aug 2013 13:59:08 GMT</pubDate>
    <dc:creator>knoregs</dc:creator>
    <dc:date>2013-08-24T13:59:08Z</dc:date>
    <item>
      <title>BofA CLI!! Rebuilding paid off</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2395413#M6189</link>
      <description>&lt;P&gt;This board has helped me in so many ways! When I first found myFico I had over 14 collections and my fico score was 480! No positive credit history &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; After rebuilding and getting all the collections deleted, I basically had limited credit with only my student loans on my credit report. I couldn't get approved for anything. (Not even a Capitol One secured card).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I finally was able to get approved in June 2012 for a BofA secured (300 CL). I used it for gas once a month and paid it off in full immediately after. 9 months later it graduated but the CL stayed the same. Today, I got brave and decided to ask for a product change to the travel awards and for a CLI and was approved for the 3500 I asked for!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you to the members on this site who got me on the right track by either reading your posts or anwsering my questions.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 23 Aug 2013 22:17:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2395413#M6189</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-23T22:17:39Z</dc:date>
    </item>
    <item>
      <title>Re: BofA CLI!! Rebuilding paid off</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2395415#M6190</link>
      <description>&lt;P&gt;Congrats! &amp;nbsp;You picked a good card for the PC too.&lt;/P&gt;</description>
      <pubDate>Fri, 23 Aug 2013 22:19:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2395415#M6190</guid>
      <dc:creator>DaveSignal</dc:creator>
      <dc:date>2013-08-23T22:19:31Z</dc:date>
    </item>
    <item>
      <title>Re: BofA CLI!! Rebuilding paid off</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2395515#M6191</link>
      <description>&lt;P&gt;Great story. &amp;nbsp;Congrats on your successful rebuild and nice cli!&lt;/P&gt;</description>
      <pubDate>Fri, 23 Aug 2013 22:55:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2395515#M6191</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-23T22:55:37Z</dc:date>
    </item>
    <item>
      <title>Re: BofA CLI!! Rebuilding paid off</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2395531#M6192</link>
      <description>&lt;P&gt;Great success story! CONGRATS! Did they do a hard pull?&lt;/P&gt;</description>
      <pubDate>Fri, 23 Aug 2013 23:00:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2395531#M6192</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-08-23T23:00:53Z</dc:date>
    </item>
    <item>
      <title>Re: BofA CLI!! Rebuilding paid off</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2396693#M6193</link>
      <description>Congrats!</description>
      <pubDate>Sat, 24 Aug 2013 04:32:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2396693#M6193</guid>
      <dc:creator>Jasir</dc:creator>
      <dc:date>2013-08-24T04:32:25Z</dc:date>
    </item>
    <item>
      <title>Re: BofA CLI!! Rebuilding paid off</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2397057#M6194</link>
      <description>&lt;P&gt;Rebuilding&amp;nbsp;does pay off. Congrats.&lt;/P&gt;</description>
      <pubDate>Sat, 24 Aug 2013 05:48:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2397057#M6194</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-08-24T05:48:15Z</dc:date>
    </item>
    <item>
      <title>Re: BofA CLI!! Rebuilding paid off</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2397217#M6195</link>
      <description>&lt;P&gt;congrats! great job &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 24 Aug 2013 07:26:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2397217#M6195</guid>
      <dc:creator>djc1puno</dc:creator>
      <dc:date>2013-08-24T07:26:11Z</dc:date>
    </item>
    <item>
      <title>Re: BofA CLI!! Rebuilding paid off</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2397381#M6196</link>
      <description>&lt;P&gt;&lt;STRONG&gt;Congrats!&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;~kn&lt;/EM&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 24 Aug 2013 13:59:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI-Rebuilding-paid-off/m-p/2397381#M6196</guid>
      <dc:creator>knoregs</dc:creator>
      <dc:date>2013-08-24T13:59:08Z</dc:date>
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