topic Re: Chase IHG Premier in Credit Card Approvals

Chase IHG Premier

Anonymous — Sun, 18 Aug 2019 23:42:04 GMT

As I saw the 125k points + $50 statement credit offer for Chase IHG Premier I finally decided to go for it. Application went "we will let you know in 30 days" after I submitted. Was checking the status through the automated line last few days and was always the 30-day message.

I know about the recon lines but decided not to call them while the application was still in the 30-day status. When I had to log in to may Chase account today and saw the card showing in my online account. Approved with $5100 limit and 21.99% APR.

They pulled TU and EX as usual. My TU FICO was 770 as of July 28 and EX FICO was 770 as of August 1. I was at 4/24 when I applied and wasn't really sure if this one can be approved to be honest.

Re: Chase IHG Premier

Anonymous — Sun, 18 Aug 2019 23:46:35 GMT

Congrats on that approval!!

Re: Chase IHG Premier

gdale6 — Mon, 19 Aug 2019 01:29:55 GMT

Grats on the new chase card. Pretty nice nearly 1600 in cash there in points as well.

Re: Chase IHG Premier

M_Smart007 — Mon, 19 Aug 2019 01:34:08 GMT

Congratulations

Re: Chase IHG Premier

Aim_High — Mon, 19 Aug 2019 02:09:26 GMT

C O N G R A T U L A T I O N S !!!

Great job with the approval and the IHG card!

Chase has great hotel cards! I got the Marriott earlier this year and just got approved for Hyatt.

Chase SUBs are awesome! The Points Guy website values IHG points at 0.5 cents each so that works out to a SUB value of about $625 for $3K spend in 3 months. Just the SUB alone works out to a return of 20.8% on that $3K!

Re: Chase IHG Premier

Anonymous — Mon, 19 Aug 2019 02:42:11 GMT

@gdale6 wrote:
Grats on the new chase card. Pretty nice nearly 1600 in cash there in points as well.

Thanks! I have been holding on to UR points since I'm still waiting on optimal transfer partner(s). Maybe to BA so I can redeem award flights from Oneworld when I need some long-distance travel.

Re: Chase IHG Premier

Anonymous — Mon, 19 Aug 2019 02:56:54 GMT

@Aim_High wrote:
C O N G R A T U L A T I O N S !!!

Great job with the approval and the IHG card!

Chase has great hotel cards! I got the Marriott earlier this year and just got approved for Hyatt.

Chase SUBs are awesome! The Points Guy website values IHG points at 0.5 cents each so that works out to a SUB value of about $625 for $3K spend in 3 months. Just the SUB alone works out to a return of 20.8% on that $3K!

Definitely. Chase probably has the most extensive partnership with hotel and airlines.

The 125k points were so enticing to me; I also took into account the Platinum elite, annual free night and other benefits (though IHG platinum doesn't seem as valuable as the other brands), hopefully they will be good making the card as a keeper.

I'm also thinking about Hyatt but they have fewer hotels and not sure if Chase can approve another card in the near future (will drop back to 3/24 in about half a year but still...). Just felt like I'm hitting a ceiling on Chase's exposure.

Re: Chase IHG Premier

Anonymous — Mon, 19 Aug 2019 03:58:28 GMT

Awesome!

Re: Chase IHG Premier

sjt — Mon, 19 Aug 2019 15:18:24 GMT

Congrats!

Was the offer on the Chase website and was it a pre-qual offer?

Re: Chase IHG Premier

xiocc — Mon, 19 Aug 2019 15:21:22 GMT

Congrats! Nice card choice

Re: Chase IHG Premier

Anonymous — Mon, 19 Aug 2019 15:28:00 GMT

@sjt wrote:
Congrats!

Was the offer on the Chase website and was it a pre-qual offer?

It was not a prequal offer. Had to cold apply. It's also slightly different from the one shown on Chase website or IHG website ($50 statement credit after first purchase)

Both are publicly available without referral and such..

The one I used (with $50 back after purchase):

https://creditcards.chase.com/a1/ihg/premierplus125k50

The ones found on Chase or IHG sites (without the $50 back, but still 125k points and same point earnings):

https://creditcards.chase.com/a1/ihg/premieraep125k (if you click from IHG)
https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club-premier (if you find it directly from Chase)

Re: Chase IHG Premier

AverageJoesCredit — Wed, 21 Aug 2019 21:06:53 GMT

Very Chasey

Re: Chase IHG Premier

Anonymous — Wed, 21 Aug 2019 22:18:24 GMT

Congrats !!!!!!