topic Re: It's been a while.... Apple Card $40K Approval in Credit Card Approvals

It's been a while.... Apple Card $40K Approval

vpae — Sat, 24 Aug 2019 11:39:21 GMT

Hi all,

Hope everyone is well. I feel like I haven't been on in years. It took a while just to even update my signature. The last time I posted, my sig had 30 cards. I'm currently at 41 with the latest Apple Card approval which puts me at 5/24 but I couldn't resist. I'll get back down to 4/24 on 1/1/2020.

Re: It's been a while.... Apple Card $40K Approval

Cred4All — Sat, 24 Aug 2019 12:04:51 GMT

Monster approval, congrats!

Re: It's been a while.... Apple Card $40K Approval

Anonymous — Sat, 24 Aug 2019 12:30:36 GMT

Outstanding approval on the Apple card with the best available! Congrats!

Re: It's been a while.... Apple Card $40K Approval

Adalen — Sat, 24 Aug 2019 12:43:36 GMT

Apple is so wild with these 40K limits. Nice, OP!

Re: It's been a while.... Apple Card $40K Approval

althes — Sat, 24 Aug 2019 13:12:55 GMT

OP has 800+ fico, I won't speculate on salary.

Re: It's been a while.... Apple Card $40K Approval

CreditInspired — Sat, 24 Aug 2019 13:58:24 GMT

Good Golly Miss Molly!

That’s a monster SL. Congratulations.

Re: It's been a while.... Apple Card $40K Approval

woodyman100 — Sat, 24 Aug 2019 14:02:37 GMT

@althes wrote:
OP has 800+ fico, I won't speculate on salary.

And low inqs

I have an 817 FICO, fairly decent salary, AND S loads of inqs.

I was blessed with a far lower limit😝

Re: It's been a while.... Apple Card $40K Approval

gdale6 — Sat, 24 Aug 2019 14:09:56 GMT

Grats on the 40K, this seems to be the top for this card at this time

Re: It's been a while.... Apple Card $40K Approval

vpae — Sat, 24 Aug 2019 15:38:14 GMT

@woodyman100 wrote:
@althes wrote:
OP has 800+ fico, I won't speculate on salary.
And low inqs
I have an 817 FICO, fairly decent salary, AND S loads of inqs.
I was blessed with a far lower limit😝

I should have posted some info for DP, oops!

Pulled TU.

Income: low-to-mid six-figures

Inquiries: Experian 8, Transunion 12, Equifax 5.

Scores: Latest are in my siggy.

Utilization: 2%-8% (Depending on report)

AAoA: 5 Years 1-8 Months (Depending on report)

Oldest Account: 19 Years 9 Months.

No negative marks.

Am I missing any important details? It's been a long time coming... back in 2004, my scores were 514 on Experian, 482 on Equifax, and 513 on Transunion. Also had a lien on the house from Aspire Visa. lol

@gdale6 wrote:
Grats on the 40K, this seems to be the top for this card at this time

That's actually what brought me back to myfico. I was curious what credit limits were like. I was quite surprised at the SL. I haven't been getting much traction with most banks at this point since they have all extended quite a bit for me. I wasn't sure if they took my highest card and just basically matched it? I was curious if they were just very generous and if there were even higher limits.

Re: It's been a while.... Apple Card $40K Approval

Anonymous — Sat, 24 Aug 2019 15:55:03 GMT

Congrats on your approval and monster SL !!!!

this is 5th 40k approvals this week ...i guess 40k is highest SL you can get

Re: It's been a while.... Apple Card $40K Approval

Hockeypnc1 — Sun, 25 Aug 2019 20:19:38 GMT

You could buy a brand new car with that limit!

Re: It's been a while.... Apple Card $40K Approval

Hockeypnc1 — Sun, 25 Aug 2019 20:20:52 GMT

@vpae wrote:
@woodyman100 wrote:
@althes wrote:
OP has 800+ fico, I won't speculate on salary.
And low inqs
I have an 817 FICO, fairly decent salary, AND S loads of inqs.
I was blessed with a far lower limit😝
I should have posted some info for DP, oops!

Pulled TU.
Income: low-to-mid six-figures
Inquiries: Experian 8, Transunion 12, Equifax 5.
Scores: Latest are in my siggy.
Utilization: 2%-8% (Depending on report)
AAoA: 5 Years 1-8 Months (Depending on report)
Oldest Account: 19 Years 9 Months.
No negative marks.

Am I missing any important details? It's been a long time coming... back in 2004, my scores were 514 on Experian, 482 on Equifax, and 513 on Transunion. Also had a lien on the house from Aspire Visa. lol

@gdale6 wrote:
Grats on the 40K, this seems to be the top for this card at this time
That's actually what brought me back to myfico. I was curious what credit limits were like. I was quite surprised at the SL. I haven't been getting much traction with most banks at this point since they have all extended quite a bit for me. I wasn't sure if they took my highest card and just basically matched it? I was curious if they were just very generous and if there were even higher limits.

Low to mid 6 figures? So $200k-$500k a year?

Re: It's been a while.... Apple Card $40K Approval

vpae — Sun, 25 Aug 2019 20:23:24 GMT

@Hockeypnc1 wrote:
You could buy a brand new car with that limit!

Haha, no thanks! I just paid off 2 cars, I have 2 more to go. No more additional car payments.

Re: It's been a while.... Apple Card $40K Approval

vpae — Sun, 25 Aug 2019 20:32:17 GMT

@Hockeypnc1 wrote:
@vpae wrote:
@woodyman100 wrote:
@althes wrote:
OP has 800+ fico, I won't speculate on salary.
And low inqs
I have an 817 FICO, fairly decent salary, AND S loads of inqs.
I was blessed with a far lower limit😝
I should have posted some info for DP, oops!

Pulled TU.
Income: low-to-mid six-figures
Inquiries: Experian 8, Transunion 12, Equifax 5.
Scores: Latest are in my siggy.
Utilization: 2%-8% (Depending on report)
AAoA: 5 Years 1-8 Months (Depending on report)
Oldest Account: 19 Years 9 Months.
No negative marks.

Am I missing any important details? It's been a long time coming... back in 2004, my scores were 514 on Experian, 482 on Equifax, and 513 on Transunion. Also had a lien on the house from Aspire Visa. lol

@gdale6 wrote:
Grats on the 40K, this seems to be the top for this card at this time
That's actually what brought me back to myfico. I was curious what credit limits were like. I was quite surprised at the SL. I haven't been getting much traction with most banks at this point since they have all extended quite a bit for me. I wasn't sure if they took my highest card and just basically matched it? I was curious if they were just very generous and if there were even higher limits.
Low to mid 6 figures? So $200k-$500k a year?

Yup, right in there.

Re: It's been a while.... Apple Card $40K Approval

Meanmchine — Sun, 25 Aug 2019 23:15:03 GMT

Congrats big time on your Apple card

Re: It's been a while.... Apple Card $40K Approval

shoegal — Mon, 26 Aug 2019 13:49:39 GMT

Congrats on the amazing starting limit and getting the lowest APR! 🎉🎉🎉

Re: It's been a while.... Apple Card $40K Approval

pinkandgrey — Mon, 26 Aug 2019 21:24:51 GMT

40k???? AND the lowest APR? Did you recently buy half of all available Apple stock? Or buy everyone in your social circle a MacBook?

CONGRATS!!! Amazing!

Re: It's been a while.... Apple Card $40K Approval

vpae — Tue, 27 Aug 2019 04:27:33 GMT

@pinkandgrey wrote:
40k???? AND the lowest APR? Did you recently buy half of all available Apple stock? Or buy everyone in your social circle a MacBook?
CONGRATS!!! Amazing!

Hahahah. I wish! There's several of us with this SL and APR. I'm just very fortunate and lucky.

I just got my physical card today. I also already ordered a replacement card. and a Skin!!

Re: It's been a while.... Apple Card $40K Approval

Anonymous — Tue, 27 Aug 2019 12:26:16 GMT

Congrats on your card!!! Like others I think you hit the highest and lowest of terms available, Great JOB!!!