topic Re: Apple Card & M-Life Rewards Approval in Credit Card Approvals

Apple Card & M-Life Rewards Approval

awg420 — Sun, 25 Aug 2019 19:53:05 GMT

Soooooo I kept reading about everyone getting the Apple Card and I am not one to pass up the flavor of the month -- especially as an avid Apple product user. I was approved for a SL of $2,500 @ 23.xx APR (I think - it wasn't pretty so I clicked through it fast).

Then later that night I was planning Vegas for EDC and realized I'm there often enough to benefit from the MGM card. And since they have a monopoly in LV it seemed like an easy choice. Applied and was instantly approved for a SL of $1,500. First FNBO card hopefully with steady useage that limit will become larger.

DPs:

EXP Fico 9 - 667

TU Fico 8 - 658

AAoA - 2yr ish (it varies around 3-5 months between the bureaus because some of my AUs only report to certain ones)

13 new accounts in the last 2 years and that's without my HH reporting yet because AMEX is lagging

Inqs - 10-13

Re: Apple Card & M-Life Rewards Approval

vpae — Sun, 25 Aug 2019 20:02:39 GMT

Congrats! You have some other nice cards in your profile as well.

My wife has the mlife card, I was initially declined for it. I just got the Apple Card, my wife saw no value and decided to pass.

Re: Apple Card & M-Life Rewards Approval

Meanmchine — Mon, 26 Aug 2019 00:02:03 GMT

@awg420 wrote:
Soooooo I kept reading about everyone getting the Apple Card and I am not one to pass up the flavor of the month -- especially as an avid Apple product user. I was approved for a SL of $2,500 @ 23.xx APR (I think - it wasn't pretty so I clicked through it fast).

Then later that night I was planning Vegas for EDC and realized I'm there often enough to benefit from the MGM card. And since they have a monopoly in LV it seemed like an easy choice. Applied and was instantly approved for a SL of $1,500. First FNBO card hopefully with steady useage that limit will become larger.

DPs:
EXP Fico 9 - 667
TU Fico 8 - 658
AAoA - 2yr ish (it varies around 3-5 months between the bureaus because some of my AUs only report to certain ones)
13 new accounts in the last 2 years and that's without my HH reporting yet because AMEX is lagging
Inqs - 10-13

Dont know if you know about Total Rewards Visa from Caesars
Palace issued by Comenity Bank but congrats on MLife and Apple

https://www.caesars.com/total-rewards/tr-partners/tr-visa

Re: Apple Card & M-Life Rewards Approval

gdale6 — Mon, 26 Aug 2019 00:08:38 GMT

Grats on the double approval

Re: Apple Card & M-Life Rewards Approval

Anonymous — Mon, 26 Aug 2019 02:03:54 GMT

Congrats OP for both cards.

Have you do research for Caesars Visa from Comenity? I think much better than Mlife because Caesars Visa always SP for CLI every 4-6 months so your CLI will grow so fast. I don’t know about Mlife.

Have fun at EDC! It’s a magical place.