topic Re: Invitation to apply in Credit Card Approvals

Invitation to apply - Approved!

Anonymous — Tue, 10 Sep 2019 18:03:28 GMT

I've been invited to apply for a Navy Federal More Rewards American Express card. Does thi mean I am automatically pre-approved? What are my chances of approval?

FICO 9 723 across the board and FICO 8 714.

Re: Invitation to apply

M_Smart007 — Tue, 10 Sep 2019 02:26:25 GMT

Welcome To myFICO Forums.

I think you have a good shot at a great card. my $0.02 worth

Re: Invitation to apply

gjean78 — Tue, 10 Sep 2019 08:26:35 GMT

@Anonymous wrote:
I've been invited to apply for a Navy Federal More Rewards American Express card. Does thi mean I am automatically pre-approved? What are my chances of approval? FICO 9 723 across the board and FICO 8 714.

go ahead apply for the card you get invitation for, I'll guarantee you'll get approved for it. with these scores, you got a 99.99 chance to get the card. thanks me later once you've been approved.

Re: Invitation to apply

AverageJoesCredit — Tue, 10 Sep 2019 12:54:05 GMT

An invitation is not a gaurenteed approval regardless of scores. Scores play a small part in Navy approvals. Can you let us know more on what the letter says or maybe screenshot? Lots of time people get confused with invited to apply and preapproved . Their is specific language involved that can give better clues. Are you a Navy Federal member? Any history with them? Need more info to actually help predict an outcome. Thanks

Re: Invitation to apply

Anonymous — Tue, 10 Sep 2019 17:52:48 GMT

I logged into my checking ccount at Navy Fed and saw offers so I clicked on them. There was an invitation to apply for the AMEX card, so I decided to go for it. I was instantly approved for 10K and I love Navy Fed. In 91 days I will apply for the Cash Rewards Card to see if they give me a large SL. For now, I will enjoy the cash rewards of their AMEX card. Thanks for all of your advice. This forum has been so helpful.

Re: Invitation to apply

Anonymous — Tue, 10 Sep 2019 18:04:15 GMT

Congrats on your NFCU Amex approval and nice SL!

Re: Invitation to apply

M_Smart007 — Tue, 10 Sep 2019 18:17:28 GMT

@Anonymous wrote:
I logged into my checking ccount at Navy Fed and saw offers so I clicked on them. There was an invitation to apply for the AMEX card, so I decided to go for it. I was instantly approved for 10K and I love Navy Fed. In 91 days I will apply for the Cash Rewards Card to see if they give me a large SL. For now, I will enjoy the cash rewards of their AMEX card. Thanks for all of your advice. This forum has been so helpful.

Congratulations!!!, I hope post #2 encouraged you

Re: Invitation to apply

M_Smart007 — Tue, 10 Sep 2019 18:20:19 GMT

@AverageJoesCredit wrote:
An invitation is not a gaurenteed approval regardless of scores. Scores play a small part in Navy approvals. Can you let us know more on what the letter says or maybe screenshot? Lots of time people get confused with invited to apply and preapproved . Their is specific language involved that can give better clues. Are you a Navy Federal member? Any history with them? Need more info to actually help predict an outcome. Thanks

Sorry Joeseph, I am Maxwell Smart and I approve, This approval

Re: Invitation to apply

Anonymous — Tue, 10 Sep 2019 19:33:34 GMT

Congrats on your approval!!

Re: Invitation to apply

AverageJoesCredit — Tue, 10 Sep 2019 19:34:43 GMT

I wonder what a big sl is ?😯

Re: Invitation to apply

M_Smart007 — Tue, 10 Sep 2019 19:43:31 GMT

@AverageJoesCredit wrote:
I wonder what a big sl is ?😯

Siggy Love?