topic Re: Chase Freedom Unlimited Approval in Credit Card Approvals

Chase Freedom Unlimited Approval

RebelSon — Thu, 12 Sep 2019 04:06:37 GMT

Pulled Equifax with 690 FICO 8

Instant denial at first but

$1,000 SL after a recon because of too many recent INQ

1 Paid collection from 2017

1.9 Years AAoA

8% Utilization

10 INQ last 12 months

ONE week after approval, collection was deleted from my GW letter

FICO 8 jumped to 748!!!!! (Wish I waited)

Chase soft pulled my Transunion and Experian 1 month after approval.... FYI

Re: Chase Freedom Unlimited Approval

M_Smart007 — Thu, 12 Sep 2019 04:56:23 GMT

Congrats! ..Do you know how many times ...I wish I waited???

Re: Chase Freedom Unlimited Approval

gjean78 — Thu, 12 Sep 2019 05:49:20 GMT

@RebelSon wrote:
Pulled Equifax with 690 FICO 8
Instant denial at first but
$1,000 SL after a recon because of too many recent INQ
1 Paid collection from 2017
1.9 Years AAoA
8% Utilization
10 INQ last 12 months

ONE week after approval, collection was deleted from my GW letter
FICO 8 jumped to 748!!!!! (Wish I waited)
Chase soft pulled my Transunion and Experian 1 month after approval.... FYI

Congratulations on your approval!

Re: Chase Freedom Unlimited Approval

SarahJo — Thu, 12 Sep 2019 11:38:41 GMT

Great data points, thank you and congratulations!

Re: Chase Freedom Unlimited Approval

AverageJoesCredit — Thu, 12 Sep 2019 11:50:01 GMT

Congrats the softpull data is big for others wanting to app a Chase card and spree around it lol.

Re: Chase Freedom Unlimited Approval

RebelSon — Thu, 12 Sep 2019 12:00:53 GMT

Yeah that made me nervous as I did a mini app spree... Experian lists them as Chase Bank, two soft pulls 4 weeks after account approval and another on 6 weeks... Transunion lists them as First USA (same address as chase, so I’m guessing it’s chase as well) 5 weeks after

Re: Chase Freedom Unlimited Approval

Anonymous — Thu, 12 Sep 2019 12:05:29 GMT

Congrats!